Citigroup Inc. (C) income statement
NYSE · Financial Services · Banks - Diversified · 217,000 employees · CEO Jane Nind Fraser
- Price
- $122.64 -2.48%
- Market cap
- $206B
- Enterprise value
- $668B
- Last report
- Q3 '26 filed 2026-10-13
- Next report
- 2027-01-14
Citigroup Inc. (C) reported revenue of $45.6B for Q3 '26 (+4.1% year on year), operating income of $7.31B (16.0% of revenue) and net income of $5.25B. Over the last four quarters revenue was $176B.
Income statement
| Income statement | Trend | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $41.4B | $43.7B | $42.6B | $43.4B | $40.9B | $41.3B | $42.3B | $43.8B | $40.7B | $44.4B | $45.3B | $45.6B | |
| Cost of revenue | $26.1B | $25B | $25B | $25.7B | $23.9B | $22.4B | $23.5B | $24.2B | $23.2B | $22.6B | $23B | $24.4B | |
| Gross profit | $15.3B | $18.7B | $17.7B | $17.7B | $17B | $18.9B | $18.8B | $19.7B | $17.5B | $21.8B | $22.3B | $21.3B | |
| Sales & marketing | $377M | $228M | $280M | $282M | $323M | $250M | $269M | $260M | $318M | $233M | $283M | $234M | |
| General & administrative | $6.91B | $7.7B | $6.91B | $7.09B | $6.94B | $7.48B | $7.66B | $7.49B | $7.09B | $8.4B | $8.01B | $10.5B | |
| Other operating expenses | $10.1B | $6.21B | $6.19B | $5.91B | $5.94B | $5.71B | $5.68B | $6.56B | $6.27B | $5.7B | $5.94B | $3.21B | |
| Operating expenses | $17.4B | $14.1B | $13.4B | $13.3B | $13.2B | $13.4B | $13.6B | $14.3B | $13.7B | $14.3B | $14.2B | $14B | |
| Operating income | -$2.1B | $4.54B | $4.31B | $4.39B | $3.8B | $5.45B | $5.22B | $5.35B | $3.81B | $7.52B | $8.03B | $7.31B | |
| Interest income | $36.4B | $36.2B | $36B | $36.5B | $35B | $33.7B | $35.9B | $36.7B | $36.6B | $35.5B | $37.7B | $38.8B | |
| Interest expense | $22.6B | $22.7B | $22.5B | $23.1B | $21.3B | $19.7B | $20.7B | $21.8B | $21B | $19.8B | $20.5B | $21.8B | |
| Other non-operating income (gains on investments, FX ...) | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$21.8B | |
| Income before tax | -$2.1B | $4.54B | $4.31B | $4.39B | $3.8B | $5.45B | $5.22B | $5.35B | $3.81B | $7.52B | $8.03B | $7.31B | |
| Income tax | -$296M | $1.14B | $1.05B | $1.12B | $912M | $1.34B | $1.19B | $1.56B | $1.29B | $1.58B | $2.01B | $1.89B | |
| Net income | -$1.84B | $3.37B | $3.22B | $3.24B | $2.86B | $4.06B | $4.02B | $3.75B | $2.47B | $5.79B | $5.83B | $5.25B | |
| EPS (basic) | -$1.15 | $1.59 | $1.54 | $1.53 | $1.36 | $2.00 | $1.98 | $1.89 | $1.21 | $3.12 | $3.21 | $2.90 | |
| EPS (diluted) | -$1.14 | $1.58 | $1.52 | $1.51 | $1.34 | $1.96 | $1.96 | $1.86 | $1.19 | $3.06 | $3.15 | $2.85 | |
| Shares (basic, weighted) | 1.91B | 1.91B | 1.91B | 1.9B | 1.89B | 1.88B | 1.86B | 1.82B | 1.82B | 1.74B | 1.7B | 1.67B | |
| Shares (diluted, weighted) | 1.91B | 1.93B | 1.95B | 1.94B | 1.93B | 1.92B | 1.89B | 1.86B | 1.86B | 1.78B | 1.74B | 1.71B | |
