Podcast trade ideas

The Ramsey Show

Focus Creates Financial Momentum

Nov 13, 202652h

No actionable stock, ETF or asset calls were made in this episode; it is a personal-finance call-in show focused on debt payoff, budgeting, housing and insurance decisions. The hosts repeatedly advise against debt-financed cars and whole-life insurance while favoring term life and staying invested in the market via retirement accounts, but these are generic principles rather than tradable recommendations. No listed companies were recommended or discussed as investments.

No actionable calls in this episode

The Ramsey Show

Growing Up Means Learning To Tell Yourself No

Nov 12, 202676h

No actionable calls in this episode

The Ramsey Show

Don't Stay Trapped In Payments

Nov 11, 2026100h

No actionable calls in this episode

The Ramsey Show

The Pressure to Have It All Is Keeping You Broke

Nov 10, 2026124h

The episode is a personal-finance call-in show with no direct stock or asset recommendations from the hosts. The only market-relevant stance is general investing guidance: George Campbell advises a 26-year-old caller to avoid bond and target-date funds and instead hold 100% equities via growth stock mutual funds or an S&P 500 index fund for long-term growth. A caller mentions owning Bitcoin, ETFs and an S&P 500 fund but no actionable view is expressed. Hosts also advise selling concentrated company stock for diversification and reject buying gold as a mortgage-payoff strategy.

Positions · 5

• 1:34:05SSPXLongAt 26 you should stay 100% in equities for long-term growth, and a good S&P 500 index fund covers most of what we discussed. — George Campbell-0.6% since episode
  Why this trade

  “A good S and P 500 index fund will cover a lot of what we just talked about, but you can beat the market with a mutual fund.” — George Campbell

  1. George says target-date and bond funds drag returns from ~10-12% down to 6-7%, so young investors should stay fully in equities.
  2. He notes a good S&P 500 index fund covers most of the four growth-stock mutual fund categories we recommend.
  3. Resulting stance: own broad US equity index exposure for the long haul.
• 1:32:59Growth stock mutual funds (large/mid/small/international)LongSplit money 25% each across growth and income, growth, aggressive growth and international funds to diversify on top of diversifying. — George Campbell–
  Why this trade

  “If you just split four types across 25%, you're gonna do just fine because you're diversifying on top of diversifying.” — George Campbell

  1. George lays out the four Ramsey-recommended fund types: growth and income, growth, aggressive growth and international, 25% each.
  2. He argues each fund holds 90-200+ stocks, so you diversify on top of diversifying.
  3. Resulting trade: allocate retirement contributions across these equity fund categories, avoiding bond and target-date funds.
• 1:33:22Bond funds / target date fundsAvoidTarget date funds shift you to bonds and cut returns from 10-12% to 6-7%, so we stay 100% equities instead. — George Campbell–
  Why this trade

  “Instead of seeing that 10%, over time, you're gonna be 60% bonds, 40% in stocks... your returns are gonna turn from 10 or 12% down to six or 7%.” — George Campbell

  1. George says target date funds grow more conservative over time, ending up 60% bonds and 40% stocks.
  2. That drags returns from roughly 10-12% down to 6-7%, which young investors don't want.
  3. Resulting stance: remove bond and target date funds from the 401(k) menu.
• 2:00:27GGOLDAvoidDon't buy gold as collateral to pay off the house: you pay above spot, sell below it, and you'll never want to sell it anyway. — George Campbell-6.0% since episode
  Why this trade

  “I wouldn't recommend buying gold anyways. No matter what it is. You're paying above spot to buy it. You're gonna sell below it.” — George Campbell

  1. A caller proposes buying gold as collateral to eventually pay off her mortgage.
  2. George says you pay above spot to buy and sell below it, and still have to convert gold to money.
  3. Resulting stance: avoid gold; pay down the mortgage directly as forced savings instead.
• 1:54:10Caller's employer company stockAvoidI would offload the company stock regardless, just for diversification, since it's a volatile industry and a big concentrated position. — George Campbell–
  Why this trade

  “I definitely would offload the company stock anyways regardless just because of diversification.” — George Campbell

  1. A caller holds ~$175k of company stock, $95k vested, in a volatile industry.
  2. George says he would sell it regardless purely for diversification.
  3. Resulting proceeds go to taxes, 15% investing and mortgage paydown.

The Ramsey Show

Make a Plan for the Life You Want

Nov 9, 2026148h

This episode of The Ramsey Show contains no explicit stock, ETF or asset recommendations. The hosts focus on debt payoff, budgeting, house-buying rules (PITI at 25% of take-home), avoiding reverse mortgages and car leases, and retirement-account ordering (match, Roth, traditional, taxable). The only market-adjacent remarks are general: George Campbell says he prefers stock-market investing over real estate and expects roughly 8-10% average returns, but he names no securities or funds.

No actionable calls in this episode

The Ramsey Show

Don't Let Debt Delay Your Financial Future

Nov 6, 2026220h

No actionable calls in this episode

The Ramsey Show

Make Decisions Based on Facts, Not Fear

Nov 5, 2026244h

Positions · 5

• 56:19SPYLongRamsey praises the caller for putting $500,000 into the S&P 500 and repeatedly uses a 10-12.5% S&P return assumption to show how the money compounds. — Dave Ramsey-2.5% since episode
  Why this trade

  “I took 500,000, put in the S and P 500... he was very conservative and very smart to get started.” — Dave Ramsey

  1. Caller Jamal says he put $500,000 of a settlement into the S&P 500; Dave calls it very wise and says just don't touch it.
  2. Dave notes the S&P 500 is up about 12.5% year-to-date and that a 10% average doubles money roughly every seven years.
  3. The resulting stance is to stay invested long-term in low-cost broad index exposure.
• 1:10:29Good Growth Stock Mutual FundsLongRamsey says his own money is in 'good growth stock type mutual funds' plus paid-for real estate, and advises retirees to keep that allocation rather than shifting to bonds. — Dave Ramsey–
  Why this trade

