PerpEquities

Equity

Chime Financial, Inc. Class A Common Stock (CHYM) perpetual futures

CHYM perpetual futures on 1 crypto exchanges – live perp price vs the stock, funding rate, open interest and where to trade CHYMUSDT.

Chime Financial, Inc. is a US-based financial technology company offering digital consumer banking and payment products such as checking accounts, debit cards, instant transfers, liquidity solutions and credit-building tools.

$28.420.0%NASDAQ open
Open in terminal

Price chart

Interactive TradingView chart

TradingView symbol NASDAQ:CHYM

Loads TradingView's third-party widget (about 1 MB) on demand.

Auto: underlying reference priceOpen in TradingView

Trading data

Perpetual market activity

1/1 live markets
Venues
1
Live markets
1/1
24h volume
$340.2K
Open interest
-Coverage: 0/1 markets
Best liquidity
-
Tightest spread
+102.1 bps
BingX
Highest volume
$340.2K
BingX
Settlement mix
USDT · 1/1
Perp/spot vol.
0.01x
Spot volume $64.6M
OI / float
-
Float $6.9B
Spot performance
1D+0.88%
5D-3.03%
1M+8.60%
6M+34.71%
YTD+14.42%
1Y+61.25%

Venue matrix

1 markets

Some venue links are sponsored. We may receive a commission, and eligible users may occasionally receive trading-fee discounts, at no additional cost to you.

Trade
BingXTradeCHYM-USDTTrading$28.42-1.1% APR
-0.00100% every 8h
+102.1 bps-$340.2K-USDT-

Tradability

Execution quality

Entry cost and depth per venue at $1k–$100k

No sufficient depth · 0 of 1 venues absorb $10k

No fresh book data: BingX

Taker execution estimate incl. approx. fees - maker fills are not guaranteed.

Best venues for this underlying

Best liquidity

-
No live data-

Tightest spread

CHYM

Highest volume

CHYM

Funding history

Stored venue snapshots by market

Company data

Company fundamentals

Updated 46m ago
Market cap
$10.9B
Updated 46m ago
Revenue
$2.4B
Trailing 12 months
Revenue growth
+27%
Next fiscal year
Profit margin
-0.8%
P/E
-507.9
Peer P/E 12.3
Free cash flow
$318.9M
Trailing 12 months
More metrics
Net income
-$18.2M
Trailing 12 months
P/S
4.6
Peer P/E
12.3
Similar listed perps
Revenue estimate
$2.8B
Next fiscal year
Earnings
2026-11-04
Revenue est. $702.9M · Updated 46m ago
Dividend
-

