Fair Isaac Corporation (FICO) income statement
NYSE · Technology · Software - Application · 3,876 employees · CEO William J. Lansing
- Price
- $711.23 +0.29%
- Market cap
- $15.4B
- Enterprise value
- $20.7B
- Last report
- Q3 '26 filed 2026-07-29
- Next report
- 2026-11-04 EPS est. $10.75
Fair Isaac Corporation (FICO) reported revenue of $674M for Q3 '26 (+25.7% year on year), operating income of $363M (53.8% of revenue) and net income of $237M. Over the last four quarters revenue was $2.39B.
Income statement
| Income statement | Trend | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $390M | $382M | $434M | $448M | $454M | $440M | $499M | $536M | $516M | $512M | $692M | $674M | |
| Cost of revenue | $82.8M | $83.5M | $87.2M | $88.5M | $89.6M | $87.3M | $87.6M | $87.6M | $91.2M | $87.3M | $91.2M | $87M | |
| Gross profit | $307M | $299M | $347M | $359M | $364M | $353M | $411M | $449M | $425M | $425M | $600M | $587M | |
| Research & development | $41.6M | $42.6M | $40.9M | $44.2M | $44.2M | $45.1M | $45M | $47.2M | $51M | $49.9M | $53.9M | $53.7M | |
| Other operating expenses | $275K | $275K | $275K | $275K | $92K | $0 | $0 | $0 | $10.9M | $0 | $0 | $0 | |
| Operating expenses | $141M | $147M | $152M | $169M | $167M | $173M | $165M | $186M | $187M | $191M | $198M | $225M | |
| Operating income | $166M | $151M | $195M | $190M | $197M | $180M | $246M | $263M | $237M | $234M | $402M | $363M | |
| Interest expense | $24.3M | $24.2M | $26.1M | $26.9M | $28.5M | $29.5M | $31.4M | $32.9M | $39.9M | $42M | $44.6M | $59.9M | |
| Other non-operating income (gains on investments, FX ...) | $930K | -$3.39M | -$3.99M | -$3.94M | -$2.72M | -$89K | $1.25M | -$7.37M | -$5.19M | $112K | $1.86M | -$11.9M | |
| Total non-operating income | -$25.2M | -$20.8M | -$22.1M | -$22.9M | -$25.8M | -$29.4M | -$32.6M | -$25.5M | -$34.7M | -$42.1M | -$46.4M | -$48M | |
| Income before tax | $140M | $131M | $173M | $167M | $171M | $150M | $213M | $237M | $202M | $192M | $356M | $315M | |
| Income tax | $39M | $9.53M | $42.9M | $41.1M | $35.7M | -$2.4M | $50.4M | $55.2M | $47.4M | $33.6M | $91.6M | $77.5M | |
| Net income | $101M | $121M | $130M | $126M | $136M | $153M | $163M | $182M | $155M | $158M | $264M | $237M | |
| EPS (basic) | $4.09 | $4.89 | $5.23 | $5.12 | $5.54 | $6.26 | $6.67 | $7.49 | $6.48 | $6.68 | $11.19 | $10.46 | |
| EPS (diluted) | $4.01 | $4.80 | $5.16 | $5.05 | $5.44 | $6.14 | $6.59 | $7.40 | $6.42 | $6.61 | $11.14 | $10.45 | |
| Shares (basic, weighted) | 24.8M | 24.8M | 24.8M | 24.6M | 24.7M | 24.4M | 24.4M | 24.3M | 23.9M | 23.7M | 23.6M | 22.7M | |
| Shares (diluted, weighted) | 25.3M | 25.2M | 25.2M | 25M | 25.1M | 24.8M | 24.7M | 24.6M | 24.2M | 24M | 23.7M | 22.7M | |
| Depreciation & amortization | $3M | $2.82M | $3.35M | $3.83M | $3.82M | $3.54M | $3.42M | $3.98M | $4.02M | $4.02M | $3.89M | $4.22M | |
