Nu Holdings Ltd. (NU) income statement
NYSE · Financial Services · Banks - Regional · 8,037 employees · CEO David Velez Osorno
- Price
- $11.61 -3.65%
- Market cap
- $56.1B
- Enterprise value
- $78.5B
- Last report
- Q2 '26 filed 2026-08-13
- Next report
- 2026-11-12
Nu Holdings Ltd. (NU) reported revenue of $5.52B for Q2 '26 (+49.9% year on year), operating income of $1.24B (22.4% of revenue) and net income of $1.06B. Over the last four quarters revenue was $19.4B.
Income statement
| Income statement | Trend | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.14B | $2.3B | $2.64B | $2.75B | $2.86B | $2.86B | $3.25B | $3.68B | $4.17B | $4.7B | $4.98B | $5.52B | |
| Cost of revenue | $1.22B | $1.2B | $1.49B | $1.42B | $1.54B | $1.55B | $1.87B | $2.04B | $2.23B | $2.62B | $2.98B | $3.02B | |
| Gross profit | $915M | $1.1B | $1.15B | $1.33B | $1.32B | $1.31B | $1.38B | $1.64B | $1.95B | $2.09B | $2B | $2.5B | |
| Sales & marketing | $46.5M | $71.3M | $46.8M | $47.8M | $99.8M | $22.3M | $0 | $0 | $0 | $0 | $0 | $0 | |
| General & administrative | $392M | $261M | $316M | $320M | $276M | $311M | $123M | $133M | $148M | $198M | $194M | $206M | |
| Other operating expenses | $65.2M | $207M | $206M | $232M | $223M | $205M | $458M | $627M | $681M | $810M | $852M | $1.05B | |
| Operating expenses | $503M | $540M | $569M | $600M | $599M | $538M | $582M | $761M | $829M | $1.01B | $1.05B | $1.26B | |
| Operating income | $412M | $560M | $579M | $725M | $724M | $767M | $795M | $879M | $1.12B | $1.08B | $954M | $1.24B | |
| Interest income | $1.73B | $1.95B | $2.28B | $2.38B | $2.47B | $2.49B | $2.73B | $3.13B | $3.58B | $2.59B | $3.91B | $4.39B | |
| Interest expense | $538M | $606M | $661M | $665M | $761M | $748M | $896M | $1.03B | $1.28B | $1.38B | $1.27B | $1.56B | |
| Other non-operating income (gains on investments, FX ...) | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$3.69M | -$1.03M | -$4.66M | |
| Total non-operating income | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $3.69M | $1.03M | $4.66M | |
| Income before tax | $412M | $560M | $579M | $725M | $724M | $767M | $795M | $879M | $1.12B | $1.08B | $955M | $1.24B | |
| Income tax | $109M | $199M | $200M | $238M | $170M | $215M | $238M | $242M | $334M | $183M | $82.9M | $175M | |
| Net income | $303M | $361M | $379M | $487M | $553M | $553M | $557M | $637M | $782M | $892M | $872M | $1.06B | |
| EPS (basic) | $0.06 | $0.08 | $0.08 | $0.10 | $0.12 | $0.11 | $0.12 | $0.13 | $0.16 | $0.18 | $0.18 | $0.22 | |
| EPS (diluted) | $0.06 | $0.07 | $0.08 | $0.10 | $0.11 | $0.11 | $0.11 | $0.13 | $0.16 | $0.18 | $0.18 | $0.22 | |
| Shares (basic, weighted) | 4.75B | 4.75B | 4.77B | 4.79B | 4.8B | 4.81B | 4.82B | 4.83B | 4.84B | 4.83B | 4.86B | 4.86B | |
| Shares (diluted, weighted) | 4.86B | 4.86B | 4.89B | 4.88B | 4.89B | 4.81B | 4.89B | 4.9B | 4.91B | 4.91B | 4.91B | 4.9B | |
| Depreciation & amortization | $19.2M | $16.5M | $18.5M | $18.3M | $19.3M | $21.1M | $21.3M | $23.1M | $25.6M | $28M | $34.4M | $42.4M | |
| EBITDA | $431M | $576M | $597M | $744M | $743M | $789M | $816M | $902M | $1.14B | $1.11B | $990M | $1.28B |
| Income statement | Trend | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $253M | $469M | $575M | $1.51B | $4.52B | $7.67B | $11.1B | $15.9B | |
| Cost of revenue | $164M | $285M | $385M | $848M | $2.95B | $4.32B | $6B | $8.76B | |
| Gross profit | $89.3M | $184M | $190M | $665M | $1.57B | $3.35B | $5.1B | $7.12B | |
| Sales & marketing | $6.46M | $41.8M | $19.4M | $79.6M | $136M | $147M | $217M | $0 | |
| General & administrative | $75.9M | $156M | $245M | $580M | $1.29B | $991M | $1.22B | $602M | |
| Other operating expenses | $40.4M | $116M | $119M | $175M | $447M | $670M | $866M | $2.65B | |
| Operating expenses | $123M | $314M | $384M | $835M | $1.88B | $1.81B | $2.31B | $3.25B | |
| Operating income | -$33.4M | -$129M | -$193M | -$170M | -$309M | $1.54B | $2.8B | $3.87B | |
| Interest income | $162M | $338M | $383M | $1.05B | $3.56B | $6.44B | $9.63B | $12B | |
| Interest expense | $45.4M | $110M | $215M | $367M | $1.55B | $2.04B | $2.83B | $4.58B | |
| Other non-operating income (gains on investments, FX ...) | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$3.69M | |
| Total non-operating income | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $3.69M | |
| Income before tax | -$33.4M | -$129M | -$193M | -$170M | -$309M | $1.54B | $2.8B | $3.87B | |
| Income tax | -$4.82M | -$36.8M | -$21.7M | -$4.83M | $55.7M | $509M | $823M | $997M | |
| Net income | -$28.6M | -$92.5M | -$171M | -$165M | -$365M | $1.03B | $1.97B | $2.87B | |
| EPS (basic) | -$0.01 | -$0.02 | -$0.04 | -$0.04 | -$0.08 | $0.22 | $0.41 | $0.59 | |
| EPS (diluted) | -$0.01 | -$0.02 | -$0.04 | -$0.04 | -$0.08 | $0.21 | $0.40 | $0.58 | |
| Shares (basic, weighted) | 4.61B | 4.61B | 4.61B | 4.61B | 4.68B | 4.74B | 4.79B | 4.83B | |
| Shares (diluted, weighted) | 4.61B | 4.61B | 4.61B | 4.61B | 4.68B | 4.86B | 4.89B | 4.91B | |
| Depreciation & amortization | $1.07M | $5.07M | $7.43M | $17.3M | $35.6M | $62.9M | $77.1M | $98M | |
| EBITDA | -$32.3M | -$124M | -$186M | -$153M | -$273M | $1.6B | $2.87B | $3.97B |
Standardised by Financial Modeling Prep from the company's filings; outflows and costs keep the sign the provider reports. Hover a period for its end date. Amounts in USD.
Revenue, operating income and growth
quarterlyMargins
quarterlyCosts as % of revenue
quarterlyThe other statements
Sources
Statements, segment revenue, metrics and estimates: Financial Modeling Prep.
Data as of 2026-11-02