Wells Fargo & Company (WFC)の財務
NYSE · Financial Services · Banks - Diversified · 従業員194,369人 · CEO Charles W. Scharf
- 株価
- $83.42 -1.64%
- 時価総額
- $2500億
- 企業価値
- $4310億
- 前回の決算
- Q3 '26 2026-10-28提出
- 次回の決算
- 2027-01-14
売上高(TTM)$1300億+6.7% 前年比直近4四半期、棒グラフ=各四半期
営業利益率(TTM)21.1%+1.4 pt 前年比営業利益 $275億
純利益(TTM)$230億+9.3% 前年比税引後、営業外損益を含む
フリーキャッシュフロー(TTM)$289億+303.3% 前年比設備投資 $0
希薄化後EPS(TTM)$7.14+17.4% 前年比直近4四半期の合計
ネットキャッシュ$753億+369.1% 前年比現金 + 短期投資 - 債務
バリュエーションと主要指標
- 時価総額
- $2500億 EV $4310億
- 売上高
- $1300億 直近12か月
- 売上成長率
- – 来期
- 純利益率
- 17.6% 純利益 / 売上高、TTM
- P/E
- 11.6×
- P/S
- 1.9× 株価 / 売上高、TTM
- EV / EBITDA
- 12.9× TTM
- フリーキャッシュフロー
- $289億 直近12か月
- 純利益
- $230億 直近12か月
- 売上高予想
- – 来期
- 利益
- 2027-01-14
- 配当
- $1.85 1株当たり、直近12か月
主な要点
報告された数値から算出。各記述にはその根拠となる数値を添えています。
- 売上成長が鈍化:前年比4.3%Q3 '26の売上高は$333億、その前の4四半期の平均は5.8%。
- 営業利益率は21.1%(TTM)、前年比+1.4 pt売上高が6.7%増加する中、営業利益は14.4%増加。
- 設備投資は売上高の0.0%(前年は0.0%)直近4四半期の投資額は$0(前年比–)。フリーキャッシュフローは$289億で、純利益の125.6%。
- 株主還元$202億=フリーキャッシュフローの69.8%自社株買い$145億(前年は$165億)、配当$56.6億、株式報酬$0(TTM)。
- 希薄化後株式数は1年で5.2%減少Q3 '26の希薄化後株式数は30.5億、1年前は32.2億。
- ネットキャッシュ $753億現金 + 短期投資 $2960億、リース含む債務 $2210億。1年前の純有利子負債は$280億。
直近四半期:Q3 '26
2026-09-30終了の四半期。前年同期および決算前のアナリスト・コンセンサスとの比較。
四半期の前年比較
| Q3 '26 | 前年 | 増減 | |
|---|---|---|---|
| 売上高 | $333億 | $319億 | +4.3% |
| 売上総利益率 | 62.7% | 65.1% | -2.4 pt |
| 営業利益 | $71億 | $69.1億 | +2.7% |
| 営業利益率 | 21.3% | 21.7% | -0.3 pt |
| 純利益 | $59.5億 | $55.9億 | +6.5% |
| 希薄化後EPS | $1.87 | $1.66 | +12.7% |
| 営業キャッシュフロー | $88.7億 | -$8.69億 | +1,120.4% |
| 設備投資 | $0 | $0 | – |
| フリーキャッシュフロー | $88.7億 | -$8.69億 | +1,120.4% |
| R&D | $0 | $0 | – |
| 株式報酬費用 | $0 | $0 | – |
売上高
収益の源泉を事業別・地域別に四半期ごとに示します。
売上高、営業利益、成長率
四半期事業別売上高
積み上げ、四半期| セグメント | Q3 '26 | 前年比 | 構成比 | TTM | TTM前年比 | 12四半期 |
|---|---|---|---|---|---|---|
| Consumer Banking and Lending | – | – | – | – | – | |
| Corporate and Investment Banking | – | – | – | – | – | |
| Investment Advice | $48.7億 | +11.0% | 68.3% | – | – | |
| Wealth and Investment Management | – | – | – | – | – | |
| Commercial Banking | – | – | – | – | – | |
| Card Interchange And Network Revenues | $8.52億 | -51.9% | 11.9% | – | – | |
| Deposit Account | $14.2億 | +9.7% | 19.8% | – | – | |
| Reconciling Items | – | – | – | – | – | |
| Corporate | – | – | – | – | – | |
| Credit Card, Merchant Discount | -$200万 | – | -0.0% | – | – |
利益率とコスト構造
売上1単位あたり各段階で何が残るか、そしてコストがどこに使われるか。
利益率
四半期売上高に対するコスト比率
四半期キャッシュフローと資本配分
生み出した現金、その使途、そして株主に届く分。
営業キャッシュフロー、設備投資、フリーキャッシュフロー
四半期現金の使途と営業キャッシュフロー
会計年度直近4四半期
キャッシュフロー計算書- 営業キャッシュフロー
- $289億
- 設備投資
- $0
- 自社株買い
- -$145億
- 配当金
- -$56.6億
- 買収
- $0
- 債務の純発行
- -$716億
- 株式報酬費用
- $0
- フリーキャッシュフロー
- $289億
- 株主還元 / FCF
- 69.8%
株式数とEPS
四半期、希薄化後貸借対照表
各四半期末の流動性、投資、債務。