| EBITDA | $168M | $158M | $202M | $198M | $204M | $183M | $248M | $274M | $246M | $238M | $404M | $379M |
| Income statement | Trend | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $881M | $932M | $1.03B | $1.16B | $1.29B | $1.32B | $1.38B | $1.51B | $1.72B | $1.99B | |
| Cost of revenue | $265M | $287M | $311M | $337M | $361M | $332M | $302M | $311M | $348M | $354M | |
| Gross profit | $616M | $645M | $722M | $823M | $933M | $984M | $1.08B | $1.2B | $1.37B | $1.64B | |
| Research & development | $104M | $111M | $128M | $149M | $166M | $171M | $147M | $160M | $172M | $188M | |
| Other operating expenses | $14M | $17.2M | $6.59M | $6.13M | $50M | -$88.9M | $2.06M | -$841K | $917K | $10.9M | |
| Operating expenses | $447M | $465M | $512M | $570M | $637M | $479M | $533M | $560M | $636M | $712M | |
| Operating income | $170M | $182M | $175M | $254M | $296M | $505M | $542M | $643M | $734M | $925M | |
| Interest expense | $26.6M | $25.8M | $31.3M | $39.8M | $42.2M | $40.1M | $69M | $95.5M | $106M | $134M | |
| Other non-operating income (gains on investments, FX ...) | -$1.61M | $86K | -$12.9M | -$2.28M | -$3.21M | -$7.75M | $2.14M | -$6.34M | -$14M | -$11.4M | |
| Total non-operating income | -$25M | -$30.8M | -$18.4M | -$37.5M | -$39M | -$32.3M | -$71.1M | -$89.2M | -$91.6M | -$122M | |
| Income before tax | $145M | $151M | $188M | $216M | $257M | $473M | $471M | $554M | $642M | $803M | |
| Income tax | $35.1M | $23.1M | $45.6M | $23.9M | $20.6M | $81.1M | $97.8M | $124M | $129M | $151M | |
| Net income | $109M | $128M | $142M | $192M | $236M | $392M | $374M | $429M | $513M | $652M | |
| EPS (basic) | $3.52 | $4.16 | $4.79 | $6.63 | $8.13 | $13.65 | $14.34 | $17.18 | $20.78 | $26.90 | |
| EPS (diluted) | $3.39 | $3.98 | $4.57 | $6.34 | $7.90 | $13.40 | $14.18 | $16.93 | $20.45 | $26.54 | |
| Shares (basic, weighted) | 31.1M | 30.9M | 29.7M | 29M | 29.1M | 28.7M | 26M | 25M | 24.7M | 24.2M | |
| Shares (diluted, weighted) | 32.3M | 32.2M | 31.2M | 30.3M | 29.9M | 29.3M | 26.3M | 25.4M | 25.1M | 24.6M | |
| Depreciation & amortization | $31.6M | $36.2M | $30.2M | $31.6M | $30.4M | $25.6M | $20.5M | $14.6M | $13.8M | $15M | |
| EBITDA | $203M | $218M | $218M | $287M | $330M | $539M | $561M | $664M | $761M | $951M |
Standardised from the company's filings; outflows and costs keep the sign the provider reports. Hover a period for its end date. Amounts in USD.
Revenue, operating income and growth
quarterlyMargins
quarterlyCosts as % of revenue
quarterlyThe other statements
Sources
Statements, segment revenue, metrics and estimates are standardised from the company's filings. Segment profits and every reported line: SEC EDGAR (XBRL). Filings read: 10-Q 2026-06-30, 10-Q 2026-03-31, 10-Q 2025-12-31, 10-K 2025-09-30, 10-Q 2025-06-30, 10-Q 2025-03-31, 10-Q 2024-12-31, 10-K 2024-09-30, 10-Q 2024-06-30
Data as of 2026-11-02