Keuangan The Goldman Sachs Group, Inc. (GS)
NYSE · Financial Services · Financial - Capital Markets · Karyawan: 47.400 · CEO: David Michael Solomon
- Harga
- $894,55 -3,58%
- Kapitalisasi pasar
- $260 M
- Nilai perusahaan
- $922 M
- Laporan terakhir
- Q3 '26 diajukan 2026-10-13
- Laporan berikutnya
- 2027-01-19
Pendapatan (TTM)$123 M-2,9% vs tahun lalu4 kuartal terakhir; batang = tiap kuartal
Margin operasional (TTM)25,0%+8,3 poin vs tahun laluLaba operasional: $30,9 M
Laba bersih (TTM)$22,2 M+33,0% vs tahun laluSetelah pajak, termasuk keuntungan non-operasional
Arus kas bebas (TTM)-$43,6 M-376,7% vs tahun laluCapex: $1,6 M
EPS dilusian (TTM)$69,54+41,1% vs tahun laluJumlah 4 kuartal terakhir
Kas neto$170 M+214,1% vs tahun laluKas + investasi jangka pendek - utang
Valuasi & angka utama
- Kapitalisasi pasar
- $260 M EV $922 M
- Pendapatan
- $123 M 12 bulan terakhir
- Pertumbuhan pendapatan
- – Tahun fiskal berikutnya
- Margin laba
- 18,0% Laba bersih / pendapatan, TTM
- P/E
- 12,7×
- P/S
- 2,1× Harga / penjualan, TTM
- EV / EBITDA
- 27,9× TTM
- Arus kas bebas
- -$43,6 M 12 bulan terakhir
- Laba bersih
- $22,2 M 12 bulan terakhir
- Estimasi pendapatan
- – Tahun fiskal berikutnya
- Laba
- 2027-01-19
- Dividen
- $17,00 Per saham, 12 bulan terakhir
Poin-poin utama
Dihitung dari angka yang dilaporkan - setiap pernyataan menyertakan angka yang mendasarinya.
- Pertumbuhan pendapatan menguat: 17,3% yoyPendapatan Q3 '26: $37,7 M, rata-rata empat kuartal sebelumnya: -6,8%.
- Margin operasional 25,0% (TTM), dibanding tahun lalu: +8,3 poinLaba operasional tumbuh 45,2%, pendapatan tumbuh -2,9%.
- 10,6% dari laba sebelum pajak tergerus kerugian non-operasionalLaba sebelum pajak $27,9 M vs laba operasional $30,9 M (TTM). Kerugian dari kepemilikan saham dan pos sekali-pakai lainnya menekan laba bersih dan EPS - laba operasional adalah ukuran bisnis yang lebih bersih.
- Capex: 1,3% dari pendapatan (tahun lalu 1,7%)$1,6 M diinvestasikan dalam 4 kuartal terakhir (-24,6% dibanding tahun sebelumnya). Arus kas bebas: -$43,6 M = -196,8% dari laba bersih.
- Jumlah saham dilusian turun dalam setahun: 4,4%Saham dilusian pada Q3 '26: 301 jt, setahun sebelumnya: 315 jt.
- Kas neto: $170 MKas + investasi jangka pendek: $1,01 T, utang termasuk sewa: $839 M; tahun lalu utang neto: $149 M.
Kuartal terakhir: Q3 '26
Kuartal berakhir 2026-09-30. Dibandingkan dengan kuartal yang sama tahun lalu dan konsensus analis sebelum laporan.
Kuartal vs tahun lalu
| Q3 '26 | Tahun lalu | Perubahan | |
|---|---|---|---|
| Pendapatan | $37,7 M | $32,2 M | +17,3% |
| Margin kotor | 48,6% | 46,2% | +2,4 poin |
| Laba operasional | $7 M | $5,39 M | +29,9% |
| Margin operasional | 18,6% | 16,8% | +1,8 poin |
| Laba bersih | $5,29 M | $4,1 M | +29,2% |
| EPS dilusian | $17,01 | $12,25 | +38,9% |
| Arus kas operasional | $0 | $2,68 M | -100,0% |
| Capex | $0 | $558 jt | -100,0% |
| Arus kas bebas | $0 | $2,12 M | -100,0% |
| R&D | $0 | $0 | – |
| Kompensasi berbasis saham | $0 | $237 jt | -100,0% |
Pendapatan
Dari mana uang berasal - menurut lini bisnis dan wilayah, kuartal demi kuartal.
