Lloyds Banking Group plc (LYG) income statement

NYSE · Financial Services · Banks - Regional · 60,061 employees · CEO Charles Alan Nunn

Price: $5.00 -4.76%
Market cap: $71.5B
Enterprise value: £98.5B
Last report: Q3 '26 filed 2026-10-29
Next report: 2027-02-04

Lloyds Banking Group plc (LYG) reported revenue of -£2.94B for Q3 '26 (+32.0% year on year), operating income of £2.33B (-79.3% of revenue) and net income of £1.7B. Over the last four quarters revenue was £66.8B.

Income statement

Income statement	Q4 '23	Q1 '24	Q2 '24	Q3 '24	Q4 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25	Q1 '26	Q2 '26	Q3 '26
Revenue	£20.1B	£4.39B	£14.2B	-£5.11B	£24.1B	£4.7B	£13.9B	-£4.33B	£50.7B	£5.18B	£13.8B	-£2.94B
Gross profit	£20.1B	£4.39B	£14.2B	-£5.11B	£24.1B	£4.7B	£13.9B	-£4.33B	£50.7B	£5.18B	£13.8B	-£2.94B
Other operating expenses	£18.3B	£2.76B	£12.5B	-£6.93B	£23.3B	£3.18B	£11.9B	-£5.5B	£48.8B	£3.16B	£11.6B	-£5.27B
Operating expenses	£18.3B	£2.76B	£12.5B	-£6.93B	£23.3B	£3.18B	£11.9B	-£5.5B	£48.8B	£3.16B	£11.6B	-£5.27B
Operating income	£1.78B	£1.63B	£1.7B	£1.82B	£824M	£1.52B	£1.99B	£1.17B	£1.98B	£2.03B	£2.27B	£2.33B
Interest income	£17.9B	£3.05B	£12.4B	-£6.31B	£22.2B	£3.2B	£12.2B	£0	£3.48B	£3.48B	£11.7B	£0
Income before tax	£1.78B	£1.63B	£1.7B	£1.82B	£824M	£1.52B	£1.99B	£1.17B	£1.98B	£2.03B	£2.27B	£2.33B
Income tax	£541M	£413M	£467M	£490M	£124M	£383M	£577M	£396M	£548M	£470M	£700M	£620M
Net income	£1.23B	£1.22B	£1.21B	£1.36B	£644M	£1.13B	£1.51B	£738M	£1.27B	£1.53B	£1.53B	£1.7B
EPS (basic)	£0.07	£0.07	£0.07	£0.08	£0.04	£0.07	£0.08	£0.04	£0.09	£0.09	£0.10	£0.11
EPS (diluted)	£0.06	£0.07	£0.07	£0.07	£0.04	£0.07	£0.08	£0.04	£0.09	£0.09	£0.10	£0.11
Shares (basic, weighted)	16.1B	16B	15.8B	15.4B	15.6B	15.1B	15.1B	15B	14.9B	14.9B	14.9B	14.9B
Shares (diluted, weighted)	16.9B	16B	15.8B	17B	15.6B	15.1B	15.1B	15.1B	14.9B	14.9B	14.9B	14.9B
EBITDA	£1.78B	£1.63B	£1.7B	£1.82B	£824M	£1.52B	£1.99B	£1.17B	£1.98B	£2.03B	£2.27B	£2.33B

Income statement	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	£24.4B	£23.7B	£21.6B	£24.8B	£18.7B	£18.7B	£20.8B	£34B	£37.6B	£65B
Cost of revenue	£7.35B	£5.09B	£2.95B	£6.68B	£3.56B	£2.39B	£4.72B	£14.8B	£19B	£45.6B
Gross profit	£17B	£18.6B	£18.6B	£18.1B	£15.1B	£16.3B	£16.1B	£19.2B	£18.6B	£19.4B
Sales & marketing	£198M	£208M	£197M	£170M	£187M	£161M	£170M	£0	£0	£0
General & administrative	£265M	£328M	£287M	£226M	£189M	£210M	£265M	£0	£0	£0
Other operating expenses	£12.7B	£12.5B	£12.2B	£13.3B	£13.5B	£9.05B	£10.8B	£11.7B	£12.6B	£12.8B
Operating expenses	£13.1B	£13B	£12.7B	£13.7B	£13.9B	£9.42B	£11.3B	£11.7B	£12.6B	£12.8B
Operating income	£3.89B	£5.63B	£5.96B	£4.39B	£1.23B	£6.9B	£4.78B	£7.5B	£5.97B	£6.66B
Interest income	£16.6B	£16B	£16.3B	£16.9B	£14.3B	£13.3B	£17.6B	£28.1B	£31.3B	£30.1B
Interest expense	£7.35B	£5.09B	£2.95B	£6.68B	£3.56B	£2.39B	£4.72B	£14.8B	£19B	£17.1B
Income before tax	£3.89B	£5.63B	£5.96B	£4.39B	£1.23B	£6.9B	£4.78B	£7.5B	£5.97B	£6.66B
Income tax	£1.72B	£1.63B	£1.45B	£1.39B	-£161M	£1.02B	£859M	£1.99B	£1.49B	£1.9B
Net income	£2.06B	£3.91B	£4.41B	£2.93B	£1.32B	£5.78B	£3.83B	£5.46B	£4.42B	£4.66B
EPS (basic)	£0.12	£0.18	£0.22	£0.14	£0.05	£0.30	£0.20	£0.30	£0.25	£0.27
EPS (diluted)	£0.12	£0.17	£0.22	£0.14	£0.05	£0.30	£0.20	£0.30	£0.25	£0.27
Shares (basic, weighted)	17.8B	17.9B	17.9B	17.7B	17.7B	17.7B	17.2B	16.4B	15.6B	14.9B
Shares (diluted, weighted)	18B	18.1B	18.1B	17.8B	17.8B	17.9B	17.4B	16.4B	15.8B	14.9B
Depreciation & amortization	£2.38B	£2.37B	£2.41B	£2.66B	£2.73B	£2.83B	£2.4B	£2.91B	£3.43B	£0
EBITDA	£6.27B	£8B	£8.37B	£7.05B	£3.96B	£9.73B	£7.18B	£10.4B	£9.4B	£6.66B

Standardised by Financial Modeling Prep from the company's filings; outflows and costs keep the sign the provider reports. Hover a period for its end date. Amounts in GBP.

Revenue, operating income and growth

quarterly

Margins

quarterly

Costs as % of revenue

quarterly

The other statements

Balance sheetCash, investments, assets, debt, liabilities and equityOpen Cash flowOperating cash flow, capex, free cash flow, buybacks and dividendsOpen

Sources

Statements, segment revenue, metrics and estimates: Financial Modeling Prep.

Data as of 2026-11-01 · Amounts in GBP as reported; price and market cap in USD.