Fiserv, Inc. (FISV) balance sheet

NASDAQ · Technology · Information Technology Services · 38,000 employees · CEO Takis Georgakopoulos

Price: $58.40 +12.46%
Market cap: $31.1B
Enterprise value: $57.6B
Last report: Q3 '26 filed 2026-11-04
Next report: 2027-02-09

At the end of Q3 '26 Fiserv, Inc. (FISV) held $545M in cash and short-term investments against $27.1B of debt incl. leases. Total assets $72.6B, total liabilities $51.5B, shareholders' equity $21.1B.

Balance sheet

Balance sheet	Q4 '23	Q1 '24	Q2 '24	Q3 '24	Q4 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25	Q1 '26	Q2 '26	Q3 '26
Assets
Cash & equivalents	$1.2B	$596M	$609M	$617M	$1.24B	$641M	$532M	$884M	$798M	$829M	$627M	$545M
Receivables	$3.58B	$3.57B	$3.74B	$3.83B	$4.23B	$4.33B	$4.36B	$4.24B	$4.13B	$4B	$3.91B	$3.83B
Other current assets	$30B	$32.9B	$34B	$18.8B	$16.1B	$18.4B	$19B	$16.6B	$17.3B	$17.5B	$17.8B	$19.4B
Current assets	$34.8B	$37.1B	$38.3B	$25.1B	$23.5B	$25.6B	$26.5B	$24.2B	$24.7B	$24.8B	$25.4B	$23.7B
Property, plant & equipment (net)	$2.16B	$2.23B	$2.29B	$2.38B	$2.37B	$2.43B	$2.59B	$2.97B	$3.08B	$3.23B	$3.33B	$3.37B
Long-term investments	$2.26B	$2.22B	$2.21B	$1.59B	$1.51B	$1.54B	$1.07B	$1.08B	$1.05B	$2.08B	$1.03B	$1.12B
Goodwill	$37.2B	$37B	$36.9B	$37.1B	$36.6B	$37B	$37.5B	$37.4B	$37.7B	$37.6B	$37.5B	$31B
Intangible assets	$11.2B	$10.9B	$10.6B	$10.3B	$9.94B	$10.5B	$10.4B	$10.2B	$10.2B	$9.98B	$0	$9.46B
Other non-current assets	$3.24B	$3.19B	$3.18B	$3.25B	$3.3B	$3.36B	$3.52B	$3.55B	$3.49B	$2.88B	$13.6B	$3.94B
Non-current assets	$56.1B	$55.6B	$55.1B	$54.7B	$53.7B	$54.8B	$55.1B	$55.2B	$55.5B	$55.8B	$55.5B	$48.8B
Total assets	$90.9B	$92.7B	$93.4B	$79.8B	$77.2B	$80.4B	$81.5B	$79.4B	$80.1B	$80.5B	$80.9B	$72.6B
Liabilities
Accounts payable	$449M	$540M	$522M	$483M	$511M	$663M	$768M	$717M	$797M	$930M	$907M	$4.44B
Accrued expenses	$1.51B	$1.55B	$1.66B	$1.58B	$1.67B	$1.64B	$1.84B	$1.68B	$1.93B	$271M	$1.64B	$0
