팟캐스트 트레이드 아이디어

The Ramsey Show

Stop Living in Financial Chaos

2026년 9월 21일4h

아이디어 · 2

• 1:10:06Gold and Silver Mining Stocks (sector)회피John and George warn caller Craig's heavy concentration in gold/silver miners is risky, impulsive behavior driven by grief rather than sound strategy. — John Deloney–
  이 트레이드의 근거

  “I wouldn't do any of the things you're doing. Zero of them.” — John Deloney

  1. Craig reveals he invests 'heavily in gold and silver mining stocks' inside his retirement accounts and holds $260,000 in precious metals.
  2. The hosts say his strategy is 'madness,' 'bizarre risk' and driven by panic/avoidance of grief after divorce.
  3. They advise sitting down with an investment pro to slow down and reconsider the concentrated bet.
• 1:10:55GGOLD회피The hosts question Craig's $260,000 in precious metals, noting you can't pay bills with bars of gold and the position is part of an impulsive, risky retirement strategy. — George Campbell-0.2% 에피소드 이후
  이 트레이드의 근거

  “you're talking about de risking, but then you have all these single stocks, and you got money over here, and then there's these precious metals, which you're gonna have to liquidate” — George Campbell

  1. Craig holds $260,000 in precious metals 'securely' as part of his $1.3M net worth.
  2. George notes he'd have to liquidate metals to turn into actual money to live on because 'you can't pay your bills with bars of gold yet.'
  3. Hosts characterize the overall plan as impulsive and risky, not endorsing the allocation.

The Ramsey Show

Progress Requires Discipline

2026년 9월 18일76h

The episode is a personal-finance call-in show focused on budgeting, debt payoff, housing decisions, and relationship dynamics rather than stock or asset calls. The hosts repeatedly reject speculation and get-rich-quick moves, with Dr. John Deloney explicitly warning a caller against chasing excitement via crypto as a way to avoid lifestyle drift. No specific listed stocks, ETFs, or tradable assets were recommended, so there are no actionable investment picks to report.

포지션 · 1

• 14:01Crypto (as an asset class)회피Deloney warns that people who grow bored with their finances start chasing a feeling and end up making dumb bets with money, naming crypto specifically as that trap. — John Deloney–
  이 트레이드의 근거

  “That's when people end up way over their skis. Crypto They start seeking to feel alive in their own skin by playing dumb games with money.” — John Deloney

  1. Deloney tells Brian that once your needs are met, chasing a sensation leads people 'way over their skis.'
  2. He names crypto as the example of the dumb games people play with money when searching for a feeling.
  3. Conclusion: avoid speculative crypto exposure as a substitute for financial peace.

The Ramsey Show

It’s Time to Face Your Financial Reality

2026년 9월 17일100h

The episode is entirely personal-finance coaching on budgeting, debt payoff, and real estate decisions, with no stock, ETF, or other tradable asset calls. The only market-related guidance is generic: hosts advise a caller to keep money needed within five years in high-yield savings/CDs rather than equities, and to invest long-horizon retirement money in broadly diversified mutual funds/index funds (e.g., S&P 500) instead of single stocks. One caller's 401(k) is noted as held at Edward Jones, but no view is expressed on that firm or any security.

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The Ramsey Show

Wisdom Starts Where Debt Ends

2026년 9월 16일124h

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The Ramsey Show

Slow Money Moves Still Matter

2026년 9월 15일148h

This episode of The Ramsey Show is personal-finance focused and contains no direct stock, ETF, or asset recommendations. The hosts (Rachel Cruz and George Campbell) discuss budgeting, debt payoff, retirement account prioritization, car buying, and mortgage choices. The only investment-adjacent topics are generic advice to contribute 15% of income to retirement (Roth 401(k)/Roth IRA) and to avoid cashing out retirement or filing bankruptcy. No specific securities, tickers, or tradable assets are named or recommended.

