Capital One (COF) income statement
NYSE · Financial Services · Financial - Credit Services · 77,500 employees · CEO Richard D. Fairbank
- Price
- $204.85 -1.86%
- Market cap
- $126B
- Enterprise value
- $127B
- Last report
- Q3 '26 filed 2026-10-20
- Next report
- 2027-01-28
Capital One (COF) reported revenue of $20.4B for Q3 '26 (+2.7% year on year), operating income of $4.57B (22.5% of revenue) and net income of $3.54B. Over the last four quarters revenue was $79.1B.
Income statement
| Income statement | Trend | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $13.1B | $13.1B | $13.3B | $13.8B | $13.8B | $13.4B | $16.4B | $19.8B | $19.6B | $19.3B | $19.9B | $20.4B | |
| Cost of revenue | $6.48B | $6.37B | $7.64B | $6.27B | $6.26B | $5.77B | $15.3B | $7.07B | $8.36B | $8.15B | $2.99B | $6.93B | |
| Gross profit | $6.65B | $6.72B | $5.62B | $7.53B | $7.55B | $7.63B | $1.15B | $12.8B | $11.3B | $11.2B | $16.9B | $13.4B | |
| Sales & marketing | $1.25B | $1.01B | $1.06B | $1.11B | $1.38B | $1.2B | $1.35B | $1.4B | $1.93B | $1.5B | $1.66B | $1.59B | |
| General & administrative | $2.28B | $2.48B | $2.2B | $2.39B | $2.33B | $2.55B | $3B | $3.5B | $3.43B | $3.67B | $6.89B | $3.73B | |
| Other operating expenses | $2.18B | $1.65B | $1.71B | $1.81B | $2.39B | $2.15B | $2.73B | $3.47B | $3.79B | $3.3B | $981M | $3.53B | |
| Operating expenses | $5.72B | $5.14B | $4.97B | $5.31B | $6.09B | $5.9B | $7.08B | $8.37B | $9.15B | $8.46B | $9.53B | $8.86B | |
| Operating income | $932M | $1.58B | $651M | $2.22B | $1.46B | $1.73B | -$5.93B | $4.38B | $2.1B | $2.7B | $7.34B | $4.57B | |
| Interest income | $11.1B | $11.2B | $11.3B | $11.9B | $11.7B | $11.4B | $13.8B | $16.8B | $16.7B | $16.2B | $0 | $16.9B | |
| Interest expense | $3.63B | $3.69B | $3.73B | $3.78B | $3.62B | $3.41B | $3.83B | $4.36B | $4.22B | $4.09B | $4.01B | $4.01B | |
| Total non-operating income | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$3.53B | $0 | |
| Income before tax | $932M | $1.58B | $651M | $2.22B | $1.46B | $1.73B | -$5.93B | $4.38B | $2.1B | $2.7B | $3.82B | $4.57B | |
| Income tax | $226M | $302M | $54M | $441M | $366M | $325M | -$1.67B | $1.19B | $345M | $518M | $798M | $1.03B | |
| Net income | $706M | $1.28B | $597M | $1.78B | $1.1B | $1.4B | -$4.28B | $3.19B | $2.13B | $2.17B | $3.02B | $3.54B | |
| EPS (basic) | $1.67 | $3.14 | $1.39 | $4.42 | $2.67 | $3.46 | -$8.58 | $4.83 | $3.26 | $3.34 | $4.73 | $5.62 | |
| EPS (diluted) | $1.67 | $3.13 | $1.38 | $4.41 | $2.67 | $3.45 | -$8.58 | $4.83 | $3.26 | $3.34 | $4.73 | $5.61 | |
| Shares (basic, weighted) | 382M | 382M | 383M | 383M | 382M | 383M | 506M | 639M | 631M | 623M | 621M | 609M | |
| Shares (diluted, weighted) | 383M | 383M | 384M | 384M | 383M | 384M | 506M | 640M | 632M | 623M | 621M | 610M | |
| Depreciation & amortization | $798M | $806M | $811M | $806M | $814M | $812M | $1.01B | $1.83B | $1.61B | $1.51B | $1.59B | $0 | |