  “I have real estate that I pay cash for, and I have good growth stock type mutual funds. Period.” — Dave Ramsey

  1. Dave describes his personal portfolio: no bonds, no gold, no Bitcoin, just paid-for real estate and good growth stock mutual funds.
  2. He argues moving to bonds at 65 is 'dumber than hell' and tells callers to let the goose lay eggs by staying in growth funds.
  3. This is a standing long call on US equity growth funds rather than any specific ticker.
• 1:10:12Bonds (fixed income)AvoidRamsey dismisses shifting retirement money into bonds, calling that 'asset allocation' advice dumb and warning it kills the growth needed to live off returns. — Dave Ramsey–
  Why this trade

  “I'm 66. I own zero bonds. I own zero gold. I own zero Bitcoin.” — Dave Ramsey

  1. Dave says he is 66 and owns zero bonds and that advisors who move clients to bonds at 65 are wrong.
  2. He argues bonds at ~3% cannot support an 8% withdrawal rate without destroying the nest egg.
  3. Resulting view is to avoid bonds in favor of equity growth funds.
• 1:10:22GGOLDAvoidRamsey states flatly that he owns zero gold, lumping it with Bitcoin as assets he does not hold, while recommending equities and real estate instead. — Dave Ramsey-7.3% since episode
  Why this trade

  “I own zero gold. Shocking. Actually, I don't own zero gold. I've got some really nice gold cufflinks.” — Dave Ramsey

  1. Dave lists his holdings and explicitly says he owns zero gold (aside from cufflinks).
  2. He frames the conversation as growth stocks and cash real estate being the only things that build wealth for him.
  3. Implied view is to avoid gold as an investment allocation.
• 1:10:12BitcoinAvoidRamsey explicitly says he owns zero Bitcoin, signaling he does not recommend crypto as part of a wealth-building portfolio. — Dave Ramsey–
  Why this trade

  “I own zero bonds. I own zero gold. I own zero Bitcoin. Shocking.” — Dave Ramsey

  1. Dave names Bitcoin among the things he owns zero of, alongside bonds and gold.
  2. His overall framework is index/growth funds plus paid-for real estate, with no speculative assets.
  3. Implied stance is to avoid Bitcoin for retirement investing.

The Ramsey Show

A Fresh Start With Money Is Possible

Nov 4, 2026268h

This episode of The Ramsey Show is almost entirely personal-finance coaching on debt payoff, estate planning, Social Security timing, and insurance sales practices, with no direct stock or asset picks. The most market-relevant views are procedural: hosts warn against converting IRAs into whole-life annuities and urge long-horizon retirees to hold diversified index/mutual funds rather than cash or bonds. They also counsel delaying the higher earner's Social Security to 67-70 and avoiding whole-life/annuity products pitched by commission-driven agents.

Positions · 3

• 1:52:36U.S. Equity Index Funds (e.g., S&P 500 index)LongHosts argue a risk-averse retiree sitting in $1M of CDs should instead own diversified index/mutual funds to earn ~10% historical returns and cover long-term-care risk. — George Campbell–
  Why this trade

  “If there was an average rate of return of 10%, which is what we've seen over the last hundred years, you would have, ready for it, $676,000 in that account.” — George Campbell

  1. George says $250k invested at a 10% average return would grow to about $676k in ten years, enough for long-term care.
  2. He recommends index funds and mutual funds spread across growth, growth-and-income, aggressive growth, and international for diversification.
  3. Resulting view: favor broad equity index exposure over CDs/bonds for long-horizon retirees.
• 1:36:36Whole Life Insurance / AnnuitiesAvoidHosts repeatedly warn that whole-life policies and annuities pitched to roll over IRAs or fund long-term care are commission-driven, high-fee products to run from. — George Campbell–
  Why this trade

  “Don't take investing advice from your insurance agent... This guy's looking for a big fat commission.” — George Campbell

  1. Jade tells a listener whose agent wants her to roll IRAs into whole life and borrow against it to 'run for your life.'
  2. George says the agent is chasing a 'big fat commission' and that borrowing from a policy tax-free is not a real investing edge.
  3. Resulting trade: avoid whole-life/annuity products used as investment vehicles.
• 1:53:22U.S. Treasury / Cash Equivalents (CDs)AvoidHosts say a retiree's $1M in CDs earning ~4-4.5% is a losing position because inflation is the bigger risk and it can't support 6% withdrawals. — George Campbell–
  Why this trade

  “If he's risk averse, there's risk inflation eating away at your money... That's a bigger risk at your age than the money disappearing into the abyss.” — George Campbell

  1. George notes the couple holds about $1M in CDs and questions why the money isn't invested in the market.
  2. He argues that if risk-averse, 'there's risk inflation eating away at your money' and 6% withdrawals need better returns.
  3. Resulting trade: reduce reliance on CDs in favor of diversified equity funds.

The Ramsey Show

Staying Steady Is Still Financial Progress

Nov 3, 2026292h

No actionable calls in this episode

The Ramsey Show

Temporary Sacrifice Can Change Your Future

Nov 2, 2026316h

No host or guest made a direct buy/sell call on a specific stock, ETF or asset. Broad investing guidance recurred (index funds, 100% equities instead of bond-heavy funds, Roth accounts, Trump accounts), but these are generic principles rather than actionable security recommendations. The most security-specific mentions - Tesla and Toyota Sienna - were used only as depreciation anecdotes, with no investment view attached.

No actionable calls in this episode