Short-term debt	$442M	$380M	$794M	$868M	$784M	$856M	$1.1B	$876M	$762M	$1.45B	$1.21B	$1.25B
Taxes payable	$203M	$205M	$237M	$604M	$1.13B	$551M	$0	$0	$0	$0	$0	$0
Deferred revenue	$1.69B	$1.73B	$1.75B	$1.75B	$1.8B	$1.83B	$1.87B	$1.85B	$1.85B	$844M	$819M	$751M
Other current liabilities	$28B	$30B	$30.5B	$17.8B	$15.8B	$17.2B	$17.9B	$15.8B	$16.8B	$19.5B	$18.9B	$16.3B
Current liabilities	$33.6B	$35.1B	$36.2B	$23.6B	$22.2B	$23.3B	$24.3B	$22.4B	$23.9B	$23.4B	$24.3B	$22.8B
Long-term debt	$21.7B	$23.1B	$23.7B	$23.4B	$23.1B	$25.8B	$26.7B	$27.3B	$26.1B	$26.1B	$26.7B	$25.8B
Lease obligations (non-current)	$652M	$649M	$658M	$659M	$656M	$1.22B	$1.31B	$1.6B	$1.64B	$1.75B	$0	$0
Deferred revenue (non-current)	$250M	$247M	$262M	$255M	$263M	$263M	$249M	$257M	$259M	$243M	$260M	$263M
Deferred tax liabilities	$3.08B	$3.05B	$2.86B	$2.53B	$2.48B	$2.43B	$2.19B	$1.83B	$1.48B	$1.69B	$1.59B	$1.43B
Other non-current liabilities	$978M	$948M	$913M	$958M	$863M	$882M	$953M	$893M	$939M	$1.12B	$1.13B	$1.22B
Non-current liabilities	$26.7B	$28B	$28.4B	$27.8B	$27.3B	$30.6B	$31.5B	$31.9B	$30.4B	$30.9B	$29.7B	$28.7B
Total liabilities	$60.2B	$63.1B	$64.6B	$51.4B	$49.5B	$53.9B	$55.8B	$54.2B	$54.3B	$54.3B	$54B	$51.5B
Equity
Common stock & paid-in capital	$8M	$8M	$8M	$8M	$8M	$8M	$8M	$8M	$8M	$8M	$8M	$8M
Retained earnings	$20.4B	$21.2B	$22.1B	$22.6B	$23.6B	$24.4B	$25.5B	$26.2B	$27.1B	$27.6B	$28.3B	$22.3B
Accumulated other comprehensive income	-$783M	-$994M	-$1.2B	-$956M	-$1.41B	-$1.19B	-$901M	-$985M	-$984M	-$1.04B	-$983M	-$1B
Shareholders' equity	$29.9B	$28.8B	$28.2B	$27.8B	$27.1B	$25.9B	$25.2B	$25.1B	$25.8B	$26.2B	$26.9B	$21.1B
Debt
Total debt (incl. leases)	$23.2B	$24.5B	$25.6B	$25.4B	$25B	$28.4B	$29.7B	$30.3B	$29.1B	$29.3B	$27.9B	$27.1B
Net debt (debt - cash)	$22B	$23.9B	$25B	$24.8B	$23.7B	$27.8B	$29.2B	$29.4B	$28.3B	$28.5B	$27.3B	$26.5B

