Lloyds Banking Group plc (LYG) balance sheet
NYSE · Financial Services · Banks - Regional · 60,061 employees · CEO Charles Alan Nunn
- Price
- $5.00 -4.76%
- Market cap
- $71.5B
- Enterprise value
- £98.5B
- Last report
- Q3 '26 filed 2026-10-29
- Next report
- 2027-02-04
At the end of Q3 '26 Lloyds Banking Group plc (LYG) held £55.9B in cash and short-term investments against £101B of debt incl. leases. Total assets £995B, total liabilities £949B, shareholders' equity £45.7B.
Balance sheet
| Balance sheet | Trend | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 |
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| Assets | |||||||||||||
| Cash & equivalents | £78.1B | £71B | £66.8B | £59.1B | £62.7B | £62.9B | £64.2B | £61.8B | £56.7B | £62.1B | £61.5B | £55.9B | |
| Short-term investments | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £3.94B | £0 | £0 | £0 | |
| Receivables | £0 | £0 | £0 | £0 | £0 | £0 | £1.23B | £0 | £1.35B | £0 | £1.4B | £0 | |
| Current assets | £79.6B | £71B | £66.8B | £59.1B | £64.3B | £62.9B | £65.5B | £61.8B | £63.7B | £62.1B | £62.9B | £55.9B | |
| Property, plant & equipment (net) | £9.67B | £0 | £0 | £0 | £10.1B | £0 | £0 | £0 | £11B | £0 | £0 | £0 | |
| Long-term investments | £492B | £477B | £493B | £20B | £505B | £20.7B | £514B | £19.1B | £521B | £22.3B | £521B | £23.7B | |
| Goodwill | £2.8B | £0 | £8.32B | £0 | £2.75B | £0 | £8.04B | £0 | £3.01B | £0 | £8.73B | £0 | |
| Intangible assets | £5.51B | £0 | £8.32B | £0 | £5.44B | £0 | £0 | £0 | £5.58B | £0 | £0 | £0 | |
| Deferred tax assets | £5.19B | £0 | £5B | £0 | £5.01B | £0 | £4.43B | £0 | £3.99B | £0 | £3.7B | £0 | |
| Other non-current assets | £287B | £342B | £320B | £822B | £314B | £826B | £327B | £857B | £336B | £884B | £398B | £915B | |
| Non-current assets | £802B | £819B | £826B | £842B | £842B | £847B | £854B | £876B | £880B | £906B | £931B | £939B | |
| Total assets | £881B | £890B | £893B | £901B | £907B | £910B | £919B | £937B | £944B | £968B | £994B | £995B | |
| Liabilities | |||||||||||||
| Taxes payable | £39M | £0 | £47M | £0 | £45M | £0 | £63M | £0 | £0 | £0 | £35M | £0 | |
| Other current liabilities | £479B | £475B | £480B | £482B | £483B | £494B | £504B | £505B | £504B | £503B | £509B | £511B | |
| Current liabilities | £479B | £475B | £480B | £482B | £491B | £494B | £504B | £505B | £511B | £503B | £509B | £511B | |
| Long-term debt | £93.7B | £87.1B | £91.9B | £81.7B | £88.5B | £77.3B | £85.4B | £88.3B | £95.1B | £101B | £102B | £101B | |
| Other non-current liabilities | £261B | £279B | £276B | £291B | £281B | £291B | £283B | £298B | £290B | £316B | £336B | £337B | |
| Non-current liabilities | £355B | £367B | £368B | £373B | £369B | £368B | £368B | £387B | £385B | £416B | £438B | £438B | |
| Total liabilities | £834B | £842B | £848B | £854B | £861B | £862B | £872B | £892B | £896B | £920B | £947B | £949B | |
| Equity | |||||||||||||
| Common stock & paid-in capital | £6.36B | £6.37B | £6.25B | £8.25B | £6.06B | £0 | £6B | £0 | £5.89B | £0 | £5.83B | £0 | |
| Retained earnings | £6.79B | £7.25B | £5.51B | £8.25B | £5.91B | £0 | £5.62B | £0 | £6.29B | £0 | £6.24B | £0 | |
| Accumulated other comprehensive income | £0 | £0 | £14.5B | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | |
| Shareholders' equity | £47.2B | £47.6B | £44.9B | £46.2B | £45.7B | £47.6B | £46.7B | £45.5B | £47.7B | £48B | £47B | £45.7B | |
| Debt | |||||||||||||
