Keuangan JPMorgan Chase & Co. (JPM)
NYSE · Financial Services · Banks - Diversified · Karyawan: 322.964 · CEO: Jamie Dimon
- Harga
- $337,04 -1,90%
- Kapitalisasi pasar
- $896 M
- Nilai perusahaan
- $1,8 T
- Laporan terakhir
- Q3 '26 diajukan 2026-10-13
- Laporan berikutnya
- 2027-01-14
Pendapatan (TTM)$302 M+8,7% vs tahun lalu4 kuartal terakhir; batang = tiap kuartal
Margin operasional (TTM)28,2%+2,0 poin vs tahun laluLaba operasional: $85,3 M
Laba bersih (TTM)$66 M+13,7% vs tahun laluSetelah pajak, termasuk keuntungan non-operasional
Arus kas bebas (TTM)-$117 M+2,0% vs tahun laluCapex: $0
EPS dilusian (TTM)$23,84+18,1% vs tahun laluJumlah 4 kuartal terakhir
Kas neto$1,47 T+239,0% vs tahun laluKas + investasi jangka pendek - utang
Valuasi & angka utama
- Kapitalisasi pasar
- $896 M EV $1,8 T
- Pendapatan
- $302 M 12 bulan terakhir
- Pertumbuhan pendapatan
- – Tahun fiskal berikutnya
- Margin laba
- 21,9% Laba bersih / pendapatan, TTM
- P/E
- 14,1×
- P/S
- 3,0× Harga / penjualan, TTM
- EV / EBITDA
- 19,6× TTM
- Arus kas bebas
- -$117 M 12 bulan terakhir
- Laba bersih
- $66 M 12 bulan terakhir
- Estimasi pendapatan
- – Tahun fiskal berikutnya
- Laba
- 2027-01-14
- Dividen
- $6,15 Per saham, 12 bulan terakhir
Poin-poin utama
Dihitung dari angka yang dilaporkan - setiap pernyataan menyertakan angka yang mendasarinya.
- Pertumbuhan pendapatan melambat: 6,0% yoyPendapatan Q3 '26: $76,2 M, rata-rata empat kuartal sebelumnya: 8,0%.
- Margin operasional 28,2% (TTM), dibanding tahun lalu: +2,0 poinLaba operasional tumbuh 17,1%, pendapatan tumbuh 8,7%.
- Capex: 0,0% dari pendapatan (tahun lalu 0,0%)$0 diinvestasikan dalam 4 kuartal terakhir (– dibanding tahun sebelumnya). Arus kas bebas: -$117 M = -177,8% dari laba bersih.
- Jumlah saham dilusian turun dalam setahun: 3,1%Saham dilusian pada Q3 '26: 2,68 M, setahun sebelumnya: 2,77 M.
- Kas neto: $1,47 TKas + investasi jangka pendek: $2,7 T, utang termasuk sewa: $1,23 T; tahun lalu kas neto: $433 M.
Kuartal terakhir: Q3 '26
Kuartal berakhir 2026-09-30. Dibandingkan dengan kuartal yang sama tahun lalu dan konsensus analis sebelum laporan.
Kuartal vs tahun lalu
| Q3 '26 | Tahun lalu | Perubahan | |
|---|---|---|---|
| Pendapatan | $76,2 M | $71,9 M | +6,0% |
| Margin kotor | 62,2% | 59,8% | +2,4 poin |
| Laba operasional | $20,1 M | $18,7 M | +7,4% |
| Margin operasional | 26,4% | 26,1% | +0,4 poin |
| Laba bersih | $15,3 M | $14,4 M | +6,3% |
| EPS dilusian | $5,57 | $5,07 | +9,9% |
| Arus kas operasional | $0 | -$45,2 M | +100,0% |
| Capex | $0 | $0 | – |
| Arus kas bebas | $0 | -$45,2 M | +100,0% |
| R&D | $0 | $0 | – |
| Kompensasi berbasis saham | $0 | $0 | – |
Pendapatan
Dari mana uang berasal - menurut lini bisnis dan wilayah, kuartal demi kuartal.
