Keuangan The Allstate Corporation (ALL)
NYSE · Financial Services · Insurance - Property & Casualty · Karyawan: 53.150 · CEO: Thomas Joseph Wilson
- Harga
- $259,87 +1,54%
- Kapitalisasi pasar
- $65,7 M
- Nilai perusahaan
- $72,4 M
- Laporan terakhir
- Q2 '26 diajukan 2026-08-05
- Laporan berikutnya
- 2026-11-04
Pendapatan (TTM)$69,2 M+5,4% vs tahun lalu4 kuartal terakhir; batang = tiap kuartal
Margin operasional (TTM)24,8%+13,7 poin vs tahun laluLaba operasional: $17,2 M
Laba bersih (TTM)$13,3 M+128,6% vs tahun laluSetelah pajak, termasuk keuntungan non-operasional
Arus kas bebas (TTM)$12,2 M+43,4% vs tahun laluCapex: $220 jt
EPS dilusian (TTM)$50,08+135,4% vs tahun laluJumlah 4 kuartal terakhir
Kas neto-$1,78 M-169,9% vs tahun laluKas + investasi jangka pendek - utang
Valuasi & angka utama
- Kapitalisasi pasar
- $65,7 M EV $72,4 M
- Pendapatan
- $69,2 M 12 bulan terakhir
- Pertumbuhan pendapatan
- -8% Konsensus FY2026
- Margin laba
- 19,2% Laba bersih / pendapatan, TTM
- P/E
- 5,1× Forward 7,2× (FY2026)
- P/S
- 0,9× Harga / penjualan, TTM
- EV / EBITDA
- 4,1× TTM
- Arus kas bebas
- $12,2 M 12 bulan terakhir
- Laba bersih
- $13,3 M 12 bulan terakhir
- Estimasi pendapatan
- $61 M Konsensus FY2026
- Laba
- 2026-11-04
- Dividen
- $4,24 Per saham, 12 bulan terakhir
Poin-poin utama
Dihitung dari angka yang dilaporkan - setiap pernyataan menyertakan angka yang mendasarinya.
- Pertumbuhan pendapatan menguat: 12,4% yoyPendapatan Q2 '26: $18,6 M, rata-rata empat kuartal sebelumnya: 3,8%.
- Margin operasional 24,8% (TTM), dibanding tahun lalu: +13,7 poinLaba operasional tumbuh 135,7%, pendapatan tumbuh 5,4%.
- Capex: 0,3% dari pendapatan (tahun lalu 0,3%)$220 jt diinvestasikan dalam 4 kuartal terakhir (+7,8% dibanding tahun sebelumnya). Arus kas bebas: $12,2 M = 92,0% dari laba bersih.
- $3,53 M dikembalikan ke pemegang saham = 28,8% dari arus kas bebasBuyback: $2,46 M (tahun lalu $441 jt), dividen: $1,07 M, kompensasi saham: $136 jt (TTM).
- Jumlah saham dilusian turun dalam setahun: 3,3%Saham dilusian pada Q2 '26: 259 jt, setahun sebelumnya: 268 jt.
- Utang neto: $1,78 MKas + investasi jangka pendek: $5,71 M, utang termasuk sewa: $7,49 M; tahun lalu kas neto: $2,55 M.
Kuartal terakhir: Q2 '26
Kuartal berakhir 2026-06-30. Dibandingkan dengan kuartal yang sama tahun lalu dan konsensus analis sebelum laporan.
Kuartal vs tahun lalu
| Q2 '26 | Tahun lalu | Perubahan | |
|---|---|---|---|
| Pendapatan | $18,6 M | $16,5 M | +12,4% |
| Margin kotor | 34,7% | 24,4% | +10,4 poin |
| Laba operasional | $4,24 M | $2,7 M | +56,9% |
| Margin operasional | 22,8% | 16,3% | +6,5 poin |
| Laba bersih | $3,27 M | $2,11 M | +55,2% |
| EPS dilusian | $12,51 | $7,76 | +61,2% |
| Arus kas operasional | $2,63 M | $1,87 M | +40,6% |
| Capex | $43 jt | -$1 jt | +4.400,0% |
| Arus kas bebas | $2,59 M | $1,87 M | +38,3% |
| R&D | $0 | $0 | – |
| Kompensasi berbasis saham | $0 | $0 | – |
Pendapatan
Dari mana uang berasal - menurut lini bisnis dan wilayah, kuartal demi kuartal.