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The Ramsey Show

The Best Return Isn’t Always Money

2026년 9월 14일172h

This episode of The Ramsey Show is entirely personal-finance caller advice, with no stock, ETF, or tradable asset recommendations. The only market-adjacent commentary is George Campbell noting that "the stock market has doubled in the last five years" to discourage a caller from pulling retirement funds, and the Graham Stephan segment (Graham Stephan is a YouTuber/real estate investor) discussing paying off 2.875% mortgages for peace of mind rather than arbitrage. Graham's segment mentions no specific stocks or tickers, and the hosts make no buy/sell/avoid calls on any listed security.

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The Ramsey Show

Normal Money Habits Don’t Build Wealth

2026년 9월 11일244h

포지션 · 5

• 1:41:06Transamerica회피The IUL policy pitched to callers is through Transamerica and Ramsey calls the product 'absolutely horrendous' and 'basically the payday lender of the middle class.' — Speaker 0–
  이 트레이드의 근거

  “It's not technically a scam, but it's just so bad that it feels like a scam.” — Speaker 0

  1. Caller says the IUL being pushed on her is through Transamerica.
  2. Ramsey and Campbell say the product is terrible, with high commissions and capped returns.
  3. They tell the caller to run from it, implying avoidance of the company and its product.
• 1:03:12SCHW회피Ramsey says he would not use Charles Schwab for these mutual funds because of transaction fees and prefers a SmartVestor Pro. — Speaker 0-0.7% 에피소드 이후
  이 트레이드의 근거

  “Vanguard's great. Charles Schwab I don't know I'm mad at Charles Schwab.” — Speaker 0

  1. Caller says Charles Schwab offers the mutual funds he wants but with a transaction fee.
  2. Ramsey responds that he would use a SmartVestor Pro instead and says 'I'm mad at Charles Schwab.'
  3. This suggests avoiding Schwab for this use case, though the conviction is low and the comment is casual.
• 1:03:12Vanguard롱Ramsey praises Vanguard as 'great' in the context of holding retirement accounts and mutual funds. — Speaker 0–
  이 트레이드의 근거

  “Vanguard's great.” — Speaker 0

  1. Caller mentions Vanguard holds his IRAs and asks about transaction fees.
  2. Ramsey says 'Vanguard's great' before turning to his dislike of Schwab's fee.
  3. This is an explicit but low-conviction positive mention of Vanguard.
• 1:06:28SSPX롱Ramsey recommends putting extra investing money into an S&P 500 brokerage account earmarked for a future house down payment. — Speaker 0+1.2% 에피소드 이후
  이 트레이드의 근거

  “I might go to something just like an S and P 500, a brokerage account, and let it grow for a down payment on a house.” — Speaker 0

  1. Caller asks if she can invest more than 15% of income.
  2. Ramsey says extra investing above 15% could go into something like an S&P 500 brokerage account.
  3. He frames this as a down payment fund rather than retirement, endorsing the index as a vehicle.
• 1:03:01Mutual Funds롱Ramsey urges a caller sitting in money market funds to move into good mutual funds, arguing he has missed years of stock market gains. — Speaker 2–
  이 트레이드의 근거

  “The stock market doubled in the last five years. So if that money was sitting in money market, trust me.” — Speaker 2

  1. Caller admits his IRAs and brokerage have been sitting in money market funds for years.
  2. Ramsey and Campbell say the market doubled in the last five years and that he lost way more on the sidelines.
  3. They encourage him to get invested in the four mutual fund categories with a SmartVestor Pro.

The Ramsey Show

You Can’t Hack Your Way Out of Debt

2026년 9월 10일268h

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The Ramsey Show

Short-Term Pain, Long-Term Peace

2026년 9월 9일292h

Dave Ramsey and Jade Warshaw discuss multiple callers' financial crises due to overspending on houses and vehicles, offering advice to sell assets and avoid bankruptcy by liquidating equity. Ramsey stresses avoiding single stocks and recommends growth stock mutual funds over bonds, using recent S&P performance as proof. He discusses REITs as an acceptable additional investment only after paying off the house and funding retirement.