Pendapatan, laba operasional, dan pertumbuhan
kuartalanPendapatan per lini bisnis
bertumpuk, kuartalan| Segmen | Q4 '25 | yoy | Porsi | TTM | TTM yoy | 12 kuartal |
|---|---|---|---|---|---|---|
| Commercial And Investment Bank | $19,4 M | – | 42,3% | $78,5 M | – | |
| Consumer & Community Banking | $19,4 M | +5,6% | 42,4% | $76 M | +6,3% | |
| Asset and Wealth Management Segment | $6,52 M | +12,8% | 14,2% | $24,1 M | +11,6% | |
| Segment Reporting, Reconciling Item, Corporate Nonsegment | $1,48 M | – | 3,2% | $7,03 M | – | |
| Segment Reconciling Items | -$969 jt | – | -2,1% | -$3,13 M | – |
Margin & struktur biaya
Berapa bagian dari setiap unit pendapatan yang tersisa di tiap tingkat - dan ke mana biaya mengalir.
Margin
kuartalanBiaya sebagai % pendapatan
kuartalanArus kas & alokasi modal
Kas yang dihasilkan, untuk apa kas itu digunakan, dan apa yang sampai ke pemegang saham.
Arus kas operasional, capex, arus kas bebas
kuartalanPenggunaan kas vs arus kas operasional
tahun fiskal4 kuartal terakhir
laporan arus kas- Arus kas operasional
- -$117 M
- Capex
- $0
- Buyback
- -$23,4 M
- Dividen
- -$13,1 M
- Akuisisi
- $0
- Utang neto diterbitkan
- $34 M
- Kompensasi berbasis saham
- $0
- Arus kas bebas
- -$117 M
- Dikembalikan ke pemegang saham / FCF
- -31,1%
Jumlah saham dan EPS
kuartalan, dilusianNeraca
Likuiditas, investasi, dan utang pada akhir setiap kuartal.
Kas, investasi, dan utang
akhir kuartalValuasi & imbal hasil
Multiple saat ini dibandingkan lima tahun fiskal terakhir perusahaan itu sendiri; target dan peringkat analis.
Multiple dan imbal hasil
TTM vs 5 tahun fiskal| Sekarang | Rata-rata 5 th | Posisi saat ini dalam rentang 5 tahun | |
|---|---|---|---|
| P/E (TTM) | 14,1× | 12,0× | 10,3× – 16,1× |
| EV / EBITDA | 19,6× | 9,8× | 4,2× – 18,3× |
| EV / Penjualan | 6,0× | 3,2× | 2,2× – 5,3× |
| Harga / FCF | -7,6× | 16,1× 3 dari 5 tahun | 3,7× – 38,5× |
| Harga / Nilai buku | 2,4× | 1,8× | 1,4× – 2,5× |
| Imbal hasil FCF | -13,1% | 4,6% | -16,5% – 26,9% |
| Imbal hasil modal yang diinvestasikan | 3,3% | 4,8% | 4,2% – 5,6% |
| Imbal hasil ekuitas | 17,9% | 15,4% | 12,9% – 17,0% |
Analis
Target konsensus $373,36 (+10,8%)
rentang $312,00 – $425,00 · peringkat Buy
Beli kuat1
Beli31
Tahan27
Jual2
Jual kuat0
Laporan keuangan
Setiap baris laporan laba rugi, neraca, dan laporan arus kas - 12 kuartal dan 10 tahun fiskal, sebagai nilai, % pendapatan, atau pertumbuhan.
Semua pos yang dilaporkan
Semua 439 angka yang ditandai JPMorgan Chase & Co. dalam laporan 10-Q / 10-K terbarunya, dengan label dan definisi resmi SEC - termasuk catatan (sewa, pajak, buyback, karyawan, ...).