現金、投資、債務
四半期末バリュエーションとリターン
現在の倍率を同社の過去5会計年度と比較。アナリストの目標株価と評価。
倍率とリターン
TTMと過去5会計年度| 現在 | 5年平均 | 5年レンジ内の現在位置 | |
|---|---|---|---|
| P/E(TTM) | 11.6× | 12.0× | 9.6× – 14.6× |
| EV / EBITDA | 12.9× | 9.9× | 4.2× – 16.6× |
| EV / 売上高 | 3.3× | 2.7× | 1.9× – 4.4× |
| 株価 / FCF | 8.7× | 29.9× 5年中3年 | 4.5× – 79.3× |
| 株価 / 純資産 | 1.4× | 1.2× | 0.9× – 1.6× |
| FCF利回り | 11.5% | 5.7% | -6.4% – 22.2% |
| 投下資本利益率 | 6.2% | 3.8% | 3.1% – 6.0% |
| 自己資本利益率 | 12.9% | 10.5% | 7.6% – 11.8% |
アナリスト
コンセンサス目標株価 $97.14 (+16.4%)
レンジ $92.00 – $104.00 · 評価 Buy
強い買い0
買い28
中立28
売り4
強い売り0
財務諸表
損益計算書、貸借対照表、キャッシュフロー計算書の全項目。12四半期と10会計年度を、金額・売上比・成長率で表示。
全報告項目
Wells Fargo & Companyが直近の10-Q / 10-K提出書類にタグ付けした全361項目を、SECの公式ラベルと定義とともに掲載。注記(リース、税金、自社株買い、従業員など)も含みます。
| 項目(SECラベル) | 直近四半期 | 前年 | 前年比 | 直近FY | 前FY | 前年比 |
|---|---|---|---|---|---|---|
| Accounts Payable and Accrued Liabilities | $751億 | $926億 | -18.9% | $682億 | $611億 | +11.5% |
| Accounts Receivable, after Allowance for Credit Loss | $251億 | $209億 | +20.0% | $197億 | $196億 | +0.2% |
| Accumulated Other Comprehensive Income (Loss), Net of Tax | -$165億 | -$76.5億 | -115.9% | -$66.7億 | -$122億 | +45.2% |
| Additional Collateral, Aggregate Fair Value | $47億 | $32億 | +46.9% | $37億 | $41億 | -9.8% |
| Additional Paid in Capital | $615億 | $610億 | +0.8% | $613億 | $608億 | +0.8% |
| Assets | $2.25兆 | $2.06兆 | +9.2% | $2.15兆 | $1.93兆 | +11.3% |
| AssetsAverageOutstanding | $2.24兆 | $2.01兆 | +11.6% | $1.99兆 | $1.92兆 | +3.6% |
| Cash and Due from Banks | $406億 | $348億 | +16.5% | $392億 | $371億 | +5.7% |
| Cash Flow Hedge Gain (Loss) to be Reclassified within Twelve Months | -$5.09億 | $1.31億 | -488.5% | -$1.41億 | -$5.47億 | +74.2% |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | $1790億 | $1730億 | +4.0% | $1730億 | $2020億 | -14.5% |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | -$221億 | -$206億 | -7.2% | -$293億 | -$342億 | +14.2% |
| Collateral Already Posted, Aggregate Fair Value | $261億 | $205億 | +27.3% | $227億 | $198億 | +14.6% |
| Common Stock, Capital Shares Reserved for Future Issuance | 2.03億2025-12-31 | 2.33億 | -12.9% | 2.03億 | 2.33億 | -12.9% |
| Common Stock, Dividends, Per Share, Declared | $0.50 | $0.45 | +11.1% | $1.70 | $1.50 | +13.3% |
| Common Stock, Par or Stated Value Per Share | $1.67 | $1.67 | 0.0% | $1.67 | $1.67 | 0.0% |
| Common Stock, Shares Authorized | 90億 | 90億 | 0.0% | 90億 | 90億 | 0.0% |
| Common Stock, Shares, Issued | 54.8億 | 54.8億 | 0.0% | 54.8億 | 54.8億 | 0.0% |
| Common Stock, Shares, Outstanding | 30億 | 31.5億 | -4.7% | 30.9億 | 32.9億 | -6.0% |
| Common Stock, Value, Issued | $91.4億 | $91.4億 | 0.0% | $91.4億 | $91.4億 | 0.0% |
| Compensation Expense, Excluding Cost of Good and Service Sold | $87.5億 | $90.2億 | -3.1% | $363億 | $357億 | +1.5% |