| Depreciation & amortization | $1.17B | $1.11B | $1.1B | $1.08B | $1.02B | $1.05B | $1.1B | $1.12B | $1.1B | $1.12B | $1.15B | $0 | |
| EBITDA | -$931M | $5.65B | $5.41B | $5.47B | $4.82B | $6.5B | $6.32B | $6.47B | $4.91B | $8.63B | $9.18B | $29.1B |
| Income statement | Trend | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $83.3B | $89B | $97.1B | $103B | $88.8B | $79.9B | $100B | $155B | $171B | $168B | |
| Cost of revenue | $19.3B | $23.9B | $31.7B | $36.7B | $30.7B | $4.09B | $30.9B | $87.5B | $99.6B | $93.2B | |
| Gross profit | $64B | $65.1B | $65.4B | $66.8B | $58.1B | $75.8B | $69.4B | $67.9B | $71.1B | $75B | |
| Sales & marketing | $1.63B | $1.61B | $1.55B | $1.52B | $1.22B | $1.49B | $1.56B | $1.39B | $1.11B | $1.1B | |
| General & administrative | $21.2B | $21.3B | $21.3B | $21.5B | $22.3B | $25.3B | $26.7B | $29.3B | $28.6B | $29.7B | |
| Other operating expenses | $19.7B | $19.4B | $19.1B | $19.8B | $20.9B | $21.6B | $22.3B | $24.3B | $24.3B | $24.4B | |
| Operating expenses | $42.5B | $42.3B | $41.9B | $42.9B | $44.5B | $48.3B | $50.6B | $55B | $54.1B | $55.2B | |
| Operating income | $21.5B | $22.8B | $23.4B | $23.9B | $13.6B | $27.5B | $18.8B | $12.9B | $17B | $19.8B | |
| Interest income | $58B | $61.6B | $70.8B | $76.5B | $58.1B | $50.5B | $74.4B | $133B | $144B | $143B | |
| Interest expense | $12.5B | $16.5B | $24.3B | $28.4B | $13.3B | $7.98B | $25.7B | $78.4B | $89.6B | $83.1B | |
| Income before tax | $21.5B | $22.8B | $23.4B | $23.9B | $13.6B | $27.5B | $18.8B | $12.9B | $17B | $19.8B | |
| Income tax | $6.44B | $29.4B | $5.36B | $4.43B | $2.53B | $5.45B | $3.64B | $3.53B | $4.21B | $5.37B | |
| Net income | $14.9B | -$6.8B | $18B | $19.4B | $11B | $22B | $14.8B | $9.23B | $12.7B | $14.3B | |
| EPS (basic) | $4.74 | -$2.98 | $6.69 | $8.08 | $4.75 | $10.21 | $7.04 | $4.07 | $6.03 | $7.23 | |
| EPS (diluted) | $4.74 | -$2.98 | $6.68 | $8.04 | $4.73 | $10.14 | $7.00 | $4.04 | $5.95 | $6.99 | |
| Shares (basic, weighted) | 2.89B | 2.7B | 2.49B | 2.25B | 2.09B | 2.03B | 1.95B | 1.93B | 1.9B | 1.82B | |
| Shares (diluted, weighted) | 2.89B | 2.7B | 2.49B | 2.27B | 2.1B | 2.05B | 1.96B | 1.96B | 1.9B | 1.86B | |
| Depreciation & amortization | $3.72B | $3.66B | $3.75B | $3.91B | $3.94B | $3.96B | $4.26B | $4.56B | $4.31B | $4.37B | |
| EBITDA | $25.2B | $26.4B | $27.2B | $27.8B | $17.6B | $31.4B | $23.1B | $17.5B | $21.4B | $24.2B |
Standardised by Financial Modeling Prep from the company's filings; outflows and costs keep the sign the provider reports. Hover a period for its end date. Amounts in USD.
Revenue, operating income and growth
quarterlyMargins
quarterlyCosts as % of revenue
quarterlyThe other statements
Sources
Statements, segment revenue, metrics, estimates: Financial Modeling Prep. Segment profits and every reported line: SEC EDGAR (XBRL). Filings read: 10-Q 2026-06-30, 10-Q 2026-03-31, 10-K 2025-12-31, 10-Q 2025-09-30
Data as of 2026-11-01