Pendapatan, laba operasional, dan pertumbuhan
kuartalanPendapatan per lini bisnis
bertumpuk, kuartalan| Segmen | Q1 '26 | yoy | Porsi | TTM | TTM yoy | 12 kuartal |
|---|---|---|---|---|---|---|
| Property Liability | – | – | – | – | – | |
| Protection Services | $915 jt | +7,6% | 100,0% | – | – | |
| Allstate Health And Benefits | – | – | – | – | – | |
| Intersegment Eliminations | – | – | – | – | – | |
| Corporate and Other | – | – | – | – | – |
Margin & struktur biaya
Berapa bagian dari setiap unit pendapatan yang tersisa di tiap tingkat - dan ke mana biaya mengalir.
Margin
kuartalanBiaya sebagai % pendapatan
kuartalanArus kas & alokasi modal
Kas yang dihasilkan, untuk apa kas itu digunakan, dan apa yang sampai ke pemegang saham.
Arus kas operasional, capex, arus kas bebas
kuartalanPenggunaan kas vs arus kas operasional
tahun fiskal4 kuartal terakhir
laporan arus kas- Arus kas operasional
- $12,5 M
- Capex
- -$220 jt
- Buyback
- -$2,46 M
- Dividen
- -$1,07 M
- Akuisisi
- $0
- Utang neto diterbitkan
- -$600 jt
- Kompensasi berbasis saham
- $136 jt
- Arus kas bebas
- $12,2 M
- Dikembalikan ke pemegang saham / FCF
- 28,8%
Jumlah saham dan EPS
kuartalan, dilusianNeraca
Likuiditas, investasi, dan utang pada akhir setiap kuartal.
Kas, investasi, dan utang
akhir kuartalValuasi & imbal hasil
Multiple saat ini dibandingkan lima tahun fiskal terakhir perusahaan itu sendiri; target dan peringkat analis.
Multiple dan imbal hasil
TTM vs 5 tahun fiskal| Sekarang | Rata-rata 5 th | Posisi saat ini dalam rentang 5 tahun | |
|---|---|---|---|
| P/E (TTM) | 5,1× | 13,3× 3 dari 5 tahun | 5,4× – 23,3× |
| EV / EBITDA | 4,1× | 19,5× 4 dari 5 tahun | 4,4× – 59,8× |
| EV / Penjualan | 1,0× | 0,9× | 0,8× – 0,9× |
| Harga / FCF | 5,4× | 7,1× | 5,5× – 9,3× |
| Harga / Nilai buku | 2,0× | 1,9× | 1,4× – 2,4× |
| Imbal hasil FCF | 18,6% | 14,5% | 10,8% – 18,2% |
| Imbal hasil modal yang diinvestasikan | 31,3% | 5,7% | -1,4% – 20,8% |
| Imbal hasil ekuitas | 43,1% | 10,7% | -7,4% – 33,6% |
Analis
Target konsensus $266,31 (+2,5%)
rentang $221,00 – $319,00 · peringkat Hold
Beli kuat1
Beli17
Tahan24
Jual3
Jual kuat0
Prospek
Konsensus analis untuk tahun fiskal mendatang dan implikasinya pada harga saat ini.
Estimasi konsensus
| Tahun fiskal | Pendapatan | Pertumbuhan | EPS | Pertumbuhan | P/E pada harga saat ini | Analis (EPS) |
|---|---|---|---|---|---|---|
| FY2026 | $61 M | -8,3% | $35,93 | -5,9% | 7,2× | 14 |
| FY2027 | $62,1 M | +1,9% | $28,05 | -21,9% | 9,3× | 13 |
| FY2028 | $64,1 M | +3,1% | $26,61 | -5,2% | 9,8× | 4 |
Laporan keuangan
Setiap baris laporan laba rugi, neraca, dan laporan arus kas - 12 kuartal dan 10 tahun fiskal, sebagai nilai, % pendapatan, atau pertumbuhan.
