Neraca Upstart Holdings, Inc. (UPST)
NASDAQ · Financial Services · Financial - Credit Services · Karyawan: 1.405 · CEO: Paul Gu
- Harga
- $19,65
- Kapitalisasi pasar
- $1,93 M
- Nilai perusahaan
- $3,59 M Data per 2026-11-14
- Laporan terakhir
- Q3 '26 diajukan 2026-11-03
- Laporan berikutnya
- 2027-02-09
Pada akhir Q3 '26, Upstart Holdings, Inc. (UPST) memiliki $461 jt dalam kas dan investasi jangka pendek, dengan utang $2,11 M (termasuk sewa). Total aset $3,34 M, total liabilitas $2,45 M, ekuitas pemegang saham $887 jt.
Neraca
| Neraca | Tren | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Aset | |||||||||||||
| Kas & setara kas | $377 jt | $307 jt | $380 jt | $450 jt | $794 jt | $605 jt | $401 jt | $495 jt | $657 jt | $475 jt | $458 jt | $461 jt | |
| Piutang | $55,3 jt | $54 jt | $60 jt | $87,9 jt | $70,3 jt | $62,5 jt | $99,4 jt | $120 jt | $97,4 jt | $105 jt | $120 jt | $53,4 jt | |
| Aset lancar lainnya | $0 | $0 | $0 | $0 | $188 jt | $240 jt | $306 jt | $347 jt | $405 jt | $458 jt | $526 jt | $1,33 M | |
| Aset lancar | $451 jt | $384 jt | $458 jt | $558 jt | $1,08 M | $936 jt | $832 jt | $993 jt | $1,2 M | $1,08 M | $1,14 M | $1,88 M | |
| Properti, pabrik & peralatan (neto) | $97,3 jt | $92,5 jt | $88,9 jt | $84,6 jt | $82,5 jt | $83 jt | $81,6 jt | $78,9 jt | $60,6 jt | $61,6 jt | $68,2 jt | $51,1 jt | |
| Investasi jangka panjang | $1,2 M | $1,13 M | $867 jt | $700 jt | $849 jt | $857 jt | $1,06 M | $1,27 M | $1,03 M | $1,06 M | $1,11 M | $799 jt | |
| Goodwill | $67,1 jt | $67,1 jt | $67,1 jt | $67,1 jt | $67,1 jt | $67,1 jt | $67,1 jt | $67,1 jt | $67,1 jt | $67,1 jt | $67,1 jt | $67,1 jt | |
| Aset tidak berwujud | $11,4 jt | $10,3 jt | $10 jt | $9,72 jt | $9,43 jt | $9,15 jt | $8,86 jt | $8,57 jt | $8,29 jt | $8 jt | $7,72 jt | $7,43 jt | |
| Aset tidak lancar lainnya | $187 jt | $246 jt | $330 jt | $390 jt | $278 jt | $344 jt | $427 jt | $485 jt | $614 jt | $691 jt | $786 jt | $532 jt | |
| Aset tidak lancar | $1,57 M | $1,54 M | $1,36 M | $1,25 M | $1,29 M | $1,36 M | $1,65 M | $1,91 M | $1,78 M | $1,88 M | $2,03 M | $1,46 M | |
| Total aset | $2,02 M | $1,93 M | $1,82 M | $1,81 M | $2,37 M | $2,3 M | $2,48 M | $2,9 M | $2,97 M | $2,96 M | $3,17 M | $3,34 M | |
| Liabilitas | |||||||||||||
| Utang usaha | $12,6 jt | $10 jt | $13,9 jt | $22,6 jt | $12,4 jt | $13,3 jt | $28,8 jt | $11,8 jt | $32 jt | $22,7 jt | $39,4 jt | $22,7 jt | |
| Beban akrual | $58,3 jt | $35,4 jt | $43,7 jt | $66,7 jt | $102 jt | $51,2 jt | $74,5 jt | $76,9 jt | $118 jt | $75,1 jt | $92,3 jt | $100 jt | |
