Laporan arus kas Upstart Holdings, Inc. (UPST)
NASDAQ · Financial Services · Financial - Credit Services · Karyawan: 1.405 · CEO: Paul Gu
- Harga
- $19,65
- Kapitalisasi pasar
- $1,93 M
- Nilai perusahaan
- $3,59 M Data per 2026-11-14
- Laporan terakhir
- Q3 '26 diajukan 2026-11-03
- Laporan berikutnya
- 2027-02-09
Pada Q3 '26, Upstart Holdings, Inc. (UPST): arus kas operasional -$19,8 jt, belanja modal $5,43 jt, arus kas bebas -$25,2 jt. Dalam empat kuartal terakhir arus kas bebas mencapai -$204 jt.
Arus kas
| Arus kas | Tren | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operasional | |||||||||||||
| Laba bersih | -$42,4 jt | -$64,6 jt | -$54,5 jt | -$6,76 jt | -$2,76 jt | -$2,45 jt | $5,61 jt | $31,8 jt | $18,6 jt | -$6,65 jt | $16,5 jt | $36,6 jt | |
| Depresiasi & amortisasi | $9,1 jt | $5,63 jt | $4,83 jt | $5,39 jt | $4,7 jt | $6,4 jt | $5,84 jt | $6,13 jt | $6,46 jt | $5,86 jt | $7,13 jt | $6,12 jt | |
| Kompensasi berbasis saham | $32,8 jt | $35,8 jt | $34,2 jt | $33,6 jt | $29,8 jt | $29,8 jt | $35,5 jt | $34,2 jt | $32,5 jt | $34,8 jt | $44,5 jt | $40 jt | |
| Perubahan modal kerja | $5,85 jt | -$26,9 jt | $19,1 jt | $23,7 jt | $18,7 jt | -$42,7 jt | $38,6 jt | -$14 jt | $44,7 jt | -$44,9 jt | -$327 jt | -$127 jt | |
| Pos non-kas lainnya | -$149 jt | $94,4 jt | $69,9 jt | $123 jt | -$161 jt | -$4,57 jt | -$206 jt | -$181 jt | $6,32 jt | -$122 jt | $122 jt | $24,4 jt | |
| Arus kas operasional | -$144 jt | $44,3 jt | $73,6 jt | $179 jt | -$111 jt | -$13,5 jt | -$120 jt | -$123 jt | $109 jt | -$133 jt | -$137 jt | -$19,8 jt | |
| Investasi | |||||||||||||
| Belanja modal | -$242 rb | -$684 rb | -$37 rb | -$116 rb | -$3,42 jt | -$6,16 jt | -$115 rb | -$75 rb | -$157 rb | -$2,75 jt | -$2,06 jt | -$5,43 jt | |
| Pembelian investasi | -$17,4 jt | -$16,9 jt | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$260 jt | |
| Penjualan / jatuh tempo investasi | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $381 jt | |
| Aktivitas investasi lainnya | -$12,3 jt | -$19,9 jt | -$76,1 jt | -$46,1 jt | -$74,5 jt | -$72,4 jt | -$110 jt | -$120 jt | $132 jt | $3,63 jt | $96,1 jt | $1,42 jt | |
| Arus kas investasi | -$29,9 jt | -$37,5 jt | -$76,1 jt | -$46,2 jt | -$77,9 jt | -$78,6 jt | -$110 jt | -$121 jt | $132 jt | $876 rb | $94,1 jt | $117 jt | |
| Pendanaan | |||||||||||||
| Utang neto diterbitkan / dilunasi | $23 jt | -$49,5 jt | $114 jt | -$4,7 jt | $503 jt | -$80,1 jt | $81,7 jt | $426 jt | -$36,8 jt | $83,7 jt | $87 jt | $16,1 jt | |
| Pembelian kembali saham | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$100 jt | $0 | $0 | |
| Pendanaan lainnya (termasuk pajak atas saham yang vested) | $3,4 jt | $14,1 jt | $10,4 jt | -$33,3 jt | -$3,1 jt | $22,5 jt | $8,55 jt | -$55,6 jt | $14,3 jt | $17,9 jt | $11,7 jt | $21,5 jt | |
| Arus kas pendanaan | $26,4 jt | -$35,4 jt | $124 jt | -$38 jt | $509 jt | -$44,7 jt | $91,9 jt | $379 jt | -$20,2 jt | $6,74 jt | $93,5 jt | $48,8 jt | |
| Ringkasan | |||||||||||||
| Perubahan neto kas | -$147 jt | -$28,6 jt | $121 jt | $95,1 jt | $320 jt | -$137 jt | -$138 jt | $135 jt | $220 jt | -$126 jt | $50,9 jt | $146 jt | |
| Arus kas bebas (OCF - capex) | -$145 jt | $42,6 jt | $71,3 jt | $177 jt | -$114 jt | -$19,6 jt | -$125 jt | -$127 jt | $105 jt | -$140 jt | -$143 jt | -$25,2 jt | |
| Pajak penghasilan dibayar | $0 | $88 rb | $125 rb | $37 rb | $8 rb | $96 rb | $454 rb | $22 rb | $18 rb | $79 rb | -$79 rb | $0 | |