| Total debt (incl. leases) | £93.7B | £87.1B | £91.9B | £81.7B | £88.5B | £77.3B | £85.4B | £88.3B | £95.1B | £101B | £102B | £101B | |
| Net debt (debt - cash) | £15.6B | £16.2B | £25.1B | £22.6B | £25.8B | £14.4B | £21.2B | £26.5B | £38.5B | £38.6B | £40.7B | £45B | |
| Balance sheet | Trend | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||
| Cash & equivalents | £48.2B | £59.3B | £55.3B | £55.4B | £73.6B | £76.6B | £92B | £78.1B | £62.7B | £56.7B | |
| Short-term investments | £0 | £0 | £0 | £0 | £0 | £6.84B | £0 | £0 | £4.36B | £3.94B | |
| Receivables | £714M | £602M | £749M | £0 | £0 | £363M | £0 | £0 | £526M | £1.35B | |
| Current assets | £53.4B | £64.1B | £59.8B | £59.2B | £74.8B | £84.8B | £93.3B | £79.6B | £69.2B | £63.7B | |
| Property, plant & equipment (net) | £9.21B | £9.03B | £8.53B | £9.55B | £8.41B | £7.97B | £8.13B | £9.67B | £10.1B | £11B | |
| Long-term investments | £546B | £520B | £556B | £493B | £499B | £508B | £488B | £492B | £509B | £521B | |
| Goodwill | £2.02B | £2.31B | £2.31B | £2.32B | £2.32B | £2.32B | £2.66B | £2.8B | £2.75B | £3.01B | |
| Intangible assets | £1.68B | £2.84B | £3.35B | £3.81B | £4.14B | £4.2B | £4.96B | £5.51B | £5.44B | £5.58B | |
| Deferred tax assets | £2.71B | £2.28B | £2.45B | £2.67B | £2.74B | £3.12B | £6.42B | £5.19B | £5.01B | £3.99B | |
| Other non-current assets | £203B | £212B | £165B | £263B | £280B | £277B | £270B | £287B | £305B | £336B | |
| Non-current assets | £764B | £748B | £738B | £775B | £796B | £802B | £780B | £802B | £837B | £880B | |
| Total assets | £818B | £812B | £798B | £834B | £871B | £887B | £873B | £881B | £907B | £944B | |
| Liabilities | |||||||||||
| Taxes payable | £226M | £274M | £377M | £187M | £31M | £6M | £8M | £39M | £45M | £0 | |
| Other current liabilities | £432B | £450B | £450B | £452B | £464B | £486B | £484B | £479B | £491B | £504B | |
| Current liabilities | £432B | £450B | £450B | £452B | £464B | £491B | £484B | £479B | £500B | £511B | |
| Long-term debt | £92.5B | £87.2B | £106B | £114B | £109B | £91.8B | £91.8B | £93.7B | £88.5B | £95.1B | |
| Other non-current liabilities | £244B | £226B | £191B | £220B | £249B | £250B | £254B | £261B | £272B | £290B | |
| Non-current liabilities | £337B | £313B | £297B | £334B | £358B | £342B | £345B | £355B | £361B | £385B | |
| Total liabilities | £769B | £763B | £747B | £786B | £822B | £833B | £829B | £834B | £861B | £896B | |
| Equity | |||||||||||
| Common stock & paid-in capital | £7.15B | £7.2B | £7.12B | £7.01B | £7.08B | £7.1B | £6.73B | £6.36B | £6.06B | £5.89B | |
| Retained earnings | £3.6B | £4.91B | £5.39B | £3.25B | £4.58B | £10.2B | £6.55B | £6.79B | £5.91B | £6.29B | |
| Shareholders' equity | £48.4B | £48.9B | £49.9B | £47.6B | £49.2B | £52.9B | £43.7B | £47.2B | £45.7B | £47.7B | |
| Debt | |||||||||||
| Total debt (incl. leases) | £92.5B | £87.2B | £106B | £114B | £109B | £91.8B | £91.8B | £93.7B | £88.5B | £95.1B | |
| Net debt (debt - cash) | £44.4B | £27.9B | £50.7B | £58.2B | £35.2B | £15.3B | -£211M | £15.6B | £25.8B | £38.5B | |
Standardised by Financial Modeling Prep from the company's filings; outflows and costs keep the sign the provider reports. Hover a period for its end date. Amounts in GBP.
Cash, investments and debt
quarter endsThe other statements
Sources
Statements, segment revenue, metrics and estimates: Financial Modeling Prep.
Data as of 2026-11-01 · Amounts in GBP as reported; price and market cap in USD.