Pendapatan, laba operasional, dan pertumbuhan
kuartalanPendapatan per lini bisnis
bertumpuk, kuartalan| Segmen | Q4 '25 | yoy | Porsi | TTM | TTM yoy | 12 kuartal |
|---|---|---|---|---|---|---|
| Global Markets | $20,6 M | +143,3% | 69,1% | – | – | |
| Investment Management | $9,22 M | +95,3% | 30,9% | – | – | |
| Platform Solutions | $0 | -100,0% | 0,0% | – | – |
Pendapatan per wilayah
porsi dari total| Segmen | Q4 '25 | yoy | Porsi | TTM | TTM yoy | 12 kuartal |
|---|---|---|---|---|---|---|
| Americas | $17,7 M | +94,6% | 61,8% | – | – | |
| EMEA | $6,85 M | +147,1% | 23,9% | – | – | |
| Asia | $4,09 M | +104,4% | 14,3% | – | – |
Margin & struktur biaya
Berapa bagian dari setiap unit pendapatan yang tersisa di tiap tingkat - dan ke mana biaya mengalir.
Margin
kuartalanBiaya sebagai % pendapatan
kuartalanArus kas & alokasi modal
Kas yang dihasilkan, untuk apa kas itu digunakan, dan apa yang sampai ke pemegang saham.
Arus kas operasional, capex, arus kas bebas
kuartalanPenggunaan kas vs arus kas operasional
tahun fiskal4 kuartal terakhir
laporan arus kas- Arus kas operasional
- -$42 M
- Capex
- -$1,6 M
- Buyback
- -$12 M
- Dividen
- -$4,65 M
- Akuisisi
- -$1,78 M
- Utang neto diterbitkan
- $101 M
- Kompensasi berbasis saham
- $3,23 M
- Arus kas bebas
- -$43,6 M
- Dikembalikan ke pemegang saham / FCF
- -38,2%
Jumlah saham dan EPS
kuartalan, dilusianNeraca
Likuiditas, investasi, dan utang pada akhir setiap kuartal.
Kas, investasi, dan utang
akhir kuartalValuasi & imbal hasil
Multiple saat ini dibandingkan lima tahun fiskal terakhir perusahaan itu sendiri; target dan peringkat analis.
Multiple dan imbal hasil
TTM vs 5 tahun fiskal| Sekarang | Rata-rata 5 th | Posisi saat ini dalam rentang 5 tahun | |
|---|---|---|---|
| P/E (TTM) | 12,7× | 13,0× | 6,3× – 16,9× |
| EV / EBITDA | 27,9× | 24,5× | 12,4× – 30,3× |
| EV / Penjualan | 7,5× | 5,0× | 4,4× – 5,8× |
| Harga / FCF | -6,0× | 53,3× 2 dari 5 tahun | 24,4× – 82,2× |
| Harga / Nilai buku | 2,1× | 1,4× | 1,0× – 2,2× |
| Imbal hasil FCF | -16,8% | -6,3% | -17,2% – 4,1% |
| Imbal hasil modal yang diinvestasikan | 2,5% | 1,9% | 1,0% – 3,0% |
| Imbal hasil ekuitas | 17,9% | 12,4% | 7,3% – 19,7% |
Analis
Target konsensus $1.130,75 (+26,4%)
rentang $942,00 – $1.325,00 · peringkat Hold
Beli kuat0
Beli23
Tahan29
Jual3
Jual kuat0
Laporan keuangan
Setiap baris laporan laba rugi, neraca, dan laporan arus kas - 12 kuartal dan 10 tahun fiskal, sebagai nilai, % pendapatan, atau pertumbuhan.
Semua pos yang dilaporkan
Semua 407 angka yang ditandai The Goldman Sachs Group, Inc. dalam laporan 10-Q / 10-K terbarunya, dengan label dan definisi resmi SEC - termasuk catatan (sewa, pajak, buyback, karyawan, ...).
