Capital One (COF) balance sheet
NYSE · Financial Services · Financial - Credit Services · 77,500 employees · CEO Richard D. Fairbank
- Price
- $204.85 -1.86%
- Market cap
- $126B
- Enterprise value
- $127B
- Last report
- Q3 '26 filed 2026-10-20
- Next report
- 2027-01-28
At the end of Q3 '26 Capital One (COF) held $139B in cash and short-term investments against $49.8B of debt incl. leases. Total assets $673B, total liabilities $563B, shareholders' equity $110B.
Balance sheet
| Balance sheet | Trend | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||
| Cash & equivalents | $43.3B | $51B | $45.4B | $49.3B | $43.2B | $48.6B | $59.1B | $55.3B | $57.4B | $76.5B | $54.7B | $48.9B | |
| Short-term investments | $79.1B | $2.76B | $4.81B | $4.19B | $3.85B | $4.31B | $4.04B | $3.76B | $4.27B | $92.3B | $2.03B | $89.8B | |
| Receivables | $2.48B | $2.51B | $2.49B | $2.58B | $2.53B | $2.6B | $3.37B | $3.46B | $3.49B | $3.46B | $3.43B | $3.53B | |
| Other current assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $4.66B | $2.76B | $1.17B | $1.08B | |
| Current assets | $125B | $56.3B | $52.7B | $56.1B | $49.6B | $55.5B | $66.5B | $62.5B | $69.9B | $175B | $61.3B | $143B | |
| Property, plant & equipment (net) | $4.38B | $4.37B | $4.4B | $4.44B | $4.51B | $4.58B | $5.69B | $5.58B | $5.6B | $5.73B | $6.24B | $6.16B | |
| Long-term investments | $321B | $377B | $377B | $383B | $391B | $388B | $507B | $515B | $518B | $424B | $525B | $440B | |
| Goodwill | $15.1B | $15.1B | $15.1B | $15.1B | $15.1B | $15.1B | $28.3B | $28.9B | $28.5B | $28.5B | $31.9B | $31.9B | |
| Intangible assets | $0 | $0 | $0 | $0 | $0 | $0 | $18.2B | $17B | $16.6B | $16.1B | $16.1B | $15.6B | |
| Other non-current assets | $12.8B | $28.9B | $31.1B | $27.7B | $30.1B | $30B | $33.4B | $33.2B | $30.7B | $33.2B | $33.1B | $36.2B | |
| Non-current assets | $354B | $425B | $427B | $430B | $441B | $438B | $592B | $599B | $599B | $508B | $612B | $530B | |
| Total assets | $478B | $482B | $480B | $486B | $490B | $494B | $659B | $662B | $669B | $683B | $674B | $673B | |
| Liabilities | |||||||||||||
| Accounts payable | $649M | $762M | $668M | $705M | $666M | $646M | $888M | $826M | $844M | $827M | $816M | $782M | |
| Short-term debt | $538M | $568M | $715M | $520M | $562M | $573M | $742M | $616M | $1.09B | $626M | $694M | $612M | |
| Other current liabilities | $348B | $351B | $351B | $354B | $363B | $367B | $468B | $469B | $476B | $489B | $484B | $481B | |
| Current liabilities | $350B | $352B | $353B | $355B | $364B | $369B | $470B | $470B | $478B | $491B | $486B | $482B | |
| Long-term debt | $49.3B | $49.8B | $47.2B | $48.8B | $45B | $41.2B | $51.9B | $50.8B | $49.9B | $49.9B | $44.7B | $49.2B | |
| Lease obligations (non-current) | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $24M | $22M | $0 | $20M | $0 | |
| Other non-current liabilities | $21.5B | $21.8B | $22B | $19.8B | $20.4B | $20.2B | $26.3B | $27B | $27.8B | $28.9B | $29.6B | $32B | |
| Non-current liabilities | $70.8B | $71.6B | $69.2B | $68.7B | $65.4B | $61.4B | $78.3B | $77.8B | $77.7B | $78.8B | $74.3B | $81.1B | |
| Total liabilities | $420B | $424B | $422B | $424B | $429B | $430B | $548B | $548B | $555B | $571B | $560B | $563B | |
| Equity | |||||||||||||
| Common stock & paid-in capital | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | |
| Retained earnings | $60.9B | $61.9B | $62.2B | $63.7B | $64.5B | $65.6B | $60.9B | $63.6B | $65.2B | $66.8B | $69.3B | $72.2B | |
| Accumulated other comprehensive income | -$8.27B | -$9.53B | -$9.7B | -$6.29B | -$9.29B | -$7.53B | -$6.82B | -$5.92B | -$5.47B | -$5.88B | -$6.3B | -$10B | |
| Shareholders' equity | $58.1B | $57.8B | $58B | $62.9B | $60.8B | $63.5B | $111B | $114B | $114B | $112B | $114B | $110B | |
| Debt | |||||||||||||
| Total debt (incl. leases) | $49.9B | $50.4B | $48B | $49.3B | $45.6B | $41.8B | $52.7B | $51.5B | $51B | $50.5B | $45.4B | $49.8B | |
