KB Financial Group Inc. (KBFG) income statement

KSC · Financial Services · Banks - Regional · 141 employees · CEO Jong Hee Yang

Price: ₩153,400.00 -1.35%
Market cap: ₩54.2T
Enterprise value: ₩213T
Last report: Q3 '26 filed 2026-09-30
Next report: 2027-02-09

KB Financial Group Inc. (KBFG) reported revenue of ₩2.35T for Q3 '26 (-73.6% year on year), operating income of ₩2.35T (100.0% of revenue) and net income of ₩1.91T. Over the last four quarters revenue was ₩46.2T.

Income statement

Income statement	Q4 '23	Q1 '24	Q2 '24	Q3 '24	Q4 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25	Q1 '26	Q2 '26	Q3 '26
Revenue	₩10T	₩9.65T	₩9.56T	₩9.58T	₩9.1T	₩9.51T	₩9.59T	₩8.89T	₩22.7T	₩9.59T	₩11.6T	₩2.35T
Cost of revenue	₩5.82T	₩4.87T	₩4.94T	₩4.97T	₩4.89T	₩4.85T	₩4.83T	₩4.22T	₩11.9T	₩4.32T	₩4.73T	₩0
Gross profit	₩4.19T	₩4.78T	₩4.62T	₩4.61T	₩4.21T	₩4.67T	₩4.76T	₩4.67T	₩10.8T	₩5.27T	₩6.86T	₩2.35T
Sales & marketing	₩132B	₩35.3B	₩57.3B	₩59.4B	₩78.6B	₩34.2B	₩60.7B	₩60B	-₩155B	₩41.6B	₩0	₩0
General & administrative	₩1.31T	₩1.47T	₩1.39T	₩1.36T	₩1.8T	₩1.45T	₩1.56T	₩1.37T	₩2.67T	₩1.6T	₩1.89T	₩0
Other operating expenses	₩2.48T	₩1.88T	₩801B	₩908B	₩1.41T	₩874B	₩796B	₩979B	₩6.63T	₩998B	₩2.25T	₩0
Operating expenses	₩3.92T	₩3.38T	₩2.25T	₩2.33T	₩3.28T	₩2.36T	₩2.41T	₩2.41T	₩9.15T	₩2.64T	₩4.14T	₩0
Operating income	₩271B	₩1.4T	₩2.37T	₩2.28T	₩924B	₩2.31T	₩2.34T	₩2.26T	₩1.62T	₩2.63T	₩2.71T	₩2.35T
Interest income	₩7.73T	₩7.61T	₩7.61T	₩7.64T	₩7.63T	₩7.45T	₩7.28T	₩7.19T	₩7.22T	₩7.16T	₩32.4T	₩24.5T
Interest expense	₩4.44T	₩4.44T	₩4.38T	₩4.47T	₩4.32T	₩4.19T	₩4.18T	₩3.86T	₩843B	₩3.82T	₩29.3T	₩0
Other non-operating income (gains on investments, FX ...)	₩0	₩0	₩0	₩0	₩0	₩0	₩0	₩0	₩0	₩0	-₩20.2B	₩0
Total non-operating income	₩0	₩0	₩0	₩0	₩0	₩0	₩0	₩0	-₩335B	₩0	₩20.2B	₩0
Income before tax	₩271B	₩1.4T	₩2.37T	₩2.28T	₩924B	₩2.31T	₩2.34T	₩2.26T	₩1.29T	₩2.63T	₩2.73T	₩2.35T
Income tax	₩53.8B	₩342B	₩659B	₩688B	₩266B	₩607B	₩596B	₩606B	₩537B	₩715B	₩722B	₩436B
Net income	₩261B	₩1.04T	₩1.73T	₩1.61T	₩683B	₩1.7T	₩1.74T	₩1.69T	₩721B	₩1.89T	₩2.01T	₩1.91T
EPS (basic)	₩563.61	₩2,608.00	₩4,377.00	₩4,090.00	₩1,670.02	₩4,429.00	₩4,603.00	₩4,458.00	₩1,907.00	₩5,165.00	₩5,733.72	₩5,377.86
EPS (diluted)	₩563.61	₩2,565.00	₩4,377.00	₩4,090.00	₩1,670.02	₩4,384.00	₩4,565.00	₩4,458.00	₩1,880.00	₩5,120.00	₩5,733.72	₩5,377.86
Shares (basic, weighted)	379M	381M	384M	382M	379M	372M	366M	367M	379M	378M	358M	356M
Shares (diluted, weighted)	390M	388M	384M	382M	379M	376M	369M	367M	382M	378M	358M	356M
Depreciation & amortization	₩233B	₩217B	₩227B	₩232B	₩240B	₩224B	₩223B	₩228B	₩240B	₩216B	₩0	₩0
EBITDA	₩504B	₩1.61T	₩2.6T	₩2.52T	₩1.16T	₩2.53T	₩2.57T	₩2.49T	₩1.86T	₩2.85T	₩2.73T	₩2.35T