| Comprehensive Income (Loss), Net of Tax, Attributable to Parent | -$22.8億 | $73.1億 | -131.3% | $268億 | $191億 | +40.3% |
| Comprehensive Income (Loss), Net of Tax, Including Portion Attributable to Noncontrolling Interest | -$23億 | $73.3億 | -131.4% | $269億 | $194億 | +38.7% |
| Continuing Involvement with Transferred Financial Assets, Principal Amount Outstanding | $6.17億 | $32億 | -80.7% | $30.8億 | $798億 | -96.1% |
| Contractually Specified Servicing Fee, Late Fee, and Ancillary Fee Earned in Exchange for Servicing Financial Asset | $2.76億 | $3.47億 | -20.5% | $14.5億 | $18.6億 | -22.2% |
| Credit Derivative, Maximum Exposure, Undiscounted | $380億 | $183億 | +107.7% | $188億 | $165億 | +13.6% |
| Current Federal Tax Expense (Benefit) | – | – | – | $50.6億 | $37億 | +36.9% |
| Current Foreign Tax Expense (Benefit) | – | – | – | $4.2億 | $3.45億 | +21.7% |
| Current Income Tax Expense (Benefit) | – | – | – | $57.1億 | $43.1億 | +32.5% |
| Current State and Local Tax Expense (Benefit) | – | – | – | $2.31億 | $2.68億 | -13.8% |
| Debt and Equity Securities, Realized Gain (Loss) | $10.8億 | $15.6億 | -30.4% | $52.5億 | $55.2億 | -4.9% |
| Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain (Loss), before Tax | -$103億 | -$33.5億 | -208.8% | -$22億 | -$76.3億 | +71.1% |
| Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax | $3.67億 | $12.9億 | -71.6% | $18.6億 | $1.55億 | +1,102.6% |
| Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax | $117億 | $45.2億 | +158.7% | $39.9億 | $78.3億 | -49.0% |
| Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling after 10 Years, Fair Value | $1440億 | $1500億 | -4.2% | $1510億 | $1320億 | +13.9% |
| Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling after Five Through Ten Years, Fair Value | $738億 | $422億 | +75.1% | $475億 | $155億 | +205.7% |
| Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Fair Value | $348億 | $122億 | +185.2% | $122億 | $132億 | -7.7% |
| Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Fair Value | $31.3億 | $20.3億 | +54.3% | $32億 | $19.7億 | +62.7% |
| Debt Securities, Available-for-sale, Maturity, Rolling after 10 Years, Weighted Average Yield | 4.5% | 4.6% | -0.9% | 4.5% | 4.4% | +2.7% |
| Debt Securities, Available-for-sale, Maturity, Rolling after Five Through Ten Years, Weighted Average Yield | 4.2% | 4.2% | +1.2% | 4.2% | 4.1% | +2.2% |
| Debt Securities, Available-for-sale, Maturity, Rolling after One Through Five Years, Weighted Average Yield | 3.9% | 2.7% | +48.1% | 2.6% | 2.7% | -1.5% |
| Debt Securities, Available-for-sale, Maturity, Rolling within One Year, Weighted Average Yield | 3.8% | 3.7% | +2.7% | 2.9% | 2.8% | +5.4% |