Semua pos yang dilaporkan
Semua 338 angka yang ditandai The Allstate Corporation dalam laporan 10-Q / 10-K terbarunya, dengan label dan definisi resmi SEC - termasuk catatan (sewa, pajak, buyback, karyawan, ...).
| Pos (label SEC) | Kuartal terakhir | Tahun lalu | yoy | FY terakhir | FY sebelumnya | yoy |
|---|---|---|---|---|---|---|
| Accrued Investment Income Receivable | $730 jt | $628 jt | +16,2% | $708 jt | $615 jt | +15,1% |
| Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment | $2,34 M2025-12-31 | $2,5 M | -6,4% | $2,34 M | $2,5 M | -6,4% |
| Accumulated Other Comprehensive (Income) Loss, Defined Benefit Plan, after Tax | -$10 jt | -$11 jt | +9,1% | -$11 jt | -$11 jt | 0,0% |
| Accumulated Other Comprehensive Income (Loss), Foreign Currency Translation Adjustment, Net of Tax | -$126 jt | -$106 jt | -18,9% | -$55 jt | -$145 jt | +62,1% |
| Accumulated Other Comprehensive Income (Loss), Net of Tax | -$193 jt | -$57 jt | -238,6% | $255 jt | -$889 jt | +128,7% |
| Additional Paid in Capital, Common Stock | $4,22 M | $4,08 M | +3,3% | $4,16 M | $4,03 M | +3,2% |
| Additions to Contract Holders Funds | $0 | $0 | – | $30 jt | $129 jt | -76,7% |
| Amortization of Intangible Assets | $46 jt | $57 jt | -19,3% | $231 jt | $280 jt | -17,5% |
| Amount of Restricted Net Assets for Consolidated and Unconsolidated Subsidiaries | $29,1 M2025-12-31 | $25,5 M | +14,0% | $29,1 M | $25,5 M | +14,0% |
| Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount | 700 rb | 500 rb | +40,0% | 400 rb | 500 rb | -20,0% |
| AOCI, Debt Securities, Available-for-sale, Adjustment, after Tax | -$79 jt | $36 jt | -319,4% | $297 jt | -$771 jt | +138,5% |
| Assets | $125 M | $116 M | +7,6% | $120 M | $112 M | +7,3% |
| Assets Held by Insurance Regulators | $202 jt2025-12-31 | $194 jt | +4,1% | $202 jt | $194 jt | +4,1% |
| Assets, Fair Value Disclosure | $76,5 M | $66,8 M | +14,5% | $72 M | $63,5 M | +13,4% |
| Assumed Premiums Earned | – | – | – | $431 jt | $403 jt | +6,9% |
| Benefits, Losses and Expenses | $14,5 M | $14,8 M | -2,5% | $56,1 M | $58,3 M | -3,8% |
| Business Combination, Contingent Consideration, Liability | $28 jt2025-12-31 | $25 jt | +12,0% | $28 jt | $25 jt | +12,0% |
| Capitalized Computer Software, Net | $349 jt2025-12-31 | $398 jt | -12,3% | $349 jt | $398 jt | -12,3% |
| Cash | $840 jt | $995 jt | -15,6% | $678 jt | $704 jt | -3,7% |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | $840 jt | $995 jt | -15,6% | $678 jt | $704 jt | -3,7% |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | $143 jt | $45 jt | +217,8% | -$26 jt | -$18 jt | -44,4% |
| Ceded Premiums Earned | – | – | – | $2,68 M | $2,26 M | +18,6% |
| Collateral Already Posted, Aggregate Fair Value | $1 jt | $36 jt | -97,2% | $14 jt | $0 | – |
| Common Stock, Dividends, Per Share, Declared | $1,08 | $1,00 | +8,0% | $4,00 | $3,68 | +8,7% |
| Common Stock, Par or Stated Value Per Share | $0,01 | $0,01 | 0,0% | $0,01 | $0,01 | 0,0% |
| Common Stock, Shares Authorized | 2 M | 2 M | 0,0% | 2 M | 2 M | 0,0% |
| Common Stock, Shares, Issued | 900 jt | 900 jt | 0,0% | 900 jt | 900 jt | 0,0% |
| Common Stock, Shares, Outstanding | 254 jt | 264 jt | -3,8% | 260 jt | 265 jt | -1,9% |
| Common Stock, Value, Outstanding | $9 jt | $9 jt | 0,0% | $9 jt | $9 jt | 0,0% |
| Comprehensive Income (Loss), Net of Tax, Attributable to Noncontrolling Interest | $0 | -$11 jt | +100,0% | -$13 jt | -$58 jt | +77,6% |
| Comprehensive Income (Loss), Net of Tax, Attributable to Parent | $3,37 M | $2,56 M | +31,5% | $11,4 M | $4,47 M | +155,7% |
| Comprehensive Income (Loss), Net of Tax, Including Portion Attributable to Noncontrolling Interest | $3,37 M | $2,55 M | +32,1% | $11,4 M | $4,41 M | +158,7% |