| Pos (label SEC) | Kuartal terakhir | Tahun lalu | yoy | FY terakhir | FY sebelumnya | yoy |
|---|---|---|---|---|---|---|
| 100,0% | – | – | – | – | – | |
| Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment | $15,8 M | $14,6 M | +8,5% | $15,2 M | $13,6 M | +11,2% |
| Accumulated Other Comprehensive Income (Loss), Net of Tax | -$2,86 M | -$1,99 M | -43,9% | -$2,26 M | -$2,7 M | +16,4% |
| Additional Paid in Capital | $62,1 M | $61,9 M | +0,4% | $61,9 M | $61,4 M | +0,9% |
| Affordable Housing Tax Credits and Other Tax Benefits, Amount | $178 jt | $164 jt | +8,5% | $520 jt | $452 jt | +15,0% |
| Alternative Investment | $1,75 M | $2,02 M | -13,4% | $1,74 M | $2,55 M | -31,7% |
| Amortization Method Qualified Affordable Housing Project Investments | $4,21 M | $3,47 M | +21,2% | $4,12 M | $3,46 M | +19,3% |
| Amortization Method Qualified Affordable Housing Project Investments, Amortization | $142 jt | $128 jt | +10,9% | $440 jt | $381 jt | +15,5% |
| Amortization of Intangible Assets | $40 jt | $22 jt | +81,8% | $83 jt | $176 jt | -52,8% |
| Amount of Restricted Net Assets for Consolidated and Unconsolidated Subsidiaries | $117 M | $107 M | +9,4% | $109 M | $98,5 M | +11,2% |
| Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount | 300 rb | 100 rb | +200,0% | 100 rb | 100 rb | 0,0% |
| Assets | $2,13 T | $1,79 T | +19,2% | $1,81 T | $1,68 T | +8,0% |
| Assets, Fair Value Disclosure | $1,16 T | $968 M | +19,6% | $964 M | $908 M | +6,2% |
| AssetsAverageOutstanding | – | – | – | $1,58 T2023-12-31 | $1,5 T | +5,3% |
| Banking Regulation, Common Equity Tier One Risk-Based Capital, Actual | – | – | – | $103 M2024-12-31 | $99,4 M | +3,6% |
| Banking Regulation, Global Systemically Important Bank (GSIB) Surcharge | 3,0%2025-12-31 | – | – | 3,0% | – | – |
| Banking Regulation, Leverage Buffer, Minimum | 2,0%2025-12-31 | 2,0% | 0,0% | 2,0% | 2,0% | 0,0% |
| Banking Regulation, Supplementary Leverage Ratio, Actual | 4,3% | 5,3% | -18,9% | 5,2% | 5,5% | -5,5% |
| Banking Regulation, Supplementary Leverage Ratio, Capital Adequacy, Minimum | 3,0% | 3,0% | 0,0% | 3,0% | 3,0% | 0,0% |
| Banking Regulation, Supplementary Leverage Ratio, Well Capitalized, Minimum | 3,8% | 5,0% | -25,0% | 5,0% | 5,0% | 0,0% |
| Banking Regulation, Tier One Leverage Capital Ratio, Actual | 5,4% | 6,7% | -19,4% | 6,6% | 6,8% | -2,9% |
| Banking Regulation, Tier One Leverage Capital Ratio, Capital Adequacy, Minimum | 4,0% | 4,0% | 0,0% | 4,0% | 4,0% | 0,0% |
| Banking Regulation, Tier One Leverage Capital, Actual | $114 M | $117 M | -2,6% | $119 M | $116 M | +2,9% |
| Banking Regulation, Tier One Risk-Based Capital, Actual | – | – | – | $116 M2024-12-31 | $110 M | +4,9% |
| Broker-Dealer, Payable to Other Broker-Dealer and Clearing Organization | $27,3 M | $28,1 M | -3,0% | $7,41 M | $6,11 M | +21,3% |
| Brokerage Commissions Revenue | $1,53 M | $1,2 M | +27,0% | $4,04 M | $4,09 M | -1,1% |
| Business Development | $198 jt | $167 jt | +18,6% | $710 jt | $646 jt | +9,9% |
| Cash and Cash Equivalents, at Carrying Value | $187 M | $153 M | +22,4% | $164 M | $182 M | -9,8% |
| Cash and Due from Banks | $7,21 M | $7,82 M | -7,8% | $6,52 M | $5,36 M | +21,6% |
| Cash Flow Hedge Gain (Loss) to be Reclassified within Twelve Months | $0 | – | – | $0 | – | – |