| Pos (label SEC) | Kuartal terakhir | Tahun lalu | yoy | FY terakhir | FY sebelumnya | yoy |
|---|---|---|---|---|---|---|
| Accounts Payable and Accrued Liabilities | $384 M | $304 M | +26,6% | $317 M | $281 M | +12,9% |
| Accounts Payable and Other Accrued Liabilities | $130 M2025-12-31 | $128 M | +2,1% | $130 M | $128 M | +2,1% |
| Accumulated Other Comprehensive Income (Loss), Net of Tax | -$7,69 M | -$7,24 M | -6,2% | -$4,29 M | -$12,5 M | +65,6% |
| Additional Paid in Capital, Common Stock | $90,6 M | $90,6 M | 0,0% | $91,1 M | $90,9 M | +0,2% |
| Affordable Housing Tax Credits and Other Tax Benefits, Amount | $1,74 M | $1,44 M | +20,7% | $6,1 M | $6,38 M | -4,4% |
| Amortization Method Qualified Affordable Housing Project Investments | $33,2 M | $31,8 M | +4,3% | $33,9 M | $32 M | +5,9% |
| Amortization Method Qualified Affordable Housing Project Investments, Amortization | $1,52 M | $1,05 M | +45,0% | $4,55 M | $5,02 M | -9,3% |
| Amortization of Intangible Assets | – | – | – | $292 jt | $339 jt | -13,9% |
| Assets | $5,02 T | $4,55 T | +10,2% | $4,42 T | $4 T | +10,5% |
| Beneficial Interest Liability | $29,5 M | $27,7 M | +6,4% | $28 M | $27,3 M | +2,3% |
| Broker-Dealer, Payable to Other Broker-Dealer and Clearing Organization | $187 M2025-12-31 | $153 M | +21,9% | $187 M | $153 M | +21,9% |
| Brokerage Commissions Revenue | $1,15 M | $948 jt | +21,6% | $3,73 M | $3,12 M | +19,5% |
| Business Combination, Bargain Purchase, Gain Recognized, Amount | $02025-12-31 | $0 | – | $0 | $103 jt | -100,0% |
| Business Combination, Step Acquisition, Equity Interest in Acquiree, Remeasurement Gain (Loss), Net | – | – | – | $0 | $0 | – |
| Cash and Due from Banks | $24,7 M | $23,8 M | +4,0% | $21,7 M | $23,4 M | -7,0% |
| Cash Flow Hedge Gain (Loss) to be Reclassified within Twelve Months | -$200 jt | $300 jt | -166,7% | -$926 jt | -$1,6 M | +42,1% |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | $310 M | $420 M | -26,3% | $343 M | $469 M | -26,8% |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | -$2,33 M | -$5,58 M | +58,2% | -$126 M | -$155 M | +18,6% |
| Change in Unrealized Gain (Loss) on Fair Value Hedging Instruments | $1,08 M | $361 jt | +200,0% | -$2,86 M | $827 jt | -446,2% |
| Change in Unrealized Gain (Loss) on Hedged Item in Fair Value Hedge | -$771 jt | $95 jt | -911,6% | $4,74 M | $177 jt | +2.580,2% |
| Collateral Already Posted, Aggregate Fair Value | $25,1 M | $17,1 M | +47,2% | $20,6 M | $15,2 M | +35,2% |
| Common Stock, Dividends, Per Share, Declared | $1,50 | $1,40 | +7,1% | $5,80 | $4,80 | +20,8% |
| Common Stock, Par or Stated Value Per Share | $1,00 | $1,00 | 0,0% | $1,00 | $1,00 | 0,0% |
| Common Stock, Shares Authorized | 9 M | 9 M | 0,0% | 9 M | 9 M | 0,0% |
| Common Stock, Shares, Issued | 4,1 M | 4,1 M | 0,0% | 4,1 M | 4,1 M | 0,0% |
| Common Stock, Shares, Outstanding | 2,7 M2025-12-31 | 2,8 M | -3,6% | 2,7 M | 2,8 M | -3,6% |
| Common Stock, Value, Issued | $4,11 M | $4,11 M | 0,0% | $4,11 M | $4,11 M | 0,0% |
| Communications and Information Technology | $3,11 M | $2,7 M | +14,9% | $11 M | $9,83 M | +12,2% |
| Comprehensive Income (Loss), Net of Tax, Attributable to Parent | $20,2 M | $16,9 M | +19,6% | $65,2 M | $56,5 M | +15,5% |
| Continuing Involvement with Transferred Financial Assets, Principal Amount Outstanding | $329 M | $283 M | +16,3% | $307 M | $266 M | +15,2% |
| Contract with Customer, Refund Liability, Current | $16 M2025-12-31 | $14,4 M | +11,1% | $16 M | $14,4 M | +11,1% |
| Contractually Specified Servicing Fees, Amount | $404 jt | $412 jt | -1,9% | $1,64 M | $1,61 M | +1,8% |
| Credit Derivative, Maximum Exposure, Undiscounted | $717 M | $722 M | -0,7% | $628 M | $561 M | +11,9% |