Fundamental detail

Annual + quarterly
Latest revenue$2.2B
Net margin-46.2%
Free cash flow$32.9M
Net debt-$331.6M
2022$1B
2023$1.3B
2024$1.7B
2025$2.2B
PeriodRevenueGrowthNet incomeFCF
2022$1B--$470.3M-$507M
2023$1.3B+27%-$203.2M-$184.4M
2024$1.7B+31%-$25.3M$49.7M
2025$2.2B+31%-$1B$32.9M
PeriodGross marginOperating marginNet marginROEROA
2022+78.7%-47.5%-46.6%-42.7%-33.2%
2023+82.8%-18.4%-15.9%-21.7%-15.4%
2024+87.6%-3.7%-1.5%-2.6%-1.7%
2025+85.9%-47.6%-46.2%-72.1%-51.4%
PeriodCashDebtNet debtCurrent ratio
2022$203.4M$100.8M-$102.6M5.90
2023$239.7M$104.9M-$134.9M4.03
2024$337.7M$96.3M-$241.4M3.43
2025$466.3M$134.7M-$331.6M4.53
PeriodMarket capEnterprise valueP/SP/E
2022$13.5B$13.4B13.4-28.8
2023$13.5B$13.4B10.6-66.3
2024$13.5B$13.3B8.1-533.2
2025$9.5B$9.2B4.4-9.4
Q3 2024$421.9M
Q4 2024$475.2M
Q1 2025$518.7M
Q2 2025$528.1M
Q3 2025$543.5M
Q4 2025$596.4M
Q1 2026$647.4M
Q2 2026$577M
PeriodRevenueGrowthNet incomeFCF
Q3 2024$421.9M+34%-$22M-
Q4 2024$475.2M+41%-$19.6M-
Q1 2025$518.7M+32%$12.9M-$31.4M
Q2 2025$528.1M+37%-$923.4M$23M
Q3 2025$543.5M+29%-$54.7M$23M
Q4 2025$596.4M+25%-$44.8M$17.6M
Q1 2026$647.4M+25%$53.5M$80M
Q2 2026$577M+9%$27.9M$198.4M
PeriodGross marginOperating marginNet marginROEROA
Q3 2024+87.3%-7.3%-5.2%0.0%0.0%
Q4 2024+88.2%-5.7%-4.1%-2.0%-1.3%
Q1 2025+88.4%+1.8%+2.5%+1.3%+0.9%
Q2 2025+87.3%-176.2%-174.8%-64.7%-48.5%
Q3 2025+87.2%-11.9%-10.1%-3.8%-2.8%
Q4 2025+88.9%-9.0%-7.5%-3.2%-2.3%
Q1 2026+87.8%+7.1%+8.3%+3.7%+2.7%
Q2 2026+85.0%+3.7%+4.8%+2.0%+1.4%
PeriodCashDebtNet debtCurrent ratio
Q3 2024---0.00
Q4 2024$337.7M$96.3M-$241.4M3.43
Q1 2025$318.2M$91.7M-$226.5M3.80
Q2 2025$868.3M$87.9M-$780.4M4.83
Q3 2025$445M$137.8M-$307.3M4.94
Q4 2025$466.3M$134.7M-$331.6M4.53
Q1 2026$607.7M$132.7M-$474.9M143.89
Q2 2026$536M$130.9M-$405.2M137.30
PeriodMarket capEnterprise valueP/SP/E
Q3 2024$13.5B$032.1-153.6
Q4 2024$13.5B$13.3B28.5-172.4
Q1 2025$13.5B$13.3B26.146.4
Q2 2025$12.8B$12B24.2-3.5
Q3 2025$7.5B$7.2B13.8-33.6
Q4 2025$9.5B$9.1B15.9-52.4
Q1 2026$7.1B$6.7B11.033.4
Q2 2026$7.8B$7.4B13.569.8