| Cash Flows Between Transferor and Transferee, Beneficial Interest | $310 jt | $226 jt | +37,2% | $783 jt | $722 jt | +8,4% |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | $187 M | $153 M | +22,4% | $164 M | $182 M | -9,8% |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | $7,74 M | -$14,4 M | +153,6% | -$17,8 M | -$59,5 M | +70,0% |
| Collateral Already Posted, Aggregate Fair Value | $56,5 M | $20,5 M | +174,7% | $36,2 M | $20,3 M | +78,7% |
| Common Stock, Dividends, Per Share, Declared | $4,50 | $3,00 | +50,0% | $14,00 | $11,50 | +21,7% |
| Common Stock, Par or Stated Value Per Share | $0,01 | $0,01 | 0,0% | $0,01 | $0,01 | 0,0% |
| Common Stock, Shares Authorized | 4 M | 4 M | 0,0% | 4 M | 4 M | 0,0% |
| Common Stock, Shares, Issued | 936 jt | 932 jt | +0,5% | 932 jt | 927 jt | +0,5% |
| Common Stock, Shares, Outstanding | 291 jt | 303 jt | -3,8% | 296 jt | 311 jt | -4,6% |
| Common Stock, Value, Issued | $9 jt | $9 jt | 0,0% | $9 jt | $9 jt | 0,0% |
| Communications and Information Technology | $635 jt | $530 jt | +19,8% | $2,17 M | $1,99 M | +9,0% |
| Comprehensive Income (Loss), Net of Tax, Attributable to Parent | $5,68 M | $3,81 M | +49,3% | $17,6 M | $14,5 M | +21,6% |
| Consideration Received for Beneficial Interest Obtained for Transferring Financial Asset | $204 jt | $210 jt | -2,9% | $762 jt | $364 jt | +109,3% |
| Continuing Involvement with Transferred Financial Assets, Principal Amount Outstanding | $206 M | $164 M | +25,8% | $193 M | $139 M | +39,0% |
| Contract with Customer, Liability | $183 jt | $141 jt | +29,8% | $132 jt | $0 | – |
| Credit Derivative, Maximum Exposure, Undiscounted | $1,06 T | $814 M | +30,7% | $830 M | $601 M | +38,0% |
| Credit Derivative, Purchased Credit Protection | -$67,7 M | -$1,58 M | -4.192,3% | $915 M | $678 M | +35,0% |
| Credit Risk Derivative Assets, at Fair Value | $11,7 M | – | – | $10,2 M | $7,18 M | +42,1% |
| Credit Risk Derivative Liabilities, at Fair Value | $3,23 M | – | – | $3,5 M | $2,74 M | +27,5% |
| Credit Risk Derivatives, at Fair Value, Net | $8,45 M | – | – | $6,71 M | $4,44 M | +51,2% |
| Current Federal Tax Expense (Benefit) | – | – | – | $1,12 M | $2 M | -44,0% |
| Current Foreign Tax Expense (Benefit) | – | – | – | $2,78 M | $2,26 M | +22,9% |
| Current Income Tax Expense (Benefit) | – | – | – | $4,47 M | $4,92 M | -9,1% |
| Current State and Local Tax Expense (Benefit) | – | – | – | $571 jt | $659 jt | -13,4% |
| Debt Securities | $10,1 M | $11,3 M | -10,3% | $11,1 M | $11,5 M | -3,3% |
| Debt Securities, Available-for-sale | $156 M | $103 M | +50,5% | $99,2 M | $79,5 M | +24,9% |
| Debt Securities, Available-for-sale, Amortized Cost | $157 M | $104 M | +50,9% | $99,1 M | $80,8 M | +22,7% |
| Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer | $15,7 M | $18,9 M | -17,0% | $14,1 M | $21,1 M | -33,0% |
| Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss | $511 jt | $649 jt | -21,3% | $484 jt | $983 jt | -50,8% |
| Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months | $88,1 M | $42,9 M | +105,3% | $8,24 M | $32,7 M | -74,8% |
Sumber: SEC companyfacts (XBRL setiap 10-Q / 10-K). Kuartal arus kas dihitung dari angka kumulatif tahun berjalan yang ditandai dalam 10-Q. Rincian segmen ditandai dengan dimensi dan ditampilkan di bagian segmen.
Sumber
Laporan keuangan, pendapatan segmen, metrik, estimasi: Financial Modeling Prep. Laba segmen dan setiap pos yang dilaporkan: SEC EDGAR (XBRL). Laporan yang dibaca: 10-Q 2026-06-30, 10-Q 2026-03-31, 10-K 2025-12-31, 10-Q 2025-09-30
Data per 2026-11-01