| Current Federal Tax Expense (Benefit) | – | – | – | $2,51 M | – | – |
| Current Foreign Tax Expense (Benefit) | – | – | – | $99 jt | – | – |
| Current Income Tax Expense (Benefit) | – | – | – | $2,73 M | $1,18 M | +131,9% |
| Current State and Local Tax Expense (Benefit) | – | – | – | $122 jt | – | – |
| Debt Issuance Costs, Net | $51 jt2025-12-31 | $56 jt | -8,9% | $51 jt | $56 jt | -8,9% |
| Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax | $445 jt | $633 jt | -29,7% | $777 jt | $361 jt | +115,2% |
| Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax | $538 jt | $581 jt | -7,4% | $392 jt | $1,23 M | -68,1% |
| Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling after 10 Years, Amortized Cost | $12,9 M | $6,41 M | +100,9% | $9,71 M | $10,5 M | -7,7% |
| Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling after 10 Years, Fair Value | $12,9 M | $6,26 M | +105,5% | $9,69 M | $10,3 M | -5,5% |
| Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling after Five Through Ten Years, Amortized Cost | $21,1 M | $13,1 M | +61,7% | $21,5 M | $17,4 M | +23,6% |
| Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling after Five Through Ten Years, Fair Value | $21,1 M | $13,2 M | +60,2% | $21,8 M | $17,1 M | +27,1% |
| Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Amortized Cost | $21,2 M | $31,2 M | -32,0% | $22,6 M | $22,9 M | -1,3% |
| Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Fair Value | $21,2 M | $31,3 M | -32,4% | $22,7 M | $22,6 M | +0,5% |
| Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Amortized Cost | $1,6 M | $1,64 M | -2,4% | $1,46 M | $1,54 M | -5,2% |
| Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Fair Value | $1,6 M | $1,63 M | -1,7% | $1,46 M | $1,53 M | -4,6% |
| Debt Securities, Available-for-sale, Maturity, without Single Maturity Date, Amortized Cost | $4,1 M | $2,06 M | +99,2% | $3,43 M | $1,23 M | +180,1% |
| Debt Securities, Available-for-sale, Maturity, without Single Maturity Date, Fair Value | $4,09 M | $2,08 M | +96,4% | $3,48 M | $1,24 M | +180,3% |
| Debt Securities, Gain (Loss) | -$80 jt | -$245 jt | +67,3% | -$253 jt | -$160 jt | -58,1% |
| Debt, Long-term and Short-term, Combined Amount | $7,49 M2025-12-31 | $8,09 M | -7,4% | $7,49 M | $8,09 M | -7,4% |
| DebtSecuritiesAvailableForSaleAmortizedCostAllowanceForCreditLossExcludingAccruedInterest | $10 jt | $17 jt | -41,2% | $10 jt | $17 jt | -41,2% |
| DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss | $60,9 M | $54,4 M | +12,0% | $58,7 M | $53,6 M | +9,5% |
| DebtSecuritiesAvailableForSaleExcludingAccruedInterest | $60,8 M | $54,4 M | +11,7% | $59,1 M | $52,7 M | +12,1% |
| Deferred Federal Income Tax Expense (Benefit) | – | – | – | $103 jt | – | – |
| Deferred Foreign Income Tax Expense (Benefit) | – | – | – | $7 jt | – | – |
| Deferred Income Tax Assets, Net | $12 jt2026-03-31 | $229 jt | -94,8% | $0 | $231 jt | -100,0% |
| Deferred Income Tax Expense (Benefit) | – | – | – | $156 jt | -$17 jt | +1.017,6% |
| Deferred Income Tax Liabilities, Net | $172 jt | – | – | $227 jt | $0 | – |
| Deferred Policy Acquisition Costs and Present Value of Future Insurance Profits, Addition | – | – | – | $8,78 M | $8,39 M | +4,7% |
Sumber: SEC companyfacts (XBRL setiap 10-Q / 10-K). Kuartal arus kas dihitung dari angka kumulatif tahun berjalan yang ditandai dalam 10-Q. Rincian segmen ditandai dengan dimensi dan ditampilkan di bagian segmen.
Sumber
Laporan keuangan, pendapatan segmen, metrik, estimasi: Financial Modeling Prep. Laba segmen dan setiap pos yang dilaporkan: SEC EDGAR (XBRL). Laporan yang dibaca: 10-Q 2026-06-30, 10-Q 2026-03-31, 10-K 2025-12-31, 10-Q 2025-09-30, 10-Q 2025-06-30, 10-Q 2025-03-31, 10-K 2024-12-31, 10-Q 2024-09-30, 10-Q 2024-06-30
Data per 2026-11-01