Balance sheet	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Assets
Cash & equivalents	$300M	$325M	$415M	$893M	$906M	$835M	$902M	$1.2B	$1.24B	$798M
Receivables	$902M	$997M	$1.05B	$2.78B	$2.48B	$2.86B	$3.59B	$3.58B	$4.23B	$4.13B
Other current assets	$0	$50M	$486M	$11.9B	$11.5B	$13.7B	$23.1B	$30B	$16.1B	$17.3B
Current assets	$1.73B	$1.98B	$2.22B	$17B	$16.2B	$18.9B	$27.5B	$34.8B	$23.5B	$24.7B
Property, plant & equipment (net)	$405M	$390M	$398M	$1.61B	$1.63B	$1.74B	$1.96B	$2.16B	$2.37B	$3.08B
Long-term investments	$0	$0	$65M	$2.72B	$2.76B	$2.56B	$2.4B	$2.26B	$1.51B	$1.05B
Goodwill	$5.37B	$5.59B	$5.7B	$36B	$36.3B	$36.4B	$36.8B	$37.2B	$36.6B	$37.7B
Intangible assets	$1.83B	$1.88B	$2.14B	$17.6B	$15.4B	$14B	$12.4B	$11.2B	$9.94B	$10.2B
Other non-current assets	$404M	$452M	$730M	$2.49B	$2.34B	$2.63B	$2.74B	$3.24B	$3.3B	$3.49B
Non-current assets	$8.02B	$8.31B	$9.04B	$60.5B	$58.4B	$57.4B	$56.3B	$56.1B	$53.7B	$55.5B
Total assets	$9.74B	$10.3B	$11.3B	$77.5B	$74.6B	$76.2B	$83.9B	$90.9B	$77.2B	$80.1B
Liabilities
Accounts payable	$110M	$80M	$127M	$392M	$437M	$593M	$652M	$449M	$511M	$797M
Accrued expenses	$234M	$221M	$238M	$1.52B	$1.5B	$1.63B	$1.53B	$1.51B	$1.67B	$1.93B
Short-term debt	$95M	$3M	$4M	$150M	$144M	$240M	$198M	$442M	$784M	$762M
Taxes payable	$26.6M	$198M	$28.4M	$137M	$130M	$154M	$432M	$203M	$1.13B	$0
Deferred revenue	$892M	$1.06B	$944M	$1.14B	$1.25B	$1.37B	$1.5B	$1.69B	$1.8B	$1.85B
Other current liabilities	$0	$198M	$675M	$12.2B	$11.9B	$14B	$21.8B	$28B	$15.8B	$16.8B
Current liabilities	$1.82B	$1.94B	$2.01B	$15.7B	$15.6B	$18.3B	$26.5B	$33.6B	$22.2B	$23.9B
Long-term debt	$4.47B	$4.9B	$5.95B	$21.4B	$19.8B	$20.2B	$20.4B	$21.7B	$23.1B	$26.1B
Lease obligations (non-current)	$0	$0	$5M	$247M	$504M	$528M	$539M	$652M	$656M	$1.64B
Deferred revenue (non-current)	$0	$0	$0	$155M	$187M	$225M	$235M	$250M	$263M	$259M
Deferred tax liabilities	$762M	$552M	$745M	$4.25B	$4.39B	$4.17B	$3.6B	$3.08B	$2.48B	$1.48B
Other non-current liabilities	$153M	$117M	$170M	$941M	$777M	$878M	$936M	$978M	$863M	$939M
Non-current liabilities	$5.38B	$5.62B	$6.96B	$27B	$25.7B	$26B	$25.7B	$26.7B	$27.3B	$30.4B
Total liabilities	$7.2B	$7.56B	$8.97B	$42.7B	$41.3B	$44.3B	$52.2B	$60.2B	$49.5B	$54.3B
Equity
Common stock & paid-in capital	$4M	$8M	$8M	$8M	$8M	$8M	$8M	$8M	$8M	$8M
Retained earnings	$8.99B	$10.2B	$11.6B	$12.5B	$13.4B	$14.8B	$17.4B	$20.4B	$23.6B	$27.1B
Accumulated other comprehensive income	-$76M	-$54M	-$67M	-$180M	-$387M	-$745M	-$1.19B	-$783M	-$1.41B	-$984M
Shareholders' equity	$2.54B	$2.73B	$2.29B	$33B	$32.3B	$31B	$30.8B	$29.9B	$27.1B	$25.8B
Debt
Total debt (incl. leases)	$4.56B	$4.9B	$5.96B	$21.9B	$20.7B	$21.2B	$21.5B	$23.2B	$25B	$29.1B
Net debt (debt - cash)	$4.26B	$4.58B	$5.55B	$21B	$19.8B	$20.4B	$20.6B	$22B	$23.7B	$28.3B

Standardised from the company's filings; outflows and costs keep the sign the provider reports. Hover a period for its end date. Amounts in USD.

Cash, investments and debt

quarter ends

The other statements

Income statementRevenue, costs, operating income, net income and EPSOpen Cash flowOperating cash flow, capex, free cash flow, buybacks and dividendsOpen

Sources

Statements, segment revenue, metrics and estimates are standardised from the company's filings. Segment profits and every reported line: SEC EDGAR (XBRL). Filings read: 10-Q 2026-09-30, 10-Q 2026-06-30, 10-Q 2026-03-31, 10-K 2025-12-31, 10-Q 2025-09-30, 10-Q 2025-06-30, 10-Q 2025-03-31, 10-K 2024-12-31, 10-Q 2024-09-30

Data as of 2026-11-04