KB Financial Group Inc. (KBFIN) balance sheet

KSC · Financial Services · Banks - Regional · 141 employees · CEO Jong Hee Yang

Price: ₩153,300.00 -1.41%
Market cap: ₩54.2T
Enterprise value: ₩213T
Last report: Q3 '26 filed 2026-09-30
Next report: 2027-02-09

At the end of Q2 '26 KB Financial Group Inc. (KBFIN) held ₩0 in cash and short-term investments against ₩158T of debt incl. leases. Total assets ₩867T, total liabilities ₩804T, shareholders' equity ₩60.9T.

Balance sheet

Balance sheet	Q3 '23	Q4 '23	Q1 '24	Q2 '24	Q3 '24	Q4 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25	Q1 '26	Q2 '26
Assets
Cash & equivalents	₩31.9T	₩30.8T	₩30.5T	₩31.1T	₩26.2T	₩30.8T	₩30.7T	₩34.1T	₩25.3T	₩0	₩20.4T	₩0
Short-term investments	₩0	₩82.5T	₩86T	₩89.2T	₩89.5T	₩93.9T	₩95.8T	₩95.1T	₩96.3T	₩0	₩0	₩0
Receivables	₩263B	₩14.4T	₩275B	₩295B	₩315B	₩12.6T	₩329B	₩344B	₩367B	₩0	₩0	₩0
Current assets	₩32.2T	₩128T	₩117T	₩121T	₩116T	₩138T	₩127T	₩130T	₩122T	₩0	₩20.4T	₩0
Property, plant & equipment (net)	₩4.94T	₩4.95T	₩5.31T	₩5.31T	₩5.28T	₩5.39T	₩5.42T	₩5.18T	₩5.14T	₩0	₩5.04T	₩5.08T
Long-term investments	₩643T	₩570T	₩573T	₩583T	₩587T	₩608T	₩605T	₩610T	₩624T	₩0	₩741T	₩0
Goodwill	₩0	₩867B	₩0	₩0	₩0	₩874B	₩0	₩0	₩0	₩0	₩0	₩0
Intangible assets	₩1.99T	₩1.08T	₩1.96T	₩2.03T	₩1.97T	₩1.09T	₩1.93T	₩1.82T	₩1.78T	₩0	₩1.57T	₩1.6T
Deferred tax assets	₩245B	₩274B	₩335B	₩275B	₩162B	₩279B	₩232B	₩168B	₩195B	₩0	₩193B	₩0
Other non-current assets	₩34.2T	₩10.2T	₩35.3T	₩31.4T	₩34.6T	₩4.59T	₩31.1T	₩34.1T	₩43.3T	₩0	₩49.1T	₩860T
Non-current assets	₩684T	₩587T	₩615T	₩622T	₩629T	₩620T	₩644T	₩651T	₩674T	₩0	₩797T	₩867T
Total assets	₩716T	₩716T	₩732T	₩742T	₩745T	₩758T	₩770T	₩781T	₩796T	₩0	₩818T	₩867T
Liabilities
