Huntington Bancshares Incorporated (HBAN)财务
NASDAQ · Financial Services · Banks - Regional · 员工25,898人 · CEO Stephen D. Steinour
- 股价
- $15.78 -1.19%
- 市值
- $318亿
- 企业价值
- $528亿
- 最近财报
- Q3 '26 2026-10-27提交
- 下次财报
- 2027-01-28
营收(TTM)$153亿+24.3% 对比去年同期最近4个季度;柱状图=各季度
营业利润率(TTM)20.0%-2.1 百分点 对比去年同期营业利润 $30.6亿
净利润(TTM)$24.9亿+12.1% 对比去年同期税后,含营业外收益
自由现金流(TTM)$30.5亿+1.1% 对比去年同期资本支出 $2.08亿
稀释EPS(TTM)$1.26-11.9% 对比去年同期最近4个季度之和
净现金$136亿+413.6% 对比去年同期现金 + 短期投资 - 债务
估值与关键数据
- 市值
- $318亿 EV $528亿
- 营收
- $153亿 过去12个月
- 营收增速
- – 下一财年
- 净利润率
- 16.3% 净利润 / 营收,TTM
- P/E
- 12.2×
- P/S
- 2.1× 股价 / 营收,TTM
- EV / EBITDA
- 14.5× TTM
- 自由现金流
- $30.5亿 过去12个月
- 净利润
- $24.9亿 过去12个月
- 营收预期
- – 下一财年
- 盈利
- 2027-01-28
- 股息
- $0.62 每股,过去12个月
核心要点
根据披露数据计算,每条结论都附有其依据的数字。
- 营收增长加速:同比27.4%Q3 '26营收$41.1亿,此前四个季度的平均值为18.7%。
- 营业利润率20.0%(TTM),较去年同期-2.1 百分点营收增长24.3%,营业利润增长12.4%。
- 资本支出占营收的1.4%(去年为0.2%)最近4个季度投入$2.08亿(同比+670.4%)。自由现金流$30.5亿,相当于净利润的122.3%。
- 股东回报$15.1亿 = 自由现金流的49.7%回购$4.09亿(去年为$4.1亿),股息$11.1亿,股权激励$1.48亿(TTM)。
- 稀释股数一年内增加37.8%Q3 '26稀释股数20.5亿,一年前为14.9亿。
- 净现金 $136亿现金 + 短期投资 $370亿,含租赁债务 $234亿;一年前净债务 $43.4亿。
上一季度:Q3 '26
截至2026-09-30的季度。与去年同期及财报发布前的分析师一致预期对比。
本季度与去年同期
| Q3 '26 | 去年同期 | 变化 | |
|---|---|---|---|
| 营收 | $41.1亿 | $32.3亿 | +27.4% |
| 毛利率 | 64.9% | 62.3% | +2.6 百分点 |
| 营业利润 | $8.96亿 | $7.66亿 | +17.0% |
| 营业利润率 | 21.8% | 23.7% | -1.9 百分点 |
| 净利润 | $7.21亿 | $6.29亿 | +14.6% |
| 稀释EPS | $0.33 | $0.41 | -19.5% |
| 经营现金流 | $7.73亿 | $4.87亿 | +58.7% |
| 资本支出 | $9000万 | -$1.08亿 | +183.3% |
| 自由现金流 | $6.83亿 | $5.95亿 | +14.8% |
| R&D | $0 | $0 | – |
| 股权激励费用 | $5300万 | $3100万 | +71.0% |
营收
收入从何而来,按业务线和地区逐季展示。
营收、营业利润与增速
季度按业务线划分的营收
堆叠,季度| 分部 | Q3 '26 | 同比 | 占比 | TTM | TTM同比 | 12个季度 |
|---|---|---|---|---|---|---|
| Consumer & Regional Banking | – | – | – | – | – | |
| Commercial Banking | – | – | – | – | – | |
| Cards And Payment Processing Revenue | $1.97亿 | +22.4% | 46.0% | – | – | |
| Trust And Investment Management Services Revenue | $1.31亿 | +26.0% | 30.6% | – | – | |
| Service Charges Revenue | $7500万 | +13.6% | 17.5% | – | – | |
| Treasury / Other | – | – | – | – | – | |
| Insurance Revenue | – | – | – | – | – | |
| Other Revenue | $2500万 | 0.0% | 5.8% | – | – | |
| Leasing Revenue | – | – | – | – | – |
利润率与成本结构
每一单位营收在各层级还剩多少,成本又花在哪里。
利润率
季度成本占营收比例
季度现金流与资本配置
创造了多少现金,用在何处,又有多少回到股东手中。
经营现金流、资本支出、自由现金流
季度现金用途与经营现金流
财年最近4个季度
现金流量表- 经营现金流
- $32.5亿
- 资本支出
- -$2.08亿
- 股票回购
- -$4.09亿
- 股息
- -$11.1亿
- 收购
- $25.4亿
- 债务净发行
- -$9.39亿
- 股权激励费用
- $1.48亿
- 自由现金流
- $30.5亿
- 股东回报 / FCF
- 49.7%
股数与EPS
季度,稀释资产负债表
