PNC Financial Services (PNC) balance sheet
NYSE · Financial Services · Banks - Regional · 55,572 employees · CEO William S. Demchak
- Price
- $227.86 -1.71%
- Market cap
- $90.5B
- Enterprise value
- $140B
- Last report
- Q3 '26 filed 2026-10-15
- Next report
- 2027-01-15
At the end of Q3 '26 PNC Financial Services (PNC) held $177B in cash and short-term investments against $79.8B of debt incl. leases. Total assets $628B, total liabilities $565B, shareholders' equity $62.4B.
Balance sheet
| Balance sheet | Trend | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||
| Cash & equivalents | $50.7B | $59.5B | $39.3B | $41.2B | $46.3B | $38.4B | $30.4B | $38.9B | $39.7B | $31.7B | $28.7B | $30.4B | |
| Short-term investments | $41.8B | $11.5B | $12.1B | $11.7B | $9.39B | $10.1B | $9.23B | $68.3B | $10.7B | $154B | $8.6B | $146B | |
| Receivables | $6.46B | $6.39B | $6.48B | $6.66B | $6.7B | $6.66B | $6.84B | $6.81B | $0 | $0 | $0 | $0 | |
| Other current assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$6.81B | $0 | $1.33B | $0 | $2.75B | |
| Current assets | $99B | $77.4B | $57.8B | $59.5B | $62.3B | $55.2B | $46.5B | $107B | $50.4B | $187B | $37.3B | $180B | |
| Long-term investments | $410B | $437B | $447B | $453B | $446B | $446B | $460B | $406B | $460B | $356B | $517B | $386B | |
| Goodwill | $10.9B | $10.9B | $10.9B | $10.9B | $10.9B | $10.9B | $10.9B | $11B | $11B | $13.3B | $13.3B | $13.3B | |
| Intangible assets | $3.69B | $3.76B | $3.74B | $3.5B | $3.71B | $3.56B | $3.47B | $3.63B | $3.66B | $3.82B | $3.8B | $4.05B | |
| Other non-current assets | $37.9B | $37.4B | $37.1B | $38.3B | $37B | $39.1B | $38.6B | $40.6B | $48.3B | $43B | $44.1B | $44.6B | |
| Non-current assets | $463B | $489B | $499B | $505B | $498B | $500B | $513B | $462B | $523B | $416B | $579B | $448B | |
| Total assets | $562B | $566B | $557B | $565B | $560B | $555B | $559B | $569B | $574B | $603B | $616B | $628B | |
| Liabilities | |||||||||||||
| Short-term debt | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $66.7B | $0 | $2.7B | |
| Other current liabilities | $421B | $426B | $416B | $424B | $427B | $423B | $427B | $433B | $441B | $458B | $450B | $466B | |
| Current liabilities | $421B | $426B | $416B | $424B | $427B | $423B | $427B | $433B | $441B | $524B | $450B | $469B | |
| Long-term debt | $72.7B | $72.7B | $71.4B | $68.1B | $61.7B | $60.7B | $60.4B | $62.3B | $57.1B | $0 | $85.7B | $77.1B | |
| Other non-current liabilities | $16.3B | $16.5B | $16.1B | $17.1B | $17.2B | $14.6B | $14.3B | $14.6B | $15B | $15B | $16.5B | $19.3B | |
| Non-current liabilities | $89B | $89.2B | $87.4B | $85.2B | $78.8B | $75.4B | $74.8B | $77B | $72.1B | $15B | $102B | $96.3B | |
| Total liabilities | $510B | $515B | $504B | $509B | $506B | $498B | $501B | $510B | $513B | $539B | $552B | $565B | |
| Equity | |||||||||||||
| Common stock & paid-in capital | $2.72B | $2.72B | $2.72B | $2.72B | $2.72B | $2.72B | $2.72B | $2.72B | $2.72B | $2.79B | $2.79B | $2.79B | |
| Retained earnings | $56.3B | $56.9B | $57.7B | $58.4B | $59.3B | $60.1B | $61B | $62B | $63.3B | $64.3B | $65.5B | $66.7B | |
| Accumulated other comprehensive income | -$7.71B | -$8.04B | -$7.45B | -$5.09B | -$6.57B | -$5.24B | -$4.68B | -$4.08B | -$3.41B | -$3.77B | -$4.12B | -$6.47B | |
| Shareholders' equity | $51.1B | $51.3B | $52.6B | $55.7B | $54.4B | $56.4B | $57.6B | $59B | $60.6B | $63.6B | $64B | $62.4B | |
| Debt | |||||||||||||
| Total debt (incl. leases) | $72.7B | $72.7B | $71.4B | $68.1B | $61.7B | $60.7B | $60.4B | $62.3B | $57.1B | $66.7B | $85.7B | $79.8B | |