Refreshed 46m ago

Charts: revenue, profit, cash flow & valuation
Revenue$577MQ2 2026
$161.8M$323.7M$485.5M$647.4MQ3 2023: $315.2MQ4 2023: $337.9MQ1 2024: $392MQ2 2024: $384.2MQ3 2024: $421.9MQ4 2024: $475.2MQ1 2025: $518.7MQ2 2025: $528.1MQ3 2025: $543.5MQ4 2025: $596.4MQ1 2026: $647.4MQ2 2026: $577MQ3 2023Q2 2026
Net income$27.9MQ2 2026
-$679.2M-$435M-$190.8M$53.5MQ3 2023: -$68.5MQ4 2023: -$33.5MQ1 2024: $15.9MQ2 2024: $385KQ3 2024: -$22MQ4 2024: -$19.6MQ1 2025: $12.9MQ2 2025: -$923.4MQ3 2025: -$54.7MQ4 2025: -$44.8MQ1 2026: $53.5MQ2 2026: $27.9MQ3 2023Q2 2026
EBITDA$35.6MQ2 2026
-$677M-$430.8M-$184.6M$61.6MQ3 2023: -$74.7MQ4 2023: -$32.2MQ1 2024: $10.3MQ2 2024: -$3.3MQ3 2024: -$23.7MQ4 2024: -$20MQ1 2025: $16.4MQ2 2025: -$923.2MQ3 2025: -$57.2MQ4 2025: -$46MQ1 2026: $61.6MQ2 2026: $35.6MQ3 2023Q2 2026
Free cash flow$198.4MQ2 2026
$26.1M$83.5M$140.9M$198.4MQ1 2024: $70MQ2 2024: -$3.6MQ1 2025: -$31.4MQ2 2025: $23MQ3 2025: $23MQ4 2025: $17.6MQ1 2026: $80MQ2 2026: $198.4MQ3 2023Q2 2026
EPS$0.07Q2 2026
-$1.81-$1.12-$0.44$0.25Q3 2023: -$0.19Q4 2023: -$0.09Q1 2024: $0.25Q2 2024: $0Q3 2024: -$0.06Q4 2024: -$0.05Q1 2025: $0.2Q2 2025: -$2.49Q3 2025: -$0.15Q4 2025: -$0.12Q1 2026: $0.13Q2 2026: $0.07Q3 2023Q2 2026
Cash / Debt$536MQ2 2026
$217.1M$434.1M$651.2M$868.3MQ4 2023 · Cash: $239.7MQ4 2023 · Debt: $104.9MQ1 2024 · Cash: $800.6MQ1 2024 · Debt: $0Q4 2024 · Cash: $337.7MQ4 2024 · Debt: $96.3MQ1 2025 · Cash: $318.2MQ1 2025 · Debt: $91.7MQ2 2025 · Cash: $868.3MQ2 2025 · Debt: $87.9MQ3 2025 · Cash: $445MQ3 2025 · Debt: $137.8MQ4 2025 · Cash: $466.3MQ4 2025 · Debt: $134.7MQ1 2026 · Cash: $607.7MQ1 2026 · Debt: $132.7MQ2 2026 · Cash: $536MQ2 2026 · Debt: $130.9MQ3 2023Q2 2026
CashDebt
Profitability+85.0%Q2 2026
-109.9%-43.6%+22.6%+88.9%Q3 2023 · Gross margin: +78.2%Q4 2023 · Gross margin: +87.5%Q1 2024 · Gross margin: +87.9%Q2 2024 · Gross margin: +86.9%Q3 2024 · Gross margin: +87.3%Q4 2024 · Gross margin: +88.2%Q1 2025 · Gross margin: +88.4%Q2 2025 · Gross margin: +87.3%Q3 2025 · Gross margin: +87.2%Q4 2025 · Gross margin: +88.9%Q1 2026 · Gross margin: +87.8%Q2 2026 · Gross margin: +85.0%Q3 2023 · Operating margin: -24.9%Q4 2023 · Operating margin: -10.6%Q1 2024 · Operating margin: +1.3%Q2 2024 · Operating margin: -2.5%Q3 2024 · Operating margin: -7.3%Q4 2024 · Operating margin: -5.7%Q1 2025 · Operating margin: +1.8%Q2 2025 · Operating margin: -176.2%Q3 2025 · Operating margin: -11.9%Q4 2025 · Operating margin: -9.0%Q1 2026 · Operating margin: +7.1%Q2 2026 · Operating margin: +3.7%Q3 2023 · Net margin: -21.7%Q4 2023 · Net margin: -9.9%Q1 2024 · Net margin: +4.1%Q2 2024 · Net margin: +0.1%Q3 2024 · Net margin: -5.2%Q4 2024 · Net margin: -4.1%Q1 2025 · Net margin: +2.5%Q2 2025 · Net margin: -174.8%Q3 2025 · Net margin: -10.1%Q4 2025 · Net margin: -7.5%Q1 2026 · Net margin: +8.3%Q2 2026 · Net margin: +4.8%Q3 2023Q2 2026
Gross marginOperating marginNet margin
Revenue growth+9.2%Q2 2026
+10.2%+20.3%+30.5%+40.6%Q3 2024: +33.8%Q4 2024: +40.6%Q1 2025: +32.3%Q2 2025: +37.5%Q3 2025: +28.8%Q4 2025: +25.5%Q1 2026: +24.8%Q2 2026: +9.2%Q3 2023Q2 2026
Shares outstanding396.9MQ2 2026
100.1M200.2M300.4M400.5MQ3 2023: 364.4MQ4 2023: 364.4MQ1 2024: 364.4MQ2 2024: 364.4MQ3 2024: 364.4MQ4 2024: 364.4MQ1 2025: 364.4MQ2 2025: 370.8MQ3 2025: 370.8MQ4 2025: 375.9MQ1 2026: 400.5MQ2 2026: 396.9MQ3 2023Q2 2026
Valuation69.8Q2 2026
2,066.14,304.66,543.18,781.6Q3 2023 · P/E: -48.8Q4 2023 · P/E: -100.8Q1 2024 · P/E: 37.1Q2 2024 · P/E: 8,781.6Q3 2024 · P/E: -153.6Q4 2024 · P/E: -172.4Q1 2025 · P/E: 46.4Q2 2025 · P/E: -3.5Q3 2025 · P/E: -33.6Q4 2025 · P/E: -52.4Q1 2026 · P/E: 33.4Q2 2026 · P/E: 69.8Q3 2023 · P/S: 42.9Q4 2023 · P/S: 40.0Q1 2024 · P/S: 34.5Q2 2024 · P/S: 35.2Q3 2024 · P/S: 32.1Q4 2024 · P/S: 28.5Q1 2025 · P/S: 26.1Q2 2025 · P/S: 24.2Q3 2025 · P/S: 13.8Q4 2025 · P/S: 15.9Q1 2026 · P/S: 11.0Q2 2026 · P/S: 13.5Q3 2023Q2 2026
P/EP/S
Revenue$2.2B2025
$546.7M$1.1B$1.6B$2.2B2022: $1B2023: $1.3B2024: $1.7B2025: $2.2B20222025
Net income-$1B2025
-$757.5M-$505M-$252.5M2022: -$470.3M2023: -$203.2M2024: -$25.3M2025: -$1B20222025
EBITDA-$979.1M2025
-$734.3M-$489.6M-$244.8M2022: -$471.4M2023: -$222.8M2024: -$36.8M2025: -$979.1M20222025
Free cash flow$32.9M2025
-$367.9M-$228.7M-$89.5M$49.7M2022: -$507M2023: -$184.4M2024: $49.7M2025: $32.9M20222025
EPS-$2.62025
-$1.95-$1.3-$0.652022: -$1.292023: -$0.562024: -$0.072025: -$2.620222025
Cash / Debt$466.3M2025
$116.6M$233.1M$349.7M$466.3M2022 · Cash: $203.4M2022 · Debt: $100.8M2023 · Cash: $239.7M2023 · Debt: $104.9M2024 · Cash: $337.7M2024 · Debt: $96.3M2025 · Cash: $466.3M2025 · Debt: $134.7M20222025
CashDebt
Profitability+85.9%2025
-13.8%+20.0%+53.8%+87.6%2022 · Gross margin: +78.7%2023 · Gross margin: +82.8%2024 · Gross margin: +87.6%2025 · Gross margin: +85.9%2022 · Operating margin: -47.5%2023 · Operating margin: -18.4%2024 · Operating margin: -3.7%2025 · Operating margin: -47.6%2022 · Net margin: -46.6%2023 · Net margin: -15.9%2024 · Net margin: -1.5%2025 · Net margin: -46.2%20222025
Gross marginOperating marginNet margin
Revenue growth+30.7%2025
+7.7%+15.4%+23.2%+30.9%2023: +26.7%2024: +30.9%2025: +30.7%20222025
Shares outstanding388.2M2025
97M194.1M291.1M388.2M2022: 364.4M2023: 364.4M2024: 364.4M2025: 388.2M20222025
Valuation-9.42025
-396.5-259.9-123.213.42022 · P/E: -28.82023 · P/E: -66.32024 · P/E: -533.22025 · P/E: -9.42022 · P/S: 13.42023 · P/S: 10.62024 · P/S: 8.12025 · P/S: 4.420222025
P/EP/S