各季度末的流动性、投资和债务。
现金、投资与债务
季度末估值与回报
当前估值倍数与公司自身过去五个财年对比;分析师目标价与评级。
估值倍数与回报
TTM与过去5个财年| 当前 | 5年均值 | 当前处于5年区间的位置 | |
|---|---|---|---|
| P/E(TTM) | 12.2× | 12.4× | 9.6× – 16.9× |
| EV / EBITDA | 14.5× | 9.2× | 6.6× – 12.3× |
| EV / 营收 | 3.5× | 2.8× | 2.0× – 3.5× |
| 股价 / FCF | 10.4× | 9.8× | 5.3× – 14.1× |
| 股价 / 净资产 | 1.0× | 1.1× | 1.0× – 1.2× |
| FCF收益率 | 9.6% | 11.5% | 7.1% – 18.8% |
| 投入资本回报率 | 5.0% | 3.7% | -2.0% – 6.4% |
| 净资产收益率 | 8.2% | 9.7% | 6.7% – 12.6% |
分析师
一致目标价 $19.33 (+22.5%)
区间 $18.00 – $21.00 · 评级 Hold
强烈买入1
买入21
持有24
卖出3
强烈卖出0
财务报表
利润表、资产负债表和现金流量表的每一项,含12个季度和10个财年,以金额、占营收比例或增速展示。
全部披露项目
Huntington Bancshares Incorporated在近期10-Q / 10-K文件中标记的全部412项数据,附SEC官方标签和定义,包括附注(租赁、税务、回购、员工等)。
| 项目(SEC标签) | 最近季度 | 去年同期 | 同比 | 最近财年 | 上一财年 | 同比 |
|---|---|---|---|---|---|---|
| $0 | – | – | – | – | – | |
| Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment | $11.9亿2025-12-31 | $11.7亿 | +2.0% | $11.9亿 | $11.7亿 | +2.0% |
| Accumulated Other Comprehensive Income (Loss), Net of Tax | -$29.7亿 | -$20.7亿 | -43.6% | -$19.1亿 | -$28.7亿 | +33.4% |
| Additional Paid in Capital | $251亿 | $155亿 | +61.6% | $172亿 | $155亿 | +11.4% |
| Amortization of Intangible Assets | $4900万 | $1100万 | +345.5% | $4600万 | $4700万 | -2.1% |
| APIC, Share-based Payment Arrangement, Increase for Cost Recognition | $5300万 | $3100万 | +71.0% | $1.13亿 | $1.06亿 | +6.6% |
| Assets | $2880亿 | $2100亿 | +36.9% | $2250亿 | $2040亿 | +10.2% |
| Bad Debt Reserve, Tax Purpose of Qualified Lender | $1.82亿2025-12-31 | $1.82亿 | 0.0% | $1.82亿 | $1.82亿 | 0.0% |
| Bank Owned Life Insurance | $36.9亿 | $28.1亿 | +31.2% | $29亿 | $27.9亿 | +3.9% |
| Banking Regulation, Capital Conservation Buffer, Total Risk-Based Capital, Actual | 2.5%2025-12-31 | 2.5% | 0.0% | 2.5% | 2.5% | 0.0% |
| Banking Regulation, Common Equity Tier One Risk-Based Capital Ratio, Actual | 10.4%2025-12-31 | 10.5% | -1.0% | 10.4% | 10.5% | -1.0% |
| Banking Regulation, Common Equity Tier One Risk-Based Capital, Actual | $173亿2025-12-31 | $151亿 | +14.3% | $173亿 | $151亿 | +14.3% |
| Banking Regulation, Tier One Leverage Capital Ratio, Actual | 9.3%2025-12-31 | 8.6% | +8.1% | 9.3% | 8.6% | +8.1% |
| Banking Regulation, Tier One Leverage Capital Ratio, Capital Adequacy, Minimum | 4.0%2025-12-31 | 4.0% | 0.0% | 4.0% | 4.0% | 0.0% |
| Banking Regulation, Tier One Leverage Capital, Actual | $200亿2025-12-31 | $171亿 | +16.9% | $200亿 | $171亿 | +16.9% |
| Banking Regulation, Tier One Risk-Based Capital Ratio, Actual | 12.0%2025-12-31 | 11.9% | +0.8% | 12.0% | 11.9% | +0.8% |