| EBITDA | $1.73B | $2.39B | $1.46B | $3.02B | $2.27B | $2.54B | -$4.92B | $6.21B | $3.7B | $4.21B | $8.93B | $4.57B |
| Income statement | Trend | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $27.5B | $30B | $31.9B | $33.8B | $31.6B | $32B | $38.4B | $49.5B | $53.9B | $69.3B | |
| Cost of revenue | $8.48B | $10.3B | $10.2B | $11.4B | $13.4B | -$346M | $9.97B | $23.1B | $26.5B | $36.5B | |
| Gross profit | $19B | $19.7B | $21.7B | $22.4B | $18.3B | $32.4B | $28.4B | $26.4B | $27.4B | $32.8B | |
| Sales & marketing | $1.81B | $1.67B | $2.17B | $2.27B | $1.61B | $2.87B | $4.02B | $4.01B | $4.56B | $5.88B | |
| General & administrative | $5.2B | $5.9B | $5.73B | $6.39B | $6.81B | $7.42B | $8.43B | $9.3B | $9.4B | $12.5B | |
| Other operating expenses | $6.55B | $6.63B | $6.5B | $6.82B | $6.64B | $6.28B | $6.72B | $7.01B | $7.53B | $12.1B | |
| Operating expenses | $13.6B | $14.2B | $14.4B | $15.5B | $15.1B | $16.6B | $19.2B | $20.3B | $21.5B | $30.5B | |
| Operating income | $5.48B | $5.49B | $7.32B | $6.87B | $3.2B | $15.8B | $9.24B | $6.05B | $5.91B | $2.28B | |
| Interest income | $22.9B | $25.2B | $27.2B | $28.5B | $26B | $25.8B | $31.2B | $41.9B | $46B | $58.7B | |
| Interest expense | $2.02B | $2.76B | $4.3B | $5.17B | $3.12B | $1.6B | $4.12B | $12.7B | $14.8B | $15.8B | |
| Income before tax | $5.48B | $5.49B | $7.32B | $6.87B | $3.2B | $15.8B | $9.24B | $6.05B | $5.91B | $2.28B | |
| Income tax | $1.71B | $3.38B | $1.29B | $1.34B | $486M | $3.42B | $1.88B | $1.16B | $1.16B | $193M | |
| Net income | $3.75B | $1.98B | $6.02B | $5.55B | $2.71B | $12.4B | $7.36B | $4.89B | $4.75B | $2.45B | |
| EPS (basic) | $6.96 | $3.52 | $11.90 | $11.10 | $5.19 | $27.04 | $17.91 | $11.98 | $11.61 | $4.03 | |
| EPS (diluted) | $6.89 | $3.49 | $12.45 | $11.05 | $5.18 | $26.94 | $17.91 | $11.95 | $11.59 | $4.03 | |
| Shares (basic, weighted) | 505M | 484M | 480M | 468M | 458M | 443M | 393M | 382M | 383M | 541M | |
| Shares (diluted, weighted) | 510M | 489M | 483M | 470M | 459M | 444M | 393M | 383M | 384M | 541M | |
| Depreciation & amortization | $2.43B | $2.44B | $2.4B | $3.34B | $3.5B | $3.48B | $3.21B | $3.23B | $3.24B | $5.26B | |
| EBITDA | $7.91B | $7.93B | $9.71B | $10.2B | $6.7B | $19.3B | $12.5B | $9.27B | $9.15B | $7.54B |
Standardised by Financial Modeling Prep from the company's filings; outflows and costs keep the sign the provider reports. Hover a period for its end date. Amounts in USD.
Revenue, operating income and growth
quarterlyMargins
quarterlyCosts as % of revenue
quarterlyThe other statements
Sources
Statements, segment revenue, metrics, estimates: Financial Modeling Prep. Segment profits and every reported line: SEC EDGAR (XBRL). Filings read: 10-Q 2026-06-30, 10-Q 2026-03-31, 10-K 2025-12-31, 10-Q 2025-09-30, 10-Q 2025-06-30, 10-Q 2025-03-31, 10-K 2024-12-31, 10-Q 2024-09-30, 10-Q 2024-06-30
Data as of 2026-11-01