Accounts payable	₩0	₩36B	₩0	₩0	₩0	₩36.1B	₩0	₩0	₩0	₩0	₩0	₩0
Accrued expenses	₩0	₩6.55T	₩0	₩11.8B	₩10.3B	₩7.02T	₩7.85B	₩0	₩0	₩0	₩0	₩0
Short-term debt	₩65.6B	₩15.7T	₩8.93T	₩15.2T	₩14.5T	₩12.8T	₩14.9T	₩17.4T	₩14.3T	₩0	₩100T	₩0
Taxes payable	₩0	₩452B	₩146B	₩321B	₩408B	₩0	₩608B	₩477B	₩0	₩0	₩0	₩0
Other current liabilities	₩410T	₩405T	₩422T	₩415T	₩423T	₩433T	₩428T	₩435T	₩441T	₩0	₩0	₩0
Current liabilities	₩410T	₩428T	₩431T	₩430T	₩438T	₩453T	₩443T	₩452T	₩455T	₩0	₩100T	₩0
Long-term debt	₩139T	₩121T	₩122T	₩123T	₩122T	₩127T	₩126T	₩123T	₩127T	₩0	₩52.4T	₩158T
Lease obligations (non-current)	₩0	₩589B	₩0	₩0	₩0	₩964B	₩0	₩0	₩0	₩0	₩646B	₩0
Deferred revenue (non-current)	₩0	₩641B	₩0	₩0	₩0	₩638B	₩0	₩0	₩0	₩0	₩0	₩0
Deferred tax liabilities	₩2.29T	₩2.09T	₩2T	₩1.85T	₩1.91T	₩1.68T	₩1.62T	₩1.75T	₩1.59T	₩0	₩1.96T	₩0
Other non-current liabilities	₩107T	₩105T	₩118T	₩127T	₩123T	₩115T	₩139T	₩143T	₩151T	-₩61.4T	₩606T	₩646T
Non-current liabilities	₩248T	₩229T	₩242T	₩252T	₩247T	₩245T	₩267T	₩267T	₩279T	-₩61.4T	₩661T	₩804T
Total liabilities	₩658T	₩657T	₩673T	₩682T	₩685T	₩698T	₩710T	₩720T	₩735T	-₩61.4T	₩761T	₩804T
Equity
Common stock & paid-in capital	₩2.09T	₩2.09T	₩2.09T	₩2.09T	₩2.09T	₩2.09T	₩2.09T	₩2.09T	₩2.09T	₩0	₩2.06T	₩2.09T
Retained earnings	₩32T	₩31.9T	₩32.4T	₩33.8T	₩34.6T	₩34.8T	₩36.2T	₩36.7T	₩38T	₩0	₩43T	₩46.1T
Accumulated other comprehensive income	₩2.1T	₩2.15T	₩1.53T	₩765B	₩495B	₩497B	-₩402B	-₩277B	-₩451B	₩59.6T	₩2.25T	₩3.72T
Shareholders' equity	₩56.9T	₩56.7T	₩57.1T	₩57.2T	₩57.9T	₩57.9T	₩58.2T	₩59.1T	₩59.6T	₩61.4T	₩54.6T	₩60.9T
Debt
Total debt (incl. leases)	₩139T	₩137T	₩131T	₩138T	₩137T	₩141T	₩141T	₩140T	₩141T	₩0	₩153T	₩158T
Net debt (debt - cash)	₩107T	₩106T	₩100T	₩107T	₩110T	₩110T	₩110T	₩106T	₩116T	₩0	₩133T	₩158T