Next catalyst

Catalysts

Earnings
2026-11-04
Revenue est. $702.9M · Updated 46m ago

No unusual perp activity right now.

Research data

Analysts, filings and peer context

Estimates

6
DateEPS estimateRevenue estimateGrowthAnalysts
FY 20260.46$2.8B+27%14
FY 20270.96$3.4B+54%13
FY 20281.45$4B+83%13
FY 20292.16$5.1B+132%10
FY 20303.14$4.9B+122%5
Q1 20280.36$951.8M+47%5

Company events

6
2026-11-04Earnings · After market closeActual - / Estimate 0.1-
2026-08-05EarningsActual 0.07 / Estimate 0Beat
2026-05-06EarningsActual 0.13 / Estimate 0.03Beat
2026-02-25EarningsActual -0.12 / Estimate -0.2Beat
2025-11-05EarningsActual -0.15 / Estimate -0.24Beat
2025-08-07EarningsActual -7.29 / Estimate -4.85Miss

Peer comparison

Similar listed perps

Analyst track record

How the analysts covering CHYM have done: ratings, price-target accuracy and the measured reaction after their calls.

12 months3 years
Ratings91122
Analysts2931
Buy / hold / sell83 / 8 / 0106 / 15 / 1
Upgrades / downgrades / initiations4 / 0 / 124 / 0 / 29
Price targets hit / missed16 / 66 (20%)18 / 90 (17%)
Avg. return after a rating (TipRanks)-13.1%-15.2%
Best / worst call+67.9% / -42.9%+67.9% / -42.9%

After buy calls on this stock: median 21-day move -10.4% vs S&P 500 -8.7% (n = 101)