| Net debt (debt - cash) | $6.56B | -$667M | $2.54B | $38M | $2.32B | -$6.8B | -$6.44B | -$3.8B | -$6.43B | -$26B | -$9.34B | $885M | |
| Balance sheet | Trend | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||
| Cash & equivalents | $9.98B | $14B | $13.2B | $13.4B | $40.5B | $21.7B | $30.9B | $43.3B | $43.2B | $57.4B | |
| Short-term investments | $40.7B | $37.7B | $46.2B | $79.2B | $100B | $95.3B | $76.9B | $79.1B | $3.85B | $4.27B | |
| Receivables | $1.35B | $1.54B | $1.61B | $1.76B | $1.47B | $1.46B | $2.1B | $2.48B | $2.53B | $3.49B | |
| Other current assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $4.66B | |
| Current assets | $52.1B | $53.2B | $61B | $94.4B | $142B | $118B | $110B | $125B | $49.6B | $69.9B | |
| Property, plant & equipment (net) | $3.68B | $4.03B | $4.19B | $4.38B | $4.29B | $4.21B | $4.35B | $4.38B | $4.51B | $5.6B | |
| Long-term investments | $272B | $284B | $284B | $266B | $254B | $272B | $299B | $306B | $391B | $518B | |
| Goodwill | $14.5B | $14.5B | $14.5B | $14.7B | $14.7B | $14.8B | $14.8B | $15.1B | $15.1B | $28.5B | |
| Intangible assets | $0 | $0 | $528M | $474M | $90M | $111M | $0 | $0 | $0 | $16.6B | |
| Other non-current assets | $14.4B | $9.47B | $8.99B | $10.3B | $5.81B | $23B | $26.9B | $28.1B | $30.1B | $30.7B | |
| Non-current assets | $305B | $312B | $312B | $296B | $279B | $314B | $345B | $354B | $441B | $599B | |
| Total assets | $357B | $366B | $373B | $390B | $422B | $432B | $455B | $478B | $490B | $669B | |
| Liabilities | |||||||||||
| Accounts payable | $327M | $413M | $458M | $439M | $352M | $281M | $527M | $649M | $666M | $844M | |
| Short-term debt | $18.2B | $9.19B | $9.4B | $7.31B | $668M | $820M | $883M | $538M | $562M | $1.09B | |
| Other current liabilities | $237B | $244B | $250B | $263B | $305B | $311B | $333B | $348B | $363B | $476B | |
| Current liabilities | $255B | $253B | $260B | $270B | $306B | $312B | $334B | $350B | $364B | $478B | |
| Long-term debt | $42.3B | $51.1B | $49.5B | $48.3B | $39.8B | $42.2B | $47.8B | $49.3B | $45B | $49.9B | |
| Lease obligations (non-current) | $32M | $0 | $0 | $103M | $75M | $53M | $33M | $0 | $0 | $22M | |
| Deferred revenue (non-current) | $0 | -$1.21B | -$1.29B | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Deferred tax liabilities | $0 | $1.21B | $1.29B | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Other non-current liabilities | $11.9B | $12.6B | $11.7B | $13.5B | $15.1B | $17B | $20.4B | $21.5B | $20.4B | $27.8B | |
| Non-current liabilities | $54.3B | $63.7B | $61.2B | $61.9B | $54.9B | $59.3B | $68.3B | $70.8B | $65.4B | $77.7B | |
| Total liabilities | $310B | $317B | $321B | $332B | $361B | $371B | $403B | $420B | $429B | $555B | |
| Equity | |||||||||||
| Common stock & paid-in capital | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | |
| Retained earnings | $29.8B | $30.7B | $35.9B | $40.3B | $40.1B | $51B | $57.2B | $60.9B | $64.5B | $65.2B | |
| Accumulated other comprehensive income | -$949M | -$926M | -$1.26B | $1.16B | $3.49B | $374M | -$9.92B | -$8.27B | -$9.29B | -$5.47B | |
| Shareholders' equity | $47.5B | $48.7B | $51.7B | $58B | $60.2B | $61B | $52.6B | $58.1B | $60.8B | $114B | |
| Debt | |||||||||||
| Total debt (incl. leases) | $60.5B | $60.3B | $58.9B | $55.7B | $40.5B | $43.1B | $48.7B | $49.9B | $45.6B | $51B | |
| Net debt (debt - cash) | $50.5B | $46.2B | $45.7B | $42.3B | $30M | $21.3B | $17.9B | $6.56B | $2.32B | -$6.43B | |
Standardised by Financial Modeling Prep from the company's filings; outflows and costs keep the sign the provider reports. Hover a period for its end date. Amounts in USD.
Cash, investments and debt
quarter endsThe other statements
Sources
Statements, segment revenue, metrics, estimates: Financial Modeling Prep. Segment profits and every reported line: SEC EDGAR (XBRL). Filings read: 10-Q 2026-06-30, 10-Q 2026-03-31, 10-K 2025-12-31, 10-Q 2025-09-30, 10-Q 2025-06-30, 10-Q 2025-03-31, 10-K 2024-12-31, 10-Q 2024-09-30, 10-Q 2024-06-30
Data as of 2026-11-01