Balance sheet	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Assets
Cash & equivalents	₩19.1T	₩21T	₩21.5T	₩22T	₩26.7T	₩31.7T	₩32.5T	₩30.8T	₩30.8T	₩0
Short-term investments	₩0	₩0	₩0	₩46.1T	₩61.8T	₩60.4T	₩79.5T	₩82.5T	₩93.9T	₩0
Receivables	₩5.72T	₩8.05T	₩6.45T	₩7.47T	₩12.5T	₩98.8B	₩205B	₩14.4T	₩12.6T	₩0
Current assets	₩25T	₩29.2T	₩28.1T	₩75.7T	₩101T	₩92.4T	₩113T	₩128T	₩138T	₩0
Property, plant & equipment (net)	₩3.63T	₩4.2T	₩4.27T	₩5.07T	₩5.43T	₩5.24T	₩4.99T	₩4.95T	₩5.39T	₩0
Long-term investments	₩344T	₩394T	₩435T	₩423T	₩482T	₩538T	₩549T	₩570T	₩603T	₩0
Goodwill	₩332B	₩273B	₩275B	₩276B	₩764B	₩806B	₩845B	₩867B	₩874B	₩0
Intangible assets	₩321B	₩2.67T	₩2.48T	₩2.46T	₩2.59T	₩980B	₩1.01T	₩1.08T	₩1.09T	₩0
Deferred tax assets	₩134B	₩3.99B	₩4.16B	₩3.6B	₩65.1B	₩159B	₩188B	₩274B	₩279B	₩0
Other non-current assets	₩2.08T	₩6.7T	₩9.52T	₩11.7T	₩18.3T	₩18.2T	₩19.5T	₩10.2T	₩9.59T	₩0
Non-current assets	₩351T	₩408T	₩451T	₩443T	₩509T	₩563T	₩576T	₩587T	₩620T	₩0
Total assets	₩376T	₩437T	₩480T	₩519T	₩611T	₩656T	₩689T	₩716T	₩758T	₩0
Liabilities
Accounts payable	₩19.1B	₩21.8B	₩25.8B	₩27.6B	₩31.2B	₩34B	₩35.3B	₩36B	₩36.1B	₩0
Accrued expenses	₩3.01T	₩3.29T	₩3.73T	₩3.78T	₩3.6T	₩3.58T	₩4.78T	₩6.55T	₩7.02T	₩0
Short-term debt	₩11.8T	₩12T	₩13T	₩13T	₩16.3T	₩14.4T	₩11.8T	₩15.7T	₩12.8T	₩0
Taxes payable	₩582B	₩614B	₩836B	₩591B	₩945B	₩664B	₩999B	₩452B	₩0	₩0
Other current liabilities	₩252T	₩269T	₩293T	₩309T	₩342T	₩389T	₩406T	₩405T	₩433T	₩0
Current liabilities	₩267T	₩284T	₩310T	₩326T	₩362T	₩407T	₩423T	₩428T	₩453T	₩0
Long-term debt	₩52.4T	₩63.1T	₩72.7T	₩73.1T	₩89.8T	₩124T	₩140T	₩121T	₩127T	₩0
Lease obligations (non-current)	₩0	₩0	₩0	₩544B	₩559B	₩579B	₩593B	₩589B	₩964B	₩0
Deferred revenue (non-current)	₩372B	₩449B	₩566B	₩672B	₩931B	₩870B	₩810B	₩641B	₩638B	₩0
Deferred tax liabilities	₩103B	₩533B	₩493B	₩778B	₩1.18T	₩1.88T	₩1.45T	₩2.09T	₩1.68T	₩0
Other non-current liabilities	₩24.3T	₩54.7T	₩60.6T	₩78.4T	₩113T	₩71.6T	₩68.8T	₩105T	₩115T	-₩61.4T
Non-current liabilities	₩77.2T	₩119T	₩134T	₩153T	₩206T	₩199T	₩212T	₩229T	₩245T	-₩61.4T
Total liabilities	₩344T	₩403T	₩444T	₩479T	₩567T	₩606T	₩635T	₩657T	₩698T	-₩61.4T
Equity
Common stock & paid-in capital	₩2.09T	₩2.09T	₩2.09T	₩2.09T	₩2.09T	₩2.09T	₩2.09T	₩2.09T	₩2.09T	₩0
Retained earnings	₩12.2T	₩15T	₩17.3T	₩19.7T	₩22.5T	₩26.4T	₩28.9T	₩31.9T	₩34.8T	₩0
Accumulated other comprehensive income	₩405B	₩538B	₩178B	₩348B	₩630B	₩1.38T	₩1T	₩2.15T	₩497B	₩59.6T
Shareholders' equity	₩31T	₩34T	₩35.7T	₩38.5T	₩42.5T	₩48.5T	₩52.5T	₩56.7T	₩57.9T	₩61.4T
Debt
Total debt (incl. leases)	₩64.2T	₩75.1T	₩85.7T	₩86.6T	₩107T	₩139T	₩153T	₩137T	₩141T	₩0
Net debt (debt - cash)	₩45.1T	₩54.1T	₩64.2T	₩64.7T	₩80T	₩108T	₩120T	₩106T	₩110T	₩0

Standardised by Financial Modeling Prep from the company's filings; outflows and costs keep the sign the provider reports. Hover a period for its end date. Amounts in KRW.

Cash, investments and debt

quarter ends

The other statements

Income statementRevenue, costs, operating income, net income and EPSOpen Cash flowOperating cash flow, capex, free cash flow, buybacks and dividendsOpen

Sources

Statements, segment revenue, metrics and estimates: Financial Modeling Prep.

Data as of 2026-11-02