Latest ratings

DateAnalystCallTarget
Oct 26, 2026Gustavo GalaMonnessHoldInitiated$31.00
Oct 13, 2026Will NanceGoldman SachsBuyReiterated$38.00
Oct 13, 2026Will NanceGoldman SachsBuyReiterated$38.00
Oct 8, 2026Jeff CantwellSeaport GlobalBuyMaintained$42.00
Oct 8, 2026Jeff CantwellSeaport GlobalBuyMaintained$42.00
Consensus over the last 12 months buy hold sell avg. target month-end close
Monthly buy, hold and sell shares of analyst ratings with the average price target and the month-end close$20.00$25.00$30.00$35.00$40.00Nov 25 · Buy 11 · Hold 5 · Sell 1Nov 25Dec 25 · Buy 13 · Hold 3 · Sell 0Jan 26 · Buy 12 · Hold 3 · Sell 0Jan 26Feb 26 · Buy 12 · Hold 3 · Sell 0Mar 26 · Buy 11 · Hold 3 · Sell 0Mar 26Apr 26 · Buy 15 · Hold 3 · Sell 0May 26 · Buy 16 · Hold 3 · Sell 0May 26Jun 26 · Buy 16 · Hold 2 · Sell 0Jul 26 · Buy 17 · Hold 1 · Sell 0Jul 26Aug 26 · Buy 15 · Hold 1 · Sell 0Sep 26 · Buy 21 · Hold 1 · Sell 0Sep 26Oct 26 · Buy 21 · Hold 1 · Sell 0Nov 25 · avg. target $33.31Dec 25 · avg. target $34.07Jan 26 · avg. target $33.07Feb 26 · avg. target $32.43Mar 26 · avg. target $31.38Apr 26 · avg. target $30.47May 26 · avg. target $29.83Jun 26 · avg. target $30.94Jul 26 · avg. target $30.65Aug 26 · avg. target $34.00Sep 26 · avg. target $38.50Oct 26 · avg. target $39.65Nov 25 · month-end close $21.13Dec 25 · month-end close $25.17Jan 26 · month-end close $25.42Feb 26 · month-end close $22.13Mar 26 · month-end close $18.73Apr 26 · month-end close $21.86May 26 · month-end close $18.60Jun 26 · month-end close $20.48Jul 26 · month-end close $22.99Aug 26 · month-end close $33.11Sep 26 · month-end close $26.64Oct 26 · month-end close $29.57

Share of analysts per call each month (latest call per analyst within 180 days). Targets and closes in USD.

TipRanks data via FMP · computed Oct 27, 2026 · 91 ratings

Frequently asked questions

Where can I trade CHYM perpetual futures?

Chime Financial, Inc. Class A Common Stock (CHYM) perpetual futures trade on 1 crypto venues, including BingX. PerpEquities compares them by live price, funding rate, open interest and liquidity.

Can I trade CHYM around the clock?

Yes. Unlike the underlying stock, CHYM perpetuals trade 24/7 — including weekends and outside regular market hours.

What is the funding rate on CHYM perpetuals?

Right now the CHYM perp funding rate is -1.1% annualized (venue median), ranging from -1.1% to -1.1% across 1 venues. A positive rate means longs pay shorts. PerpEquities shows the live rate and its history for every venue.

How does the CHYM perp price compare to the Chime Financial, Inc. Class A Common Stock stock?

The venue-median CHYM perp mark is $28.4 versus a reference stock price of $28.4, a basis of 0.0%. Perps follow the stock through an index price; the gap widens when funding or liquidity diverge between venues.

What is a CHYM perpetual future?

A CHYM perpetual is a derivative that tracks the price of Chime Financial, Inc. Class A Common Stock with no expiry date. It lets you take long or short exposure to Chime Financial, Inc. Class A Common Stock on crypto venues, around the clock.

What is CHYMUSDT perpetual?

CHYMUSDT is the symbol most crypto exchanges use for the Chime Financial, Inc. Class A Common Stock perpetual settled in USDT (Tether). It tracks the CHYM share price through an index, trades 24/7 with leverage and never expires.

Embed this asset

CHYM perpetuals · perpequities.comCHYM perpetuals · perpequities.com
<a href="https://perpequities.com/stocks/chym-perp"><img src="https://perpequities.com/badge/chym-perp.svg" width="240" height="64" alt="CHYM perpetuals · perpequities.com" loading="lazy"></a>

Next step

Stay on top of CHYM perps

Signals with a track record

Analysts who hit 70%+ of their targets on the perps we track, congress buys over $500k, 13F positions over $5M, funding spreads that have paid for days. Every post shows the evidence. Free, no sign-up.

Join on Telegram

Weekly digest by email

The listings, funding and moves that matter for CHYM — one email every Sunday.

Watchlist and alerts

Price and funding alerts for CHYM, via push or Telegram.

Set an alert

Follow the live feed

Daily movers, new listings and funding extremes as they happen.

Follow on X