| Banking Regulation, Tier One Risk-Based Capital Ratio, Capital Adequacy, Minimum | 6.0%2025-12-31 | 6.0% | 0.0% | 6.0% | 6.0% | 0.0% |
| Banking Regulation, Tier One Risk-Based Capital Ratio, Well Capitalized, Minimum | 6.0%2025-12-31 | 6.0% | 0.0% | 6.0% | 6.0% | 0.0% |
| Banking Regulation, Tier One Risk-Based Capital, Actual | $200亿2025-12-31 | $171亿 | +16.9% | $200亿 | $171亿 | +16.9% |
| Banking Regulation, Total Capital, Actual | $236亿2025-12-31 | $206亿 | +14.7% | $236亿 | $206亿 | +14.7% |
| Banking Regulation, Total Risk-Based Capital Ratio, Actual | 14.2%2025-12-31 | 14.3% | -0.7% | 14.2% | 14.3% | -0.7% |
| Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum | 8.0%2025-12-31 | 8.0% | 0.0% | 8.0% | 8.0% | 0.0% |
| Banking Regulation, Total Risk-Based Capital Ratio, Well Capitalized, Minimum | 10.0%2025-12-31 | 10.0% | 0.0% | 10.0% | 10.0% | 0.0% |
| Cash Acquired from Acquisition | $0 | $0 | – | $8.64亿 | $0 | – |
| Cash and Due from Banks | $23.8亿 | $17亿 | +40.2% | $17.8亿 | $16.9亿 | +5.8% |
| Cash Flow Hedge Gain (Loss) to be Reclassified within Twelve Months | -$300万 | -$400万 | +25.0% | -$1500万 | -$4300万 | +65.1% |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | $168亿 | $127亿 | +32.0% | $135亿 | $128亿 | +5.0% |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | $12.2亿 | $23.8亿 | -48.8% | $6.48亿 | $27.2亿 | -76.2% |
| Collateral Already Posted, Aggregate Fair Value | $4.67亿 | $1.11亿 | +320.7% | $1.74亿 | $3.81亿 | -54.3% |
| Common Stock, Dividends, Per Share, Declared | $0.16 | $0.16 | 0.0% | $0.62 | $0.62 | 0.0% |
| Common Stock, Par or Stated Value Per Share | $0.01 | $0.01 | 0.0% | $0.01 | $0.01 | 0.0% |
| Common Stock, Shares Authorized | 22.5亿 | 22.5亿 | 0.0% | 22.5亿 | 22.5亿 | 0.0% |
| Common Stock, Shares, Issued | 20.2亿 | – | – | 15.7亿 | 14.5亿 | +7.8% |
| Common Stock, Shares, Outstanding | 20.2亿 | 14.6亿 | +38.1% | 15.7亿 | 14.5亿 | +7.8% |
| Common Stock, Value, Issued | $2000万 | $1500万 | +33.3% | $1600万 | $1500万 | +6.7% |
| Comprehensive Income (Loss), Net of Tax, Attributable to Noncontrolling Interest | $300万 | $400万 | -25.0% | $1800万 | $2000万 | -10.0% |
| Comprehensive Income (Loss), Net of Tax, Attributable to Parent | -$4000万 | $8.04亿 | -105.0% | $31.7亿 | $17.5亿 | +81.1% |
| Comprehensive Income (Loss), Net of Tax, Including Portion Attributable to Noncontrolling Interest | -$3700万 | $8.08亿 | -104.6% | $31.9亿 | $17.7亿 | +80.1% |
| Current Federal Tax Expense (Benefit) | – | – | – | $7.78亿 | $4.11亿 | +89.3% |