Income statement	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	₩12.2T	₩15.1T	₩17.3T	₩18.7T	₩19.8T	₩21T	₩25.6T	₩36.4T	₩37.8T	₩50.7T
Cost of revenue	₩4.16T	₩4.22T	₩5.5T	₩6.11T	₩5.81T	₩5.17T	₩11.1T	₩20.1T	₩19.7T	₩25.8T
Gross profit	₩8.04T	₩10.9T	₩11.8T	₩12.5T	₩14T	₩15.8T	₩14.6T	₩16.3T	₩18.1T	₩24.9T
Sales & marketing	₩142B	₩200B	₩217B	₩229B	₩237B	₩210B	₩237B	₩230B	₩231B	₩0
General & administrative	₩4.52T	₩4.67T	₩4.86T	₩5.46T	₩5.58T	₩6.09T	₩5.58T	₩5.62T	₩5.84T	₩7.05T
Other operating expenses	₩749B	₩1.91T	₩2.45T	₩2.32T	₩3.41T	₩3.43T	₩3.35T	₩4.34T	₩5T	₩9.28T
Operating expenses	₩5.42T	₩6.78T	₩7.52T	₩8.01T	₩9.23T	₩9.73T	₩9.17T	₩10.2T	₩11.1T	₩16.3T
Operating income	₩2.63T	₩4.14T	₩4.3T	₩4.53T	₩4.78T	₩6.08T	₩5.39T	₩6.12T	₩6.99T	₩8.53T
Interest income	₩10.3T	₩11.9T	₩13.7T	₩14.6T	₩14.5T	₩15.2T	₩20.8T	₩29.1T	₩30.5T	₩29.2T
Interest expense	₩3.62T	₩3.67T	₩4.83T	₩5.44T	₩4.76T	₩3.98T	₩9.24T	₩17T	₩17.7T	₩13.1T
Total non-operating income	₩0	₩0	₩0	₩0	₩0	₩0	₩0	₩0	₩0	-₩335B
Income before tax	₩2.63T	₩4.14T	₩4.3T	₩4.53T	₩4.78T	₩6.08T	₩5.39T	₩6.12T	₩6.99T	₩8.2T
Income tax	₩438B	₩795B	₩1.24T	₩1.22T	₩1.26T	₩1.7T	₩1.5T	₩1.59T	₩1.96T	₩2.35T
Net income	₩2.14T	₩3.31T	₩3.06T	₩3.31T	₩3.47T	₩4.41T	₩4.11T	₩4.59T	₩5.08T	₩5.85T
EPS (basic)	₩5,588.00	₩8,305.00	₩7,720.53	₩8,450.65	₩8,843.13	₩11,133.00	₩10,334.00	₩11,483.00	₩12,880.00	₩15,437.00
EPS (diluted)	₩5,559.00	₩8,257.00	₩7,675.86	₩8,388.65	₩8,730.36	₩10,889.00	₩10,099.00	₩11,217.00	₩12,725.00	₩15,287.00
Shares (basic, weighted)	384M	399M	397M	391M	390M	390M	390M	384M	379M	379M
Shares (diluted, weighted)	386M	401M	399M	394M	395M	399M	399M	393M	383M	382M
Depreciation & amortization	₩289B	₩550B	₩624B	₩977B	₩1.05T	₩1.01T	₩879B	₩866B	₩916B	₩915B
EBITDA	₩2.92T	₩4.69T	₩4.93T	₩5.51T	₩5.83T	₩7.09T	₩6.27T	₩6.99T	₩7.9T	₩9.45T

Standardised from the company's filings; outflows and costs keep the sign the provider reports. Hover a period for its end date. Amounts in KRW.

Revenue, operating income and growth

quarterly

Margins

quarterly

Costs as % of revenue

quarterly

The other statements

Balance sheetCash, investments, assets, debt, liabilities and equityOpen Cash flowOperating cash flow, capex, free cash flow, buybacks and dividendsOpen

Sources

Statements, segment revenue, metrics and estimates are standardised from the company's filings.

Data as of 2026-11-02