PerpEquities

Royal Bank of Canada (RY) balance sheet

NYSE · Financial Services · Banks - Diversified · 101,269 employees · CEO David I. McKay

Price
$202.98 -1.48%
Market cap
$281B
Enterprise value
CA$747B
Last report
Q3 '26 filed 2026-08-27
Next report
2026-12-03

At the end of Q3 '26 Royal Bank of Canada (RY) held CA$64.2B in cash and short-term investments against CA$418B of debt incl. leases. Total assets CA$2.5T, total liabilities CA$2.35T, shareholders' equity CA$145B.

Balance sheet

Balance sheetTrendQ4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Assets
Cash & equivalentsCA$133BCA$135BCA$99.8BCA$113BCA$123BCA$119BCA$115BCA$108BCA$87.4BCA$46.3BCA$59.3BCA$64.2B
Short-term investmentsCA$78.9BCA$239BCA$228BCA$242BCA$44.4BCA$285BCA$296BCA$333BCA$77.9BCA$0CA$0CA$0
ReceivablesCA$29.8BCA$0CA$0CA$0CA$32.9BCA$0CA$0CA$0CA$41.2BCA$0CA$0CA$0
Current assetsCA$242BCA$374BCA$328BCA$355BCA$200BCA$404BCA$411BCA$440BCA$206BCA$46.3BCA$59.3BCA$64.2B
Property, plant & equipment (net)CA$6.75BCA$6.63BCA$6.91BCA$6.94BCA$6.85BCA$6.88BCA$6.73BCA$6.74BCA$6.82BCA$6.73BCA$6.78BCA$6.95B
Long-term investmentsCA$1.2TCA$1.06TCA$1.2TCA$1.19TCA$1.37TCA$1.27TCA$1.3TCA$1.28TCA$1.52TCA$2.15TCA$2.19TCA$2.28T
GoodwillCA$12.6BCA$12.4BCA$19BCA$19.1BCA$19.3BCA$19.6BCA$19.3BCA$19.3BCA$19.4BCA$19.3BCA$19.2BCA$19.5B
Intangible assetsCA$5.9BCA$5.79BCA$8.13BCA$8.03BCA$7.8BCA$7.71BCA$7.53BCA$7.43BCA$7.4BCA$7.35BCA$7.3BCA$7.34B
Deferred tax assetsCA$3.12BCA$0CA$0CA$0CA$4.33BCA$0CA$0CA$0CA$4.49BCA$0CA$0CA$0
Other non-current assetsCA$541BCA$521BCA$479BCA$501BCA$567BCA$491BCA$495BCA$473BCA$563BCA$115BCA$112BCA$119B
Non-current assetsCA$1.76TCA$1.6TCA$1.7TCA$1.72TCA$1.97TCA$1.79TCA$1.83TCA$1.79TCA$2.12TCA$2.3TCA$2.34TCA$2.44T
Total assetsCA$2.01TCA$1.97TCA$2.03TCA$2.08TCA$2.17TCA$2.19TCA$2.24TCA$2.23TCA$2.33TCA$2.35TCA$2.4TCA$2.5T
Liabilities
Accounts payableCA$20.6BCA$0CA$0CA$0CA$23BCA$0CA$0CA$0CA$22.9BCA$0CA$0CA$0
Accrued expensesCA$9.09BCA$0CA$0CA$0CA$11.8BCA$0CA$0CA$0CA$13.6BCA$0CA$0CA$0
Short-term debtCA$453BCA$460BCA$413BCA$429BCA$441BCA$423BCA$429BCA$441BCA$477BCA$278BCA$13.4BCA$13.2B
Taxes payableCA$2.96BCA$0CA$0CA$0CA$2.4BCA$0CA$0CA$0CA$2.85BCA$0CA$0CA$0
Other current liabilitiesCA$847BCA$845BCA$916BCA$962BCA$989BCA$1.01TCA$1.01TCA$1.02TCA$1.04TCA$0CA$0CA$0
Current liabilitiesCA$1.33TCA$1.31TCA$1.33TCA$1.39TCA$1.46TCA$1.43TCA$1.44TCA$1.46TCA$1.55TCA$278BCA$13.4BCA$13.2B
Long-term debtCA$317BCA$317BCA$323BCA$322BCA$334BCA$344BCA$352BCA$349BCA$354BCA$84.7BCA$377BCA$405B
Lease obligations (non-current)CA$4.11BCA$0CA$0CA$0CA$3.96BCA$0CA$0CA$0CA$4.59BCA$0CA$0CA$0
Deferred revenue (non-current)CA$3.83BCA$0CA$0CA$0CA$4.15BCA$0CA$0CA$0CA$4.28BCA$0CA$0CA$0
Deferred tax liabilitiesCA$426MCA$0CA$0CA$0CA$542MCA$0CA$0CA$0CA$484MCA$0CA$0CA$0
Other non-current liabilitiesCA$236BCA$236BCA$257BCA$239BCA$237BCA$282BCA$321BCA$284BCA$268BCA$1.84TCA$1.86TCA$1.94T
Non-current liabilitiesCA$562BCA$553BCA$580BCA$560BCA$579BCA$626BCA$673BCA$632BCA$631BCA$1.93TCA$2.24TCA$2.34T
Total liabilitiesCA$1.89TCA$1.86TCA$1.91TCA$1.95TCA$2.04TCA$2.06TCA$2.11TCA$2.09TCA$2.19TCA$2.21TCA$2.25TCA$2.35T
Equity
Common stock & paid-in capitalCA$19.4BCA$20.2BCA$20.9BCA$21BCA$21BCA$21BCA$21BCA$20.9BCA$20.9BCA$20.9BCA$20.8BCA$20.8B
Retained earningsCA$81.7BCA$82BCA$83.8BCA$86.1BCA$88.6BCA$90.8BCA$93BCA$95BCA$96.9BCA$99.4BCA$101BCA$104B
Accumulated other comprehensive incomeCA$0CA$0CA$0CA$0CA$0CA$0CA$0CA$0CA$0CA$8.58BCA$7.69BCA$9.79B
Shareholders' equityCA$115BCA$116BCA$122BCA$124BCA$127BCA$133BCA$132BCA$136BCA$139BCA$140BCA$141BCA$145B
Debt
Total debt (incl. leases)CA$775BCA$777BCA$736BCA$751BCA$780BCA$767BCA$781BCA$790BCA$835BCA$363BCA$390BCA$418B
Net debt (debt - cash)CA$642BCA$642BCA$636BCA$638BCA$657BCA$648BCA$667BCA$682BCA$748BCA$317BCA$331BCA$354B

Standardised by Financial Modeling Prep from the company's filings; outflows and costs keep the sign the provider reports. Hover a period for its end date. Amounts in CAD.

Cash, investments and debt

quarter ends

The other statements

Income statementRevenue, costs, operating income, net income and EPSOpenCash flowOperating cash flow, capex, free cash flow, buybacks and dividendsOpen

Sources

Statements, segment revenue, metrics and estimates: Financial Modeling Prep.

Data as of 2026-11-01 · Amounts in CAD as reported; price and market cap in USD.