| Current Federal Tax Expense (Benefit) | – | – | – | $3,11 M | $7,09 M | -56,2% |
| Current Foreign Tax Expense (Benefit) | – | – | – | $4,27 M | $4,75 M | -10,2% |
| Current Income Tax Expense (Benefit) | – | – | – | $9,94 M | $14,6 M | -32,0% |
| Current State and Local Tax Expense (Benefit) | – | – | – | $2,56 M | $2,76 M | -7,3% |
| Debt Securities, Available-for-Sale, Accrued Interest Writeoff | $0 | $0 | – | $0 | $0 | – |
| Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax | $1,43 M | $1,96 M | -26,8% | $3,31 M | $1,12 M | +197,2% |
| Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax | $4,07 M | $5,17 M | -21,2% | $3,34 M | $5,31 M | -37,0% |
| Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | $14,4 M | $9,13 M | +57,6% | $16 M | $9,34 M | +71,6% |
| Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | $676 jt | $723 jt | -6,5% | $876 jt | $689 jt | +27,1% |
| Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $32 M | $24,3 M | +31,8% | $16 M | $26,8 M | -40,2% |
| Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss | $233 jt | $1,27 M | -81,7% | $219 jt | $482 jt | -54,6% |
| Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Amortized Cost | $539 M | $488 M | +10,6% | $507 M | $412 M | +22,9% |
| Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling after 10 Years, Amortized Cost | $133 M | $139 M | -4,1% | $135 M | $135 M | +0,2% |
| Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling after 10 Years, Fair Value | $132 M | $135 M | -2,5% | $134 M | $130 M | +2,6% |
| Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling after Five Through Ten Years, Amortized Cost | $96,5 M | $68,3 M | +41,2% | $63,5 M | $52 M | +22,0% |
| Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling after Five Through Ten Years, Fair Value | $96,1 M | $68,4 M | +40,5% | $63,9 M | $51,8 M | +23,5% |
| Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Amortized Cost | $280 M | $243 M | +15,2% | $258 M | $191 M | +35,3% |
| Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Fair Value | $279 M | $245 M | +14,0% | $260 M | $191 M | +36,4% |
| Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Amortized Cost | $29,1 M | $37 M | -21,3% | $49,6 M | $34,3 M | +44,8% |
| Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Fair Value | $29,1 M | $37 M | -21,2% | $49,7 M | $34,2 M | +45,2% |
| Debt Securities, Available-for-sale, Realized Gain | $224 jt | $94 jt | +138,3% | $674 jt | $593 jt | +13,7% |
| Debt Securities, Available-for-sale, Realized Gain (Loss) | -$395 jt | -$54 jt | -631,5% | -$57 jt | -$1,02 M | +94,4% |
| Debt Securities, Available-for-sale, Realized Loss | $619 jt | $148 jt | +318,2% | $731 jt | $1,61 M | -54,7% |
| Debt Securities, Available-for-sale, Unrealized Loss Position | $46,4 M | $33,4 M | +38,9% | $32 M | $36,1 M | -11,2% |
| Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss | $909 jt | $2 M | -54,5% | $1,1 M | $1,17 M | -6,5% |
| Debt Securities, Available-for-Sale, Weighted Average Yield, Maturity, after Year 10 | 4,8% | 4,9% | -0,2% | 4,7% | 5,0% | -5,4% |
| Debt Securities, Available-for-Sale, Weighted Average Yield, Maturity, after Year 5 Through 10 | 4,1% | 4,6% | -11,2% | 4,1% | 4,7% | -11,9% |
Sumber: SEC companyfacts (XBRL setiap 10-Q / 10-K). Kuartal arus kas dihitung dari angka kumulatif tahun berjalan yang ditandai dalam 10-Q. Rincian segmen ditandai dengan dimensi dan ditampilkan di bagian segmen.
Sumber
Laporan keuangan, pendapatan segmen, metrik, estimasi: Financial Modeling Prep. Laba segmen dan setiap pos yang dilaporkan: SEC EDGAR (XBRL). Laporan yang dibaca: 10-Q 2026-06-30, 10-Q 2026-03-31, 10-K 2025-12-31, 10-Q 2025-09-30
Data per 2026-11-01