| Current Foreign Tax Expense (Benefit) | – | – | – | $500万 | $1500万 | -66.7% |
| Current Income Tax Expense (Benefit) | – | – | – | $8.62亿 | $4.69亿 | +83.8% |
| Current State and Local Tax Expense (Benefit) | – | – | – | $7900万 | $4300万 | +83.7% |
| Debt and Equity Securities, Gain (Loss) | $0 | $0 | – | -$5800万 | $0 | – |
| Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss | $1.56亿 | $8900万 | +75.3% | $1.06亿 | $8900万 | +19.1% |
| Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax | $500万 | $5800万 | -91.4% | $6600万 | $1300万 | +407.7% |
| Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax | $35.5亿 | $25.8亿 | +37.9% | $24.4亿 | $34.8亿 | -29.8% |
| Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 10 | $237亿 | $190亿 | +25.2% | $197亿 | $193亿 | +2.0% |
| Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10 | $23.3亿 | $19.2亿 | +21.1% | $19亿 | $18.6亿 | +2.3% |
| Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year One Through Five | $86.8亿 | $56.3亿 | +54.3% | $55.8亿 | $59.9亿 | -6.9% |
| Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, Year One | $34.2亿 | $21亿 | +62.8% | $13.7亿 | $36.2亿 | -62.2% |
| Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | $142亿 | $174亿 | -18.0% | $165亿 | $180亿 | -8.5% |
| Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | $31.7亿 | $25.6亿 | +23.6% | $24.3亿 | $34.1亿 | -28.7% |
| Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $189亿 | $12.2亿 | +1,446.7% | $12亿 | $47.3亿 | -74.7% |
| Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | $3.85亿 | $1300万 | +2,861.5% | $1400万 | $7400万 | -81.1% |
| Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10 | $206亿 | $166亿 | +24.3% | $174亿 | $161亿 | +8.2% |
| Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10 | $21.3亿 | $18亿 | +18.7% | $17.8亿 | $17.3亿 | +3.0% |
| Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five | $85.1亿 | $56.4亿 | +51.0% | $56亿 | $58.4亿 | -4.3% |
| Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One | $34.1亿 | $21亿 | +62.6% | $13.7亿 | $36.2亿 | -62.3% |
| Debt Securities, Available-for-sale, Unrealized Loss Position | $331亿 | $186亿 | +78.3% | $177亿 | $228亿 | -22.3% |
| Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $35.5亿 | $25.8亿 | +37.9% | $24.4亿 | $34.8亿 | -29.8% |
来源:SEC companyfacts(每份10-Q / 10-K的XBRL)。现金流量表的季度数据由10-Q标记的年初至今累计数推算。分部拆分带有维度标记,在分部章节中单独展示。
数据来源
报表、分部营收、指标和预期均根据公司文件标准化。分部利润及全部披露项目:SEC EDGAR(XBRL)。 已读取的文件: 10-Q 2026-09-30, 10-Q 2026-06-30, 10-Q 2026-03-31, 10-K 2025-12-31, 10-Q 2025-09-30, 10-Q 2025-06-30, 10-Q 2025-03-31, 10-K 2024-12-31, 10-Q 2024-09-30
数据截至 2026-11-02