| Utang jangka pendek | $387 jt | $352 jt | $258 jt | $170 jt | $196 jt | $127 jt | $190 jt | $141 jt | $97,3 jt | $183 jt | $252 jt | $0 | |
| Liabilitas jangka pendek lainnya | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $48,4 jt | |
| Liabilitas jangka pendek | $458 jt | $397 jt | $316 jt | $259 jt | $458 jt | $351 jt | $450 jt | $378 jt | $401 jt | $446 jt | $561 jt | $338 jt | |
| Utang jangka panjang | $653 jt | $654 jt | $655 jt | $717 jt | $1,21 M | $1,21 M | $1,24 M | $1,72 M | $1,73 M | $1,74 M | $1,75 M | $2,05 M | |
| Liabilitas sewa (jangka panjang) | $62,3 jt | $59,4 jt | $56,4 jt | $53,3 jt | $50,3 jt | $47,1 jt | $43,8 jt | $40,6 jt | $21,1 jt | $17,5 jt | $22,4 jt | $61 jt | |
| Liabilitas jangka panjang lainnya | $208 jt | $205 jt | $199 jt | $183 jt | $19,1 jt | $14,2 jt | $23,5 jt | $27,6 jt | $22 jt | $26,8 jt | $39,3 jt | $0 | |
| Liabilitas jangka panjang | $923 jt | $918 jt | $910 jt | $954 jt | $1,28 M | $1,27 M | $1,31 M | $1,78 M | $1,77 M | $1,78 M | $1,81 M | $2,11 M | |
| Total liabilitas | $1,38 M | $1,31 M | $1,23 M | $1,21 M | $1,73 M | $1,62 M | $1,76 M | $2,16 M | $2,18 M | $2,23 M | $2,37 M | $2,45 M | |
| Ekuitas | |||||||||||||
| Saham biasa & modal disetor | $9 rb | $9 rb | $9 rb | $9 rb | $9 rb | $10 rb | $10 rb | $10 rb | $10 rb | $10 rb | $10 rb | $10 rb | |
| Laba ditahan | -$283 jt | -$347 jt | -$402 jt | -$408 jt | -$411 jt | -$414 jt | -$408 jt | -$376 jt | -$358 jt | -$364 jt | -$348 jt | -$311 jt | |
| Ekuitas pemegang saham | $635 jt | $613 jt | $595 jt | $596 jt | $633 jt | $677 jt | $722 jt | $744 jt | $799 jt | $733 jt | $797 jt | $887 jt | |
| Utang | |||||||||||||
| Total utang (termasuk sewa) | $1,1 M | $1,06 M | $969 jt | $941 jt | $1,45 M | $1,38 M | $1,47 M | $1,9 M | $1,85 M | $1,94 M | $2,03 M | $2,11 M | |
| Utang neto (utang - kas) | $725 jt | $758 jt | $589 jt | $490 jt | $659 jt | $777 jt | $1,07 M | $1,4 M | $1,19 M | $1,46 M | $1,57 M | $1,65 M | |
| Neraca | Tren | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|
| Aset | |||||||||
| Kas & setara kas | $73 jt | $50,8 jt | $259 jt | $995 jt | $432 jt | $377 jt | $794 jt | $657 jt | |
| Piutang | $5,05 jt | $42,4 jt | $30,7 jt | $63,8 jt | $52,8 jt | $55,3 jt | $70,3 jt | $97,4 jt | |
| Aset lancar lainnya | $555 jt | $0 | $0 | $0 | $0 | $0 | $188 jt | $405 jt | |
| Aset lancar | $633 jt | $98,5 jt | $296 jt | $1,09 M | $502 jt | $451 jt | $1,08 M | $1,2 M | |
| Properti, pabrik & peralatan (neto) | $102 rb | $22,2 jt | $28,3 jt | $120 jt | $131 jt | $97,3 jt | $82,5 jt | $60,6 jt | |
| Investasi jangka panjang | $0 | $232 jt | $78,5 jt | $292 jt | $1,05 M | $1,2 M | $849 jt | $1,03 M | |