| Bunga dibayar | $14,1 jt | $12,5 jt | $12 jt | $10,3 jt | $8,32 jt | $7,38 jt | $14,7 jt | $12,4 jt | $8,97 jt | $3,49 jt | -$3,49 jt | $0 | |
| Arus kas | Tren | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operasional | ||||||||||
| Laba bersih | -$8,86 jt | -$11,2 jt | -$5,02 jt | $5,58 jt | $135 jt | -$109 jt | -$240 jt | -$129 jt | $53,6 jt | |
| Depresiasi & amortisasi | $93 rb | $314 rb | $774 rb | $2,28 jt | $7,54 jt | $13,5 jt | $24,9 jt | $20,5 jt | $24,8 jt | |
| Kompensasi berbasis saham | $1,29 jt | $2,05 jt | $3,81 jt | $11,5 jt | $73,2 jt | $126 jt | $175 jt | $133 jt | $132 jt | |
| Pajak penghasilan tangguhan | -$5,2 jt | $42,3 jt | $0 | $29 jt | $0 | $0 | $0 | $0 | $0 | |
| Perubahan modal kerja | $21,1 jt | $13,9 jt | $33 rb | $18,3 jt | $55,2 jt | -$5,05 jt | -$19,7 jt | $34,6 jt | $26,6 jt | |
| Pos non-kas lainnya | $1,97 jt | $2,98 jt | $32 jt | -$51 jt | -$103 jt | -$684 jt | -$51,8 jt | $126 jt | -$385 jt | |
| Arus kas operasional | $10,4 jt | $50,3 jt | $31,6 jt | $15,7 jt | $168 jt | -$658 jt | -$112 jt | $186 jt | -$148 jt | |
| Investasi | ||||||||||
| Belanja modal | -$773 rb | -$1,04 jt | -$4 jt | -$5,61 jt | -$8,43 jt | -$8,83 jt | -$1,53 jt | -$837 rb | -$347 rb | |
| Akuisisi | $16,7 jt | $8,91 jt | $0 | -$87,7 jt | -$16,8 jt | $0 | $0 | $11,9 jt | $0 | |
| Pembelian investasi | -$514 jt | -$421 jt | $0 | -$9,66 jt | -$40 jt | -$6,25 jt | $0 | $0 | $0 | |
| Penjualan / jatuh tempo investasi | $76,2 jt | $1,23 jt | $8,76 jt | $97,3 jt | $0 | $0 | $0 | $11,9 jt | $0 | |
| Aktivitas investasi lainnya | -$393 jt | -$137 jt | $40,7 jt | $142 jt | -$78,7 jt | -$99,1 jt | -$117 jt | -$261 jt | -$177 jt | |
| Arus kas investasi | -$393 jt | -$137 jt | $45,4 jt | $137 jt | -$144 jt | -$114 jt | -$118 jt | -$238 jt | -$177 jt | |
| Pendanaan | ||||||||||
| Utang neto diterbitkan / dilunasi | $397 jt | $87,8 jt | -$116 jt | -$82,2 jt | $647 jt | $288 jt | $193 jt | $563 jt | $391 jt | |
| Pembelian kembali saham | $0 | $0 | $0 | $0 | $0 | -$178 jt | $0 | $0 | $0 | |
| Pendanaan lainnya (termasuk pajak atas saham yang vested) | $15,7 jt | -$2 jt | -$4,48 jt | $1,75 jt | -$55,6 jt | -$16,8 jt | -$48,8 jt | -$31,9 jt | -$10,3 jt | |
| Arus kas pendanaan | $413 jt | $136 jt | -$119 jt | $79,1 jt | $855 jt | $113 jt | $165 jt | $560 jt | $406 jt | |
| Ringkasan | ||||||||||
| Perubahan neto kas | $29,7 jt | $48,9 jt | -$42,2 jt | $231 jt | $880 jt | -$659 jt | -$64,7 jt | $508 jt | $80,7 jt | |
| Arus kas bebas (OCF - capex) | $9,58 jt | $49,3 jt | $26,3 jt | $10,1 jt | $153 jt | -$681 jt | -$124 jt | $176 jt | -$166 jt | |
| Pajak penghasilan dibayar | $0 | $0 | $0 | $0 | $2,3 jt | $328 rb | $0 | $258 rb | $590 rb | |
| Bunga dibayar | $0 | $0 | $26,9 jt | $0 | $3,27 jt | $12,5 jt | $36,5 jt | $43,1 jt | $43,5 jt | |
Distandardisasi dari laporan perusahaan; arus keluar dan biaya mempertahankan tanda yang dilaporkan penyedia. Arahkan kursor ke periode untuk melihat tanggal berakhirnya. Jumlah dalam USD.
Arus kas operasional, capex, arus kas bebas
kuartalanPenggunaan kas vs arus kas operasional
tahun fiskalJumlah saham dan EPS
kuartalan, dilusianLaporan lainnya
Sumber
Laporan keuangan, pendapatan segmen, metrik, dan estimasi distandardisasi dari laporan perusahaan. Laba segmen dan setiap pos yang dilaporkan: SEC EDGAR (XBRL). Laporan yang dibaca: 10-Q 2026-09-30, 10-Q 2026-06-30, 10-Q 2026-03-31, 10-K 2025-12-31, 10-Q 2025-09-30, 10-Q 2025-06-30, 10-Q 2025-03-31, 10-K 2024-12-31, 10-Q 2024-09-30
Data per 2026-11-14