아이디어 · 7

• 1:07:55SPY롱Ramsey uses S&P 500 returns as benchmark, implying investors should own it. — Dave Ramsey+0.7% 에피소드 이후
  이 트레이드의 근거

  “year to date on the S and P 500, my stock growth stock mutual fund in an S and P has averaged 12.2%” — Dave Ramsey

  1. Ramsey quotes year-to-date S&P 500 return of 12.2% and says bond market under 1%.
  2. He advocates growth stock mutual funds over bonds for long-term growth.
  3. Thus implies long S&P 500 index fund.
• 2:05:31Growth Stock Mutual Fund롱Ramsey repeatedly promotes mutual funds (specifically growth) for retirement investing. — Dave Ramsey–
  이 트레이드의 근거

  “you can just open a mutual fund... it'll do a lot better than high yield savings” — Dave Ramsey

  1. Ramsey suggests mutual funds as 15% retirement investment for most callers.
  2. He asserts mutual funds outperform single stocks and bonds.
  3. Long mutual fund is implied.
• 1:50:01AAPL회피Ramsey discourages owning single stocks like Apple because he says they underperform mutual funds. — Dave Ramsey+6.9% 에피소드 이후
  이 트레이드의 근거

  “we got money in single stocks, which I don't own a single, single stock, not one” — Dave Ramsey

  1. Caller Cheryl mentions she picked random stocks including Apple.
  2. Ramsey says he doesn't own single stocks and advises selling them.
  3. Avoid single stocks is implied.
• 1:50:01AMZN회피Same as Apple, Ramsey advises against single stocks like Amazon. — Dave Ramsey+0.1% 에피소드 이후
  이 트레이드의 근거

  “you've got money in single stocks, which I don't own a single, single stock, not one” — Dave Ramsey

  1. Cheryl mentions picking Amazon among random stocks.
  2. Ramsey's advice: sell single stocks and invest in mutual funds.
  3. Avoid Amazon is implied.
• 1:08:00Bonds회피Ramsey argues bonds underperform and fail to keep up with inflation, so avoid them. — Dave Ramsey–
  이 트레이드의 근거

  “the bond market has averaged since the beginning of the year? Less than 1%” — Dave Ramsey

  1. Caller Karen lost money in bonds via a financial advisor.
  2. Ramsey says bonds returned less than 1% while stocks 12.2%.
  3. He recommends staying out of bonds even at older ages.
• 1:51:22HOOD회피Ramsey says Robinhood is for trading single stocks, which he doesn't recommend. — Dave Ramsey+4.3% 에피소드 이후
  이 트레이드의 근거

  “The purpose of Robinhood... to democratize... the ability to buy and sell single stocks” — Dave Ramsey

  1. Cheryl opened Robinhood account and hasn't used it.
  2. Ramsey explains Robinhood's purpose is single stock trading, not investing.
  3. Avoid Robinhood as a platform for serious investing.
• 1:18:43REIT롱Ramsey allows REITs only as an addition after being financially secure. — Dave Ramsey–
  이 트레이드의 근거

  “if you wanted to do a REIT as a way to get to real estate, I would. That'd be okay” — Dave Ramsey

  1. Steve asks if REITs can replace direct real estate.
  2. Ramsey says yes, but only in baby step 7 and not instead of growth funds.
  3. Long REIT is acceptable with qualifications.

The Ramsey Show

Don't Be A Slave To The Lender

2026년 9월 8일316h

In this episode of the Ramsey Show, George and John give advice on debt, investing, and budgeting, emphasizing the importance of getting out of debt before buying a house, avoiding credit cards, and considering the impact of mortgage choices over time. Most of the discussion focuses on personal finance and lifestyle, but a few explicit investment-related rules emerge, such as always investing 15% of income and not stopping investing to pay off a mortgage early.

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