| Net debt (debt - cash) | $22B | $13.2B | $32.1B | $26.9B | $15.4B | $22.3B | $30B | $23.5B | $17.4B | $35B | $57B | $49.3B | |
| Balance sheet | Trend | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||
| Cash & equivalents | $30.6B | $33.8B | $16.5B | $28.5B | $92.2B | $82.3B | $34.4B | $50.7B | $46.3B | $39.7B | |
| Short-term investments | $60.1B | $57.6B | $63.4B | $69.2B | $87.4B | $132B | $44.2B | $41.8B | $9.39B | $10.7B | |
| Receivables | $7.55B | $7.9B | $7.27B | $7.11B | $6.26B | $6.04B | $6.4B | $6.46B | $6.7B | $0 | |
| Current assets | $98.2B | $99.4B | $87.2B | $105B | $186B | $220B | $84.9B | $99B | $62.3B | $50.4B | |
| Property, plant & equipment (net) | $0 | $0 | $0 | $0 | $1.88B | $1.92B | $0 | $0 | $0 | $0 | |
| Long-term investments | $231B | $244B | $251B | $265B | $244B | $293B | $420B | $410B | $446B | $460B | |
| Goodwill | $9.1B | $9.17B | $9.22B | $9.23B | $9.23B | $10.9B | $11B | $10.9B | $10.9B | $11B | |
| Intangible assets | $1.76B | $1.83B | $1.98B | $1.64B | $1.24B | $1.82B | $3.42B | $3.69B | $3.71B | $3.66B | |
| Other non-current assets | $26B | $26.7B | $33.4B | $30B | $24.7B | $29.8B | $38.4B | $37.9B | $37B | $48.3B | |
| Non-current assets | $268B | $281B | $295B | $306B | $281B | $337B | $472B | $463B | $498B | $523B | |
| Total assets | $366B | $381B | $382B | $410B | $467B | $557B | $557B | $562B | $560B | $574B | |
| Liabilities | |||||||||||
| Accrued expenses | $8.46B | $8.75B | $9B | $11.8B | $9.51B | $12.7B | $15.8B | $0 | $0 | $0 | |
| Short-term debt | $301M | $297M | $285M | $318M | $0 | $0 | $0 | $0 | $0 | $0 | |
| Other current liabilities | $257B | $265B | $268B | $289B | $365B | $457B | $436B | $421B | $427B | $441B | |
| Current liabilities | $266B | $274B | $277B | $301B | $375B | $470B | $452B | $421B | $427B | $441B | |
| Long-term debt | $52.7B | $59.1B | $57.4B | $60.3B | $37.2B | $30.8B | $58.7B | $72.7B | $61.7B | $57.1B | |
| Lease obligations (non-current) | $0 | $0 | $0 | $0 | $2.1B | $2.22B | $0 | $0 | $0 | $0 | |
| Other non-current liabilities | $895M | $0 | $0 | $0 | -$1.51B | -$1.56B | $694M | $16.3B | $17.2B | $15B | |
| Non-current liabilities | $53.6B | $59.1B | $57.4B | $60.3B | $37.8B | $31.4B | $59.4B | $89B | $78.8B | $72.1B | |
| Total liabilities | $320B | $333B | $335B | $361B | $413B | $501B | $511B | $510B | $506B | $513B | |
| Equity | |||||||||||
| Common stock & paid-in capital | $2.71B | $2.71B | $2.71B | $2.71B | $2.71B | $2.71B | $2.71B | $2.72B | $2.72B | $2.72B | |
| Retained earnings | $31.7B | $35.5B | $38.9B | $42.2B | $46.8B | $50.2B | $53.6B | $56.3B | $59.3B | $63.3B | |
| Accumulated other comprehensive income | -$265M | -$148M | -$725M | $799M | $2.77B | $409M | -$10.2B | -$7.71B | -$6.57B | -$3.41B | |
| Shareholders' equity | $45.7B | $47.5B | $47.7B | $49.3B | $54B | $55.7B | $45.8B | $51.1B | $54.4B | $60.6B | |
| Debt | |||||||||||
| Total debt (incl. leases) | $53B | $59.4B | $57.7B | $60.6B | $39.3B | $33B | $58.7B | $72.7B | $61.7B | $57.1B | |
| Net debt (debt - cash) | $22.4B | $25.5B | $41.2B | $32.1B | -$52.9B | -$49.3B | $24.4B | $22B | $15.4B | $17.4B | |
Standardised by Financial Modeling Prep from the company's filings; outflows and costs keep the sign the provider reports. Hover a period for its end date. Amounts in USD.
Cash, investments and debt
quarter endsThe other statements
Sources
Statements, segment revenue, metrics, estimates: Financial Modeling Prep. Segment profits and every reported line: SEC EDGAR (XBRL). Filings read: 10-Q 2026-06-30, 10-Q 2026-03-31, 10-K 2025-12-31, 10-Q 2025-09-30, 10-Q 2025-06-30, 10-Q 2025-03-31, 10-K 2024-12-31, 10-Q 2024-09-30, 10-Q 2024-06-30
Data as of 2026-11-01