| Debt Securities, Available-for-sale, Realized Gain | $4600万 | $400万 | +1,050.0% | $3200万 | $3200万 | 0.0% |
| Debt Securities, Available-for-sale, Realized Gain (Loss) | -$2900万 | $0 | – | -$1.44億 | -$9.2億 | +84.3% |
| Debt Securities, Available-for-sale, Realized Loss | $7500万 | $400万 | +1,775.0% | $1.76億 | $9.52億 | -81.5% |
| Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain | $5700万 | $1.67億 | -65.9% | $1.89億 | $1.06億 | +78.3% |
| Debt Securities, Held-to-maturity, Accumulated Unrecognized Loss | $433億 | $339億 | +27.7% | $324億 | $413億 | -21.5% |
| Debt Securities, Held-to-maturity, Credit Loss Expense (Reversal) | -$400万 | -$1000万 | +60.0% | $100万 | $100万 | 0.0% |
| Debt Securities, Held-to-maturity, Fair Value | $1490億 | $1810億 | -17.3% | $1760億 | $1940億 | -9.3% |
| Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Rolling after 10 Years, Fair Value | $1440億 | $1710億 | -15.6% | $1680億 | $1760億 | -4.4% |
| Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Rolling after Five Through Ten Years, Fair Value | $10.9億 | $72.8億 | -85.1% | $49.2億 | $158億 | -68.8% |
| Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Fair Value | $38.6億 | $23.7億 | +63.2% | $23億 | $15.5億 | +47.8% |
| Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Fair Value | $3.02億 | $1.11億 | +172.1% | $1.29億 | $2.01億 | -35.8% |
| Debt Securities, Held-to-maturity, Maturity, Rolling after Five Through Ten Years, Weighted Average Yield | 4.0% | 5.8% | -30.5% | 5.3% | 6.2% | -14.6% |
| Debt Securities, Held-to-maturity, Maturity, Rolling after One Through Five Years, Weighted Average Yield | 4.1% | 4.8% | -13.9% | 4.8% | 4.1% | +16.8% |
| Debt Securities, Held-to-maturity, Maturity, Rolling after Ten Years, Weighted Average Yield | 2.3% | 2.4% | -0.4% | 2.4% | 2.4% | -0.8% |
| Debt Securities, Held-to-maturity, Maturity, Rolling within One Year, Weighted Average Yield | 3.0% | 1.7% | +79.8% | 1.7% | 1.2% | +43.3% |
| Debt Securities, Held-to-maturity, Purchase | $4000万 | $3300万 | +21.2% | $2.16億 | $1.67億 | +29.3% |
| Debt Securities, Held-to-maturity, Sold, Realized Gain (Loss), Excluding Other-than-temporary Impairment | $0 | $0 | – | $0 | $0 | – |
| Debt Securities, Trading | $1570億2025-09-30 | $1210億 | +30.3% | $1210億2024-12-31 | $973億 | +24.6% |
| DebtSecuritiesAvailableForSaleAmortizedCostAllowanceForCreditLossExcludingAccruedInterest | $0 | $2300万 | -100.0% | $2300万 | $3400万 | -32.4% |
出典:SEC companyfacts(各10-Q / 10-KのXBRL)。キャッシュフローの四半期値は、10-Qにタグ付けされた累計値から算出。セグメント内訳はディメンション付きでタグ付けされているため、セグメントのセクションに表示しています。
出典
財務諸表、セグメント売上高、指標、予想:Financial Modeling Prep。セグメント利益と全報告項目:SEC EDGAR(XBRL)。 参照した提出書類: 10-Q 2026-09-30, 10-Q 2026-06-30, 10-Q 2026-03-31, 10-K 2025-12-31, 10-Q 2025-09-30
データ基準日 2026-11-01