| Goodwill | $0 | $0 | $0 | $67,1 jt | $67,1 jt | $67,1 jt | $67,1 jt | $67,1 jt | |
| Aset tidak berwujud | $1,4 jt | $0 | $0 | $19,9 jt | $15,6 jt | $11,4 jt | $9,43 jt | $8,29 jt | |
| Aset tidak lancar lainnya | $11,2 jt | $40,5 jt | $74,9 jt | $232 jt | $169 jt | $187 jt | $278 jt | $614 jt | |
| Aset tidak lancar | $12,7 jt | $295 jt | $182 jt | $732 jt | $1,43 M | $1,57 M | $1,29 M | $1,78 M | |
| Total aset | $646 jt | $393 jt | $477 jt | $1,82 M | $1,94 M | $2,02 M | $2,37 M | $2,97 M | |
| Liabilitas | |||||||||
| Utang usaha | $2,92 jt | $6,56 jt | $13,8 jt | $6,56 jt | $18,7 jt | $12,6 jt | $12,4 jt | $32 jt | |
| Beban akrual | $7,69 jt | $20,8 jt | $24,8 jt | $85,5 jt | $45,3 jt | $58,3 jt | $102 jt | $118 jt | |
| Utang jangka pendek | $49,3 jt | $84,6 jt | $40,5 jt | $48 jt | $336 jt | $387 jt | $196 jt | $97,3 jt | |
| Liabilitas jangka pendek lainnya | $337 jt | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Liabilitas jangka pendek | $71,8 jt | $112 jt | $79,1 jt | $140 jt | $400 jt | $458 jt | $458 jt | $401 jt | |
| Utang jangka panjang | $448 jt | $34 jt | $22,1 jt | $647 jt | $650 jt | $653 jt | $1,21 M | $1,73 M | |
| Liabilitas sewa (jangka panjang) | $0 | $17,1 jt | $19,4 jt | $100 jt | $101 jt | $62,3 jt | $50,3 jt | $21,1 jt | |
| Liabilitas jangka panjang lainnya | $22,8 jt | $292 jt | $56,4 jt | $126 jt | $112 jt | $208 jt | $19,1 jt | $22 jt | |
| Liabilitas jangka panjang | $471 jt | $343 jt | $97,9 jt | $873 jt | $863 jt | $923 jt | $1,28 M | $1,77 M | |
| Total liabilitas | $543 jt | $455 jt | $177 jt | $1,01 M | $1,26 M | $1,38 M | $1,73 M | $2,18 M | |
| Ekuitas | |||||||||
| Saham biasa & modal disetor | $1 rb | $2 rb | $7 rb | $8 rb | $8 rb | $9 rb | $9 rb | $10 rb | |
| Laba ditahan | -$75,1 jt | -$75,2 jt | -$69,2 jt | $66,2 jt | -$42,4 jt | -$283 jt | -$411 jt | -$358 jt | |
| Ekuitas pemegang saham | $91,3 jt | -$62,7 jt | $300 jt | $807 jt | $672 jt | $635 jt | $633 jt | $799 jt | |
| Utang | |||||||||
| Total utang (termasuk sewa) | $501 jt | $136 jt | $82,1 jt | $796 jt | $1,09 M | $1,1 M | $1,45 M | $1,85 M | |
| Utang neto (utang - kas) | $428 jt | $84,9 jt | -$177 jt | -$199 jt | $655 jt | $725 jt | $659 jt | $1,19 M | |
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Laporan keuangan, pendapatan segmen, metrik, dan estimasi distandardisasi dari laporan perusahaan. Laba segmen dan setiap pos yang dilaporkan: SEC EDGAR (XBRL). Laporan yang dibaca: 10-Q 2026-09-30, 10-Q 2026-06-30, 10-Q 2026-03-31, 10-K 2025-12-31, 10-Q 2025-09-30, 10-Q 2025-06-30, 10-Q 2025-03-31, 10-K 2024-12-31, 10-Q 2